This is Part 1 of the story, told from the girl's perspective. Part 2 will follow in the Illustrated category, told from the neighbour's perspective. Depending on feedback, there may be a Part 3.
It was very hot here yesterday so when I got home in the early afternoon, I decided to have a quick swim to cool off. As I was home alone, I didn't bother to wear swimmers. I had a swim then laid down under the shade sails on the lounger on the decking to relax and listen to the radio.
I was laid back totally starkers and very relaxed with my legs open, gently caressing my pussy and chilling out to the music. I was actually thinking about what photos I might send next to one of my long-distance friends and thought how much he'd enjoy seeing me like this. As I slowly felt myself get more excited and wetter, I gave a deep sigh and relaxed more into the lounger, lifting my knee and spreading my legs wider.
I should explain - we have a small yard with some private areas such as the part of the deck where I was laid out. The yard is mostly laid as concrete paving but with a small patch of lawn; we don't own a lawn mower as it's such a small patch so an older neighbour does our lawn when he thinks it needs doing. In return, we will often help him out with things in his yard.
So I was laying there, having a lot of very naughty thoughts and getting very turned on when our neighbour came round -- he'd obviously decided that the lawn needed mowing. He came into the yard to clear away a couple of dead palm fronds that had dropped and move the watering hose.
I didn't know he was there until I thought I needed a cool drink and sat up. He was standing there, only about 2 metres away when we saw each other and just stared at each other. I was a bit shocked by his being there, but I just stood up and I didn't cover up. "Hello," I said, and he just looked at me, saying he'd come to do the yard.
I stood there looking at him with my hands on my hips. I said, "It was so hot I just had to have a swim." I still didn't cover up or even reach for my towel. I didn't want to rush to cover up and make him feel uncomfortable or let him think that I thought he was doing something wrong, anyway it was my yard and I could dress how I liked in it.
He again said that he had come round to mow the yard. I said, "It's too hot for that. The lawn can wait till it's cooler." I was still a little confused, not worried, not upset, just was surprised he was there. I didn't know what to do. I was running through things in my brain. How long had he been there, did he see me playing with my nipples, my clit? I know I hadn't had my fingers inside me, but I was playing with myself and gently stroking my pussy and I was definitely moist. How much had he seen?
I knew he was looking at me and that turned me on even more so I cared less that he'd seen me pleasuring myself. My neighbour is about 70 years old and married, fit for his age and shortish but slim. I like older men and liked seeing him when he was working especially when he took his shirt off. I saw how he was reacting now that he could see me in the nude and wanted to stay that way for him and see what happened.
In fact, I wondered why I hadn't shown myself to him before. I have been to nude beaches and nudist clubs and of course posed for several different guys. We have been watched having sex in the car and from a distance at the beach, so I am not embarrassed at being seen, but I suppose this was a little different, unexpectedly having an older guy who I knew and liked right in front of me, fully clothed while I was bare.
I said, "I was just about to go in for a cold drink. Do you want one too?" He said yes but stayed outside as I walked away from him towards the open patio doors which lead to the kitchen. I knew he could now see my bare bum from the back as I walked and I knew his eyes would be on me, so I slowed down to give him a good look. I got some glasses and water from the fridge and set them down on the counter-top.