It was 9am on the day of the funeral, George had passed away suddenly and unexpectedly of a heart attack. He left behind his wife Michelle and 2 young children. George had run a local business selling computer products before his passing. He had done quite well for himself owning a large house and always driving the newest model cars.
Michelle was only 37, she was a stay at home mum who had always led the easy life due to George's business. Too young to be a widow, people kept telling her. She looked even younger due to her athletics training and youthful facial features, she was 5 foot 3 with long brown hair. She was slim with a rounded ass and curved hips, when she bent over everyone appreciated it. She had 34c breasts which completed her figure beautifully.
There was knock at the door, Michelle headed towards it, wondering who it could be at this time. The funeral didn't start till 1pm and she knew some family members were coming to hers around 11am. The kids had gone to a friend's house for the day and were going to have a sleepover.
She opened the door and Alfie was stood there, Alfie was George's assistant at the computer store, he was only 22 but very clever, he stood around 6 foot 1. He had short dark hair and was of a medium build. He had been very active in his teens, but when his dream of making it in football died due to a knee injury, he reduced the amount of exercising he did and started to focus on work instead. He had put money in various stocks and shares his latest money maker was bitcoin. He was quite successful but enjoyed working with George so had kept it up.
Michelle had met him on a few occasions and new George thought well of him. He had kept the store running in the last few weeks, Michelle knew how well he knew the store so it made sense.
What Michelle didn't know was Alfie had developed almost a school boy type crush on her, which grew stronger through the years. He would sneak into Georges office when he was away to see pictures of her on his desk. His favourite was a summer holiday photo showing Michelle in a 2-piece red bikini. Since George had passed away that plus a few others now resided in his house.
"Hi Alfie, come in." Michelle said.
Alfie entered and proceeded to the living room, he sat down on the sofa, "I'm sorry to come around so early, especially knowing what day it is but something urgent has come up." A worried look came across Michelle's face, "I've been going through the accounts and the store is in a lot of debt."
"George never said anything to me about it, just how bad is it?" Michelle asked
"He took a loan out from the bank when the store was struggling a few years back," Alfie handed Michelle a letter, "It's a demand for payment of £15000 by today, the balance should have been cleared 2 months ago. If it's not paid by close of business today the store will be closed and all assets seized," he paused for a moment, "It gets worse, he also secured a 2nd loan against the house which is also due soon."
"This doesn't make sense, George always has money. How do you think we can live here and drive that Mercedes out there?"
"The house mortgage is in arears, but they've not chased you as yet from what I can see. The cars were always on hire purchase plans. The business has struggled since that big company moved into the retail estate and George didn't move with the times as I advised he needed to do."
"£15000, where the hell am I supposed to find £15000 at this short notice, in all honesty I don't think I could get that with a month's notice." She stressfully stated. "What am I supposed to do Alfie?"
Alfie looked at Michelle in her panicked state, stood there dressed in a knee length black skirt and white blouse, "I'm not sure Michelle he replied, the store is doing ok now but there is nowhere near enough to cover that."
"Maybe I can try to get a loan, but I don't have time today."
George replied "I don't think a they would loan a recently widowed stay at home mum that kind of money Michelle."
"Well can you suggest anything?"
Alfie started to conduct a plan in his head, he had wanted to fuck Michelle for a few years now, "Maybe I can get some cash to give you loan." He stated trying to sound helpful, "Only problem is it's in shares so I would need to pull it out losing me money."
Michelle paused, she desperately needed the money but borrowing from Alfie didn't feel right especially considering how helpful he'd been the last few weeks. Then she thought about losing the store and all its stock. "I might have to take you up on the offer, if you're sure its ok?"
"Of course it is, but there will need to be a few agreements to the loan."
"Like what?" Michelle questioned.
"I can get £15000 today from an investment I have and pay off the debt to the bank. I'll lose out on interest so I would need some kind of service in return." He said.
"Service?" Michelle quizzed him.
"It's simple Michelle, I want you to be my FWB until the loan is paid off." He replied with a smirk on his face.
"What's an FWB?"
"It's a friend with benefits Michelle."
A look of shock crossed Michelle's face. "What kind of benefits?"
