It was evening. While it was still warm, it was obvious that a storm was approaching, and wise people should be heading for shelter before too much longer. Teresa really wanted to be one of those wise people, safely in a car and heading home. Instead she was lying on her towel on the beach, naked, and Ray was about to take her virginity.
She gulped, wanting to say no, but not sure that Ray would take any notice, even if she did. He was naked now, and his cock was standing right up. It looked huge, especially when she knew what he was going to do with it. How could she handle something that size?
It wasn't all fear that she felt, she admitted to herself. There was excitement and pride. She was going to have sex was the exciting part. Ray wanting her was the source of the pride.
Teresa lay there, conflicting emotions chasing themselves across her face, wondering how she had finished up like this. Whenever she'd thought of losing her virginity her thoughts had always turned to a husband, or at least a bed. Being stripped in the open, in a potentially public place, and having to yield her virginity like this had never been in her wildest dreams.
The day had been progressing normally enough. She had been at the beach with the usual gang. There were half a dozen or so of them, mutual friends who just liked to hang out together. While they were all in the eighteen/nineteen age bracket, none of them had as yet formed any serious relationships with other members of the group. At that point, Ray was just one of the bunch, though she did like him.
They'd swum, walked, had lunch and swum some more. Teresa had stretched out on her towel to catch some sun, and Ray had offered to rub some sunscreen on her back. What harm? They were in public and it wasn't as though anything could happen, whether she wanted it to or not.
At some stage, while Ray was rubbing her back she'd fallen asleep. When she'd woken, it seemed that she and Ray were the last ones on the beach, with everyone else scattering when the storm started approaching. It was still a good way off, but it did look nasty.
Teresa sat up.
"Sorry, Ray," she said. "You should have woken me earlier."
Ray just smiled and shook his head.
"No. I wanted some private time with you, and this seemed like a good opportunity. We can't stay too long, but for a short while I'll have the chance to kiss you."
Teresa had felt herself blushing like a fool, but didn't resist when Ray leaned over her, coaxing her to lie back and then kissing her. Not once but continuously.
The trouble was, his hand had started exploring her body. Her nearly naked body. A bikini wasn't really much protection when you were alone and a man wanted to touch you where you always felt he shouldn't.
Fingers had slipped under the little bridge formed by the bikini crossing her flat tummy, rubbing erotically. Her mother's words of advice, telling her to never let a man put his hand up her dress didn't seem to make much sense when she wasn't wearing a dress.
Teresa reached down and tugged at Ray's hand, wordlessly saying not there. It didn't seem to help all that much as his hand promptly migrated to her breast, again slipping under the edge of the bikini and touching what was supposed to be hidden. Teresa reached for his hand again, but found her hand just helplessly clutching his as his thumb started rubbing her nipple.
And all the time the kissing continued, mouth and tongue engaged in a silent battle. Teresa was somewhat relieved to find Ray moving his hand away from her breast. Somewhat disappointed too, but she was certain relief was the chief emotion she felt.
She realised that her sense of relief was just a little early. Ray's wandering hand had reached her throat and circled behind it, tugging at the bow it found there. When his hand wandered back to her breast it brushed her top away from them, leaving her exposed to his view.
Ray had lifted himself up slightly at this stage, resting on one hand, while the other played with Teresa's breasts, watching her face to check her reaction. Teresa found herself breathing hard and blushing slightly. Apart from chewing her lip nervously, she made no effort to stop him, finding she liked his tantalising touches.
Ray bent his head back down, kissing her nipples lightly. Raising himself again he looked at Teresa, while reaching down and tugging at the bows at the side of her bikini bottom. Suddenly, Teresa really understood why her mother had suggested she set the bows the way she liked them and then sew them into place.