*Author's Note: Any and all persons engaging in any sexual activity are at least eighteen years of age.
Disclaimers: Yes, I need an editor. No. I do not want an editor. Yes it jumps around too much, yes there's too many people to keep track of, yes it's too long, yes it's too short, yes it's in the wrong category, yes this is stupid shit, and yes I suck. Just scroll down to the end, leave comments based on the disclaimers alone and have a nice day.
For everyone else, I hope you enjoy this dark tale.
*****
Chapter 1
Ronald Biggs looked at the haggard looking couple.
"And, my insurance ain't going cover but about half of it," Lester Ford whined.
"Oakleaf Homestead holds the mortgage on your home," Ronald Biggs interrupted.
"Uh, yes sir, that's right," Lester said.
"And when you come to me, what was it? Twenty years back? I bent some of the rules; hell, neither one of y'all had a pot piss in, much less down payment on no house," Ronald went on.
Nessie Ford colored slightly, remembering how she'd 'persuaded' the man to approve their loan. At that time, Ronald Biggs had been the bank's loan officer.
"Thirty year note and it looks like y'all going take all thirty years pay it off too," Ronald accused.
"Well I uh, we, I mean, four kids," Lester said.
"Was a lot easier back then do an overwrite; didn't have Dodd-Frank screwing everything up. Two dumb ass politicians don't know nothing about money or how the real world works, but anyhow. That's what you asking me do, is another overwrite," Ronald mused aloud.
"But our Robin, she got her the cancer," the man said and fresh tears came to his eyes.
"Mr. Ford, it ain't like I ain't sympathetic," the large man harrumphed. "Good God, got myself three daughters; hell, your Allison used be real good friends with my Wendy, remember that like it was yesterday."
"Yeah, don't know what happened," Nessie said.
"I do," Ronald said. "Same old story, huh? They good friends, then all of a sudden, some little boy comes be-bopping along and next thing you know."
The three adults lapsed into silence.
"Uh, Allison still with that boy?" Ronald asked.
"Web? Yeah; they got themselves a trailer just this side of Sweet Oak," Lester agreed.
"I been looking get me an assistant; she working anywhere?" Ronald asked, looking at the mother.
The woman looked up sharply, looked into Ronald's eyes. She tried to shake her head no, tried to get Ronald's attention, tried to signal to him.
"She's at that Sweet Oak Sno-Cone stand; been working there every summer since she's about sixteen," Lester said.
"And Web; believe he's working, what? At Burger King; that right?" Ronald mused.
A movement outside of his window caught Ronald's attention and he glanced over to see two of the tellers, obviously on their lunch break, walking past. Both young women were well endowed and Ronald watched as they walked along Robert E. Lee, then turned north on Jackson Avenue, most likely toward the Taco Bell across the street.
"Have Allison come see me, say tomorrow at ten?" Ronald decided.
"Yes sir, she'll be here," Lester promised.
Ronald got to his feet.
"But uh, what about..." Nessie asked.
"I'll see what I can do," Ronald promised. "You looking get, what? Thirty thousand? I'll see what I can do."
"Thank you, sir," Lester said, shaking the man's hand.
"Thank you, Mr. Biggs," Nessie mumbled as they left the man's office.
At the Loan Officer's desk, Wendy Biggs smiled at her father. Ronald nodded at his daughter, then sat back down at his own desk.
There was no modesty screen in front of Wendy's desk. There used to be one, but Ronald had it taken out a week before Wendy graduated with an associate's degree in Business Administration from Connelly College.
Now, as Ronald sat down at his desk, he put his head down as if he was reading something on his desk. He could see the hem of Wendy's skirt had edged up, exposing the tops of her thigh high stockings and the straps of her garter belt.
She shifted, crossing her legs. Just as Ronald was sure he could see Wendy's thicket of blonde hair, Vernon Stiles, one of the tellers, paused right in front of Wendy's desk to ask her something.
Ronald narrowed his eyes at the young African-American man. Ronald did not like the brash, arrogant young man. Vernon was constantly trying to get dates with any of the available young women in the bank. So far, he had not crossed any lines, could not be cited for sexual harassment, but Ronald was just hoping for an opportunity to rid himself of the young man.
Now, he watched as Wendy laughed at something Vernon had said. Then a customer came in and Vernon walked quickly to his station.
But the customer was there to see Wendy and sat down, again blocking Ronald's view of his daughter's charms.
"That was Mr. and Mrs. Ford?" Wendy said at four thirty, when everyone was scrambling to do end of business day transactions.
"Uh huh; just wait, huh?" Ronald ordered and decided he would do a random audit on Linda Andersen, one of the tellers.
Linda smiled as Ronald went through the checklist. She knew she'd followed the bank's procedures, knew her drawer balanced.
Ronald smiled; the other tellers knew that, at any moment he could call for an audit on their drawer.
Penny Johnson, the African-American girl that worked the drive-through line was once again having trouble with her own drawer and Ronald and she went through the transactions.
"Well, Penny, there you go; you ran that five hundred dollar deposit twice," Ronald finally said. "Just reverse it out."
"Thank you, Mr. Biggs," Penny said in her breathy voice, resting her hand just a little too long on his arm.
"All righty then," Ronald smiled and signaled to Chip Varney, the security guard that all was clear. Chip nodded, unlocked the door for Penny, then stepped out and locked the door behind himself. With a final wave, Chip walked to his beat up car, and father and daughter were alone in the bank.
"Now, that was Allison's parents?" Wendy again demanded.
"How much do you hate that little bitch?" Ronald asked, smiling widely.
"With every fiber of my soul," Wendy snarled hatefully.
Chapter 2
Allison Faye Ford had dressed in her Sunday's finest, kissed Webster 'Web' Skizznik goodbye, then walked the three and a half miles from the trailer park to the Oakleaf Homestead. She arrived at nine forty eight, entered the building and told the young customer service representative she had an appointment with Ronald Biggs. The young woman pointed to a group of chairs and Allison perched on the edge of one of the uncomfortable chairs.
Allison saw Wendy Biggs as the former friend typed on her keyboard. Allison chanced a small wave at the girl.
Wendy saw the wave and 'scratched' her nose with her middle finger.
Ronald Biggs kept Allison waiting until eleven thirty two. During that time, no one offered Allison any coffee or water. At ten forty, Allison dashed off to the restroom and sighed as she relieved her aching bladder.
"Oh, I'd come out here and checked but you were gone; thought you'd walked off," Ronald claimed as he stepped out of his office to see Allison waiting on him.
"Sorry, had to go potty," Allison apologized. "But I told that woman where I was going."
"Well, come on, got another appointment in fifteen minutes," he claimed as he ushered the nineteen year old girl into his office.
Allison was a beautiful young woman, with long honey blonde hair, big brown eyes, small nose decorated with a few freckles, and a pouting smile. She had a good, strong jawline, giving her pretty face a square look.
She was slender and stood at five feet four. Her chest was a small one; she wore a 32A bra, right now, she wore her lacy black bra underneath her smoke gray dress. Her waist was twenty six inches and her hips flared out to thirty one inches. She wore her black lace thong panties underneath her one good pair of smoke colored pantyhose.
"Folks stopped by see me yesterday," Ronald said as he closed the door of his office.
"Yes sir, Mr. Biggs," Allison agreed.
Ronald sat down behind his large oak desk and regarded the beautiful young girl. He wondered if Lester Ford ever looked at the blonde girl and wondered how two brown haired people could produce a blonde haired baby. He wondered if Lester ever looked at Betty, his third child and wondered about her blonde hair. Betty was born twelve months after Lester had lost his job as a mechanic at Lafluer's Pontiac when the dealership declared bankruptcy.
Vanessa 'Nessie' Ford had come in and asked Mr. Biggs for some leniency, a little understanding as the Ford family was now two months behind in their mortgage payment.
Now Lester worked at the Oakleaf Public Utilities, earning a decent wage. The Fords had not fallen behind in their loan payments since then.
Allison shifted uncomfortably under Ronald's scrutiny.
"Sorry to hear about Robin," Ronald finally said.
Allison sat forward, clutching at her cheap vinyl purse.
Before she could say anything, Ronald slapped a few papers on his desk.
"As you know, we hold the mortgage on your momma's house," Ronald said. "Actually, I'm one holding it; Oakleaf would have never approved them for a loan."
"Yes sir," Allison nodded.
"And that big fancy car your momma's driving around in," Ronald said. "Your daddy's truck too."
"Yes sir," Allison agreed.
"How's that trailer?" Ronald asked.
"Sir?" Allison asked, wondering at the question.
"You're both paying, what, four fifty a month, trying buy it, right?" Ronald asked.
"Yes sir, but..." Allison agreed.
"Mr. Peters might not have told you this, but I'm one actually owns that trailer," Ronald said, showing Allison the title to the trailer.
He then pointed to a map of Oakleaf County on his office wall.
"In fact, I own that whole trailer park too," Ronald said.
He let that information sink into Allison's brain. He sat back, looking at the beauty.
"And now, your folks, they need a little money; baby sister's got the cancer," Ronald said and slid another stack of papers across the desk. "Thirty thousand's the figure they come up with."
"Yes sir," Allison agreed. "My dad's insurance only covers..."
"I was a mind to? I could say to your folks, 'hey, y'all need pay up everything y'all owe me, I need pay this bank,'" Ronald interrupted Allison's plea.
He looked at her brown eyes, now wide with fear.
"What you think would happen them I did that?" Ronald asked.
"They'd be, there's no way they could," Allison stammered.
"Riiiiight," Ronald drawled out.
He again flipped the paperwork for the mortgage, the truck and automobile loan, the trailer. Finally, he put the paperwork for Robin's loan on top.
"Mr. Biggs, is there, is there anything I can do?" Allison pleaded.
"Yeah there is," Ronald said after a long moment of silence.
"Anything," Allison breathed in relief.
