What’s in a name?
More than you might think, actually. Can you imagine if the hero in Raiders of the Lost Ark was named Kenny Miller instead of Indiana Jones? Or if Dorothy Gale had been Libby Lieberman?
Whether you’re writing an erotic, intergenerational saga, or just a simple description of a sexual encounter, character names are important. They imbue your characters with a certain flavor all their own and can enhance all the personality traits you develop in the course of your story. If you choose a name that grates against the character’s disposition, your readers will feel a vague annoyance each and every time that name comes up.
Hypothetical question for ya’--what if I’m writing a true story about my significant other and me?
That’s great. Many people write stories for Literotica based on fantasies they’ve had since high school, or to mentally live out a recurring daydream they have about a co-worker. If you want to keep your real names for that extra thrill that you, and maybe your sweetie, will get every time you read it, go for it.
But take into consideration that someday the truth might come out. Whomever you’re writing about might not appreciate the fact that you’ve been fantasizing about doing her in the X-rated theater, so you might want to "change the names to protect the innocent."
I’ve heard that some people just assign a name at random, intending to change it later. Anything wrong with that?
Not at all. If that method works for you, then you should keep using it. Writing is completely individual, and you may find unique routines that are successful for you. However, I think you should take the time to find a character’s name right off the bat.
For me, naming a character is much like choosing a name for a baby, except that I get to choose the baby’s personality. (In fact, I’ll get into baby name books later.) When I start a story, I find it helpful knowing what my main characters’ names are. It helps clarify their natures for me, which makes it easier to write about them and to decide what their courses of action will be in the plot.