All the persons in this story are 18 y/o or older.
This is a fantasy.
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My brother Chuck had just exhausted his unemployment benefits out. He had a wife and three children to provide for. On the other hand, I was a 22-year-old bachelor with virtually no financial obligations to speak of and, since I spent my money on whiskey and beer, plus other sins of the flesh, I decided to go see him and offer him some help.
My sister-in-law, Carol met me at the door along with two nephews and one niece.
"Let your uncle through, kids, he's here to see your father."
Still, three sets of hands grabbed me all wanting a hug and a kiss. They were also checking to see if I had brought any presents with me. I did bring a bag of saltwater taffy which I handed to Carol for distribution as she saw fit.
My brother alerted by all the noise and commotion comes into the kitchen.
"Hiya, Bill."
"Hiya Chuck."
We shook hands and embraced.
Chuck asked me what brought me over to his neck of the woods.
"I hear that you guys are in a bit of a pinch as of late among other things."
Carol asks, "What other things?"
"Playing Ninja Warriors."
"No, you are not. It took me hours to get them calmed down after the last time you played that with them."
I faked looking dejected.
"Did mom put you up to this?" Chuck asked.
"No, she didn't, I put myself up to this. Here take this." I handed him an envelope with $200. in it.
"I cannot take this."
"Okay, then," taking the envelope from him, "I am giving it to Carol for my nephew's and niece. Wiz on you."
"Boys," Carol injects, "Watch the language and horsing around, the children pick up everything."
"I'll take it under one condition."
"What would that be?"
"That you lay with Carol."
"You mean, fuck her?"
"Yes, have sex."
I was stunned that they would ever say anything like that.
"Look," Carol takes my hand squeezing it, "We have been talking about me becoming an escort to help with our money problems. Rather than trust to luck, if you would sleep with me for money, it would be safer for me to be with you than with some other guys.
"I know you find me attractive. So, will you help us out or are you forcing all my favors to another man?"
"I don't like this, but I hate the alternative. So, okay.
"What about the kids?"