I wasn't super overweight, but most of my fat was in my middle. At the time I was in denial about my manboobs. I guess I was just avoiding the whole thing as I quickly became kinda fat. I hadn't jerked off in what seemed like months. I was kinda uncomfortable with the walls, floor and ceiling being so thin as far as sound was concerned. Having a kinda short penis made me quite shy too.
But one day, I happened to see a naked chick in an apartment across the alley and 1 floor down. She was in her kitchen which only had small, lower window curtains. I could see down through the top half of her window. That overcame my inhibitions and I decided it was time to jack off (maybe with the TV turned up).
I got some lube and crouched by the window so I could see her without being seen. I started to feel an erection brewing. It took me some time to get hard since gaining weight. The nude girl walked by again, and I decided to make this a quick one. I pulled off my shorts and boxers intending to lube up my softee, helping it get hard right away.
I glanced down but didn't see my cock. I leaned forward a bit to no avail. It was still outta sight. Great, I thought, I'm like that stupid fat joke. My belly wasn't huge I felt, but it was big enough to make leaning over difficult. I squirted lube in my hand anyway, smiled and reached down. But I still didn't find my dick. I stopped smiling, being somewhat annoyed, and reached into my pubic hair. I had almost like a fat fold or cleavage, and reaching in I finally touched my cockhead.
This was a deep hole or crevasse! As I was touching my penis head and exploring my newfound man-gina in shock, I noticed my penis retracting deeper. I ran to get a mirror and came back. I had some kind of slit in my crotch. I mean it was also a gaping hole right in the middle. It reminded me of asshole gaping porno, but I could just barely see the pink surface of my dicktip.
I tried to get my limp... or rather retracted dick excited, but couldn't. It was like I was fingering myself. I tried rubbing in circles around my dickhead, up inside my mangina. I looked out the window again and saw that the girl was now cooking something on her stove. She appeared to be staying put, shifting from one leg to the other, and she had a beautiful curvy ass. I tried harder to get an erection. I couldn't even rub my balls since they seemed to be gone. I poked around for them, but only had I vague feeling of 2 small, slightly harder spots in my crotch fat.