"Bob give me one good reason why I should bail you an Jeanie out of the hole you have dug."
"But Frank You won the lottery and I'm your my brother, it your family DUTY to help us out!"
"I have given you handouts before. Every time you blow the money on the ponies and NONE of it goes to cover your debts. Putting you more and more behind the eight ball. Yes I won the lottery Bob but I have to be very careful with my money. I've read horror stories about guys like me. Many lottery winners blow through the money in a few years.
One guy in Florida ended up buried under his crawlspace for not providing timely handouts to his "friends." I'll be damned if that is going to happen to me. I have hired two teams of accountants one team to invest the money and another team to keep tabs on the first team. I may be your brother but you are not a charity I'm likely to invest in."
"Jeanie and I will do anything, sign any documents you want, repay you any way you want Frank.You CAN'T lose!"
"Bob, I've heard this story my entire life. As kids I let you talk me into giving you part of my allowance. You wasted it on candy or comic books, whereas I banked most of mine. When I turned sixteen I could buy my own car. You whined and made a fuss and, at last, Dad bought you a car, which you promptly wrapped around a tree. Once you discovered the track there was never any doubt that all of your money would go down that rat hole.
I've never spent more than fifty bucks a time at the track and I've been to Las Vegas exactly four times and two of those were for business trips. I've bailed you out before but no longer. The only thing good about you Bob is Jeanie. What she sees in you I will never understand. She must find reprobates and participants in dissipation "endearing." Well I DON'T!"
"Frank, even if I concede that you are correct about me, and you aren't, This is different Jeanie and I will do ANYTHING you ask."
"Stop repeating that bullshit Bob. You have the impulse control of an infant. No matter what I ask of you you will find some way to weasel out of the deal. Once you get your hands on the money you can kiss it goodbye. You spend money likes it radioactive. If I help you out in six months the money will be gone and you will be back in debt and in the same boat you are in now. Then, just like clockwork, you will show up at my door and ask for more money to dig you out of your hole AGAIN!"
"But Frank, We'll do ANYTHING!"
At this moment an idea crossed Frank's mind. Despite his many shortcomings Bob WAS his brother. This time however he would teach Bob a lesson. Jeanie was indeed far better than Frank's piss ant little brother deserved ....
"OK Bob. Be at my house on Wednesday at 8:00. Bring Jeanie. We will see how willing you two are to do ANYTHING. If you agree to the program I have in store for you I will retire all of your debts and set you and Jeanie up with three million dollars. It will be my only and final offer. If you choke on the terms that is NOT my fault."
At that statement Bob's face brightened and he said,
"I knew that I could count on you Frank!"
"Wait until you see the fine print." Was the older brother's only reply.
On Wednesday evening Bob sat slack jawed as he listened again to his brother Frank's proposal.
"You CAN'T be serious Frank!"
"That's the deal Bob. Take it or leave it,"
At this point Jeanie, Frank's beautiful redheaded sister-in-law interjected.
"I've never thought of you in THAT way Francis." (Jeanie, alone among all of the inhabitants of the world was the only one permitted to call Frank by his legal name.)
"That doesn't matter Jeanie, all I ask is that you be obedient and happy. I will treat you to the best year you have ever had."
"You can't seriously be considering his offer Jeanie!" Exploded Bob.
"It IS an awful lot of money, dear and, if you don't mind my saying so, you could use some discipline."
"But Jeanie, Frank wants to ..."
"Yes but after a year, we can have a nice house and start a family, Being with Francis for twelve months is not a bad trade off for something we both have wanted ever since we got married."
"But Jeanie!... Frank, What's this "chastity" nonsense?"
"Very simple bro, you earn the money through a year of chastity. All of you life you have sweet talked or wheedled people into giving you money. You have not worked for anything that you have. On top of that for every dollar you DO manage to earn, you gamble away three more. The only reason that you and Jeanie are not homeless is because both her parents and our own have been bailing you out. I know first hand that the primary marital problem between you and Jeanie is your wasting money by gambling or get rich quick schemes.
You would be a much better husband if you learned a modicum of financial discipline. Under my proposal you earn money by forgoing something that you enjoy. For a year your dick gets locked away. You forgo sex an entire year and attend basic economic courses. You will have a small weekly allowance for your lunches and so forth. I'll even spot you the occasional trip to the race track. But for any of this to have an lasting impact it has to hurt. If I go easy on you, you will learn nothing and with your new millions you will dig yourself a new and deeper hole."
"But you getting to sleep with Jeanie, hardly seems fair!" Replied Bob angrily.
"Why should your wife have to share your sentence?" Stated Frank plainly. "You got the two of you into the financial hole. Jeanie works hard. In many ways she is supporting you. What kind of a man lets his wife field angry calls from creditors and bookies? She deserves a reward for putting up with your antics. I as your brother am the logical one to console her."
"You just want to fuck her you pig!" Spat Bob.
"Bob, let's not get vulgar. I've laid out the scenario. In a year you and Jeanie will have three million. I'll even put up the down payment for a modest house after that time. You will have gone to school and learned the value of money. Once you get the money I will provide you both with a financial adviser who will help you maximize the investment potential of the money but you two will have to work for it, especially you Bob."
"But Frank!"
"Look Bob, quit wasting my time," Said the older brother impatiently. "The offer is non-alterable and expires tonight at midnight. I suggest that you and Jeanie take the time left to decide what you are going to do. I'll give you both some privacy to discuss it."
With that Frank strode confidently out of his den and out onto his patio. It was a warm June evening the brilliant star filled sky seemed like a remarkably promising omen. Frank realized again the depths his good fortune. He had bought the lottery ticket on a lark when the jackpot had become rather large. When Frank won he realized that he the perfect temperament and was perfectly placed in life to maximize the benefit of winning. He was just past thirty years old. He was single and already owned a nice home. He could enjoy the next few years as a single man and experience women from all over the world before he decided to settle down. But the year just ahead was proving to be best gift his newfound wealth had bestowed.