Author's Note: Thank you all so much for the kind words, and for voting so generously for my story! For those who've read this already, here is the finished version. It mostly contains only minor changes, like tweaking of dialogue and fixing bonehead spelling and punctuation errors. Because of how successful this story was, I am planning a part two, which will be ready for the Winter contest. If you liked this, though, check out my submission next month for the Halloween contest. Til then, please continue commenting. I really am enjoying all of your wonderful feedback!
*
When Zoe changed the subject abruptly to food, shifting in the bathtub and raising her voice to sound peppy, Neil felt a stirring in his loins as he assumed she was switching characters again. She didn't always do this. In fact, she did it quite rarely if you'd ever asked Neil about it. But having just married, the two were being more open everything. And sex, more than anything else, was an open book.
"Banana split with extra walnuts. That's what I could really go for right now," she said.
"We do need to pick up another can of peaches if we ever want to finish making that pie we started."
"Oh, right," she said laughing.
They had been getting ready to bake a peach cobbler pie for the Independence Day barbecue at his folks' place the next day. They didn't have enough peaches, which they realized right after opening the can. She shoved a peach into his mouth playfully, and next thing they knew, she was naked on the island counter in the kitchen and he was drinking peach juice off of her tits. Afterwords, they both concluded that they were a bad influence on each other when cooking was involved.
"You wanna go out?"
"Nah. Was just thinking... Gosh, I haven't had a banana split in ages. My dad used to make them for me."
Neil was looking down over her shoulder at her breasts, which were half under water. He had been picturing them covered in chocolate syrup and whipped cream when the word "dad" gave him pause.
"I'm not sure how I feel about you bringing up your dad after I just fucked your brains out."
"What? It's not like you're fucking me right now. We're just talking."
"If you say so."
"Don't give me shit, ok? I just... really want a banana split."
"With walnuts..."
"...with walnuts."
"Cream on top?"
"No."
"Why not?"
"That's not how Daddy made it."
"Daddy didn't put cream on top?" Neil whispered this into her ear, reaching over and taking a breast in his hand.
She slapped his leg and said, "Stop that! That's disgusting!"
Neil laughed. "I'm just kidding."
"Well not like that, ok? That's just..."
After a moment, he said, "I thought you might be... you know... teasing me again."
"Why would I tease you about something involving my dad?"
"We're naked in a tub and you're talking about chocolate covered desserts you had with 'Daddy.' What do you think?"
She didn't say anything.
"I'm sorry babe, I just really wanna cover you in chocolate syrup and lick you all over. You got me hot for it now." At this, he reached his hand down between her legs and began to finger her, but he realized that even underwater, she was noticeably wet.
"I can be your daddy tonight," he whispered in her ear. To his surprise, she did not protest, but simply moaned.
He continued rubbing her, saying, "That's my little girl. Daddy's gonna make his little girl very happy." She had her eyes closed and was clearly deep in fantasy, with her lower body moving to his hand. She rubbed the side of her head against Neil, eyes still closed, and moaned louder.
All at once, she reached behind her and started to grab at Neil's erect penis, and began rubbing it quickly. Neil responded by rubbing her clitoris so perfectly that Zoe had to stop. Then, with urgency she slid her body up and put her legs outside of Neil's, then guided his penis into her.
"It's ok, Daddy's here. Go ahead..."
She sat on him and began to ride him feverishly. She did not stop until she was ready to come, which did not take long.
"That's it, honey. Go ahead and come for Daddy. That's it, baby."
Faster and faster she rode him, and she did not stop.
"Oh sweetie, your doing great. Come on. You can do it. There you go." She began to cry out, and Neil could feel her tensing up as her orgasm began. "That's my girl. Daddy loves you."
Then, they both went still and silent.
Neil didn't know what to think. She'd never brought herself to climax so quickly, and after having already fucked twice tonight. It's the only reason he didn't come with her, and he felt really bummed about it, too. She'd just had the best orgasm of her life, and he couldn't share it. It took less than two minutes.
And the best orgasm had come as a complete shock to them both.
Neither of them said anything for a couple of minutes. She just lay back onto him and caught her breath. She didn't just fuck him, she had an experience.
Then, when they finally made eye contact again, reality sank in for her. He started smiling as he watched her serious gaze, and that turned her serious expression into a smirk. She looked away, finally aware enough to feel somewhat embarrassed.
"It's ok," he joked. "That was... really fucking hot, Zee."
"If you tell anyone about that, I'll murder you in your sleep."
"Ok," he laughed.
"God, I... I can't believe I just did that." She was back to feeling euphoric. "I can't believe how... how much that turned me on. What does that mean? Am I fucked up or something?"
"It's only a fantasy. It's not like you actually fucked your dad."
"I know, but still. Why should it turn me on?"
"Well, if I had to guess, I'd say it's because of how wrong it feels. Forbidden is always hot."