We're walking hand in hand back to the cottage along the shore of the lake. The full moon is so bright making it easy to navigate, especially as we are both barefoot. You've got your favourite sundress on, the floaty, off the shoulder one that stops just about your knees and accentuates your gorgeous figure. You certainly turned a few heads whilst we sat outside the restaurant eating dinner in the warm summer air and I keep thinking how lucky I am to have met you. There's a splash, quite near, and it startles us. "Just a fish" I say.
You turn towards me and wrap your arms around my waist. God how I love the feeling of you close to me, holding you tight. We kiss. Little pecks at first then slowly probing each others' mouths with our tongues. Your lips are so soft and your tongue darts in and out and round mine. I can feel the warmth of your body radiating against mine, and I break off my kiss to lean down and nibble your neck. There's a bank behind us, and you push me slowly back until I am sitting on it. You lift up the hem of your dress and then straddle me. I grab hold of your buttocks with both hands and pull you in and we continue to kiss.
You push me farther back so I am lying down now underneath you. You are lying on top of me, but the only part touching me is your pussy through your underwear, where it is rubbing up and down on my cock that has formed a tent in my trousers. I reach out and squeeze your buttocks, helping you to grind up and down. I am rewarded with a moan, and so I alternate between stroking and squeezing your buttocks as you continue to grind yourself against me and push your tongue deep into my mouth. Your grinding is getting more rapid, and I can feel the heat coursing through you. You stop, look me in the eyes and say "Skinny-dip?"
Before I can react, you've jumped off me, pulled your dress over your head, and taken off your underwear leaving them in a heap on the floor. I watch as you jog down into the water, wading forward until you are almost waste deep and execute a perfect little dive. You resurface again, rolling over onto your back, your breasts just visible above the surface of the water, the moon reflecting off your body with a ghostly white. I gather up your things onto the bank, folding them, noting just how wet your panties are. I take my clothes off quickly, freeing my raging cock and head into the water to join you.
I too wade forward until almost up to my thighs and then dive in to join you. The cold hits me like a hammer, driving the air out of my lungs. I surface and you start laughing. "Fresh isn't it?" you ask. You lie back in the water again, floating near the surface. I stare at your gorgeous breasts, the nipples rock hard because of the cold, and trace my eyes down your body toward the curve of your abdomen, the merest hint of your pubic hair just visible. I swim out to you and we lie along side each other, treading water with our hands for a moment, staring up at the stars in the sky.