This story is a total fantasy and there is no violence and no one under the age of 20 is involved.
*****
As I looked across the lounge and saw that my 27 year old daughter had crossed her legs rather obviously I knew she was ready. So was I. It seemed as if we both knew when we were ready and needful. My name is Elizabeth Kelly and I am a 48 year old widow. My story is a little complicated, but when we feel like this, all propriety just goes out of the window.
Whilst it had started to get exciting between us when she was just past her 20th birthday, it had been much more cautious and guarded with some gentle spanking. Since that time my husband Dennis had passed away after a long illness and my daughter Maureen had married Julian and after finding out that he had some feminine dressy underwear weaknesses had asked me if she could move back in with me.
To be quite honest my financial position was very precarious. In earlier times, Dennis had held a good job and unfortunately instead of investing in a nice house we moved into a bottom floor flat of some luxury apartments.
It was lovely and the neighbours were really nice people and our landlord John Smith had been a long time family friend.
I wont go into too much detail at this point, but suffice to say that just before she got married both Maureen and I stumbled into a sort of special relationship which involved playful spanking.
It was a relief for me as Dennis had started to become unwell and Maureen didn't seem very satisfied with her relationship with her future husband Julian Gale.
Our relaxation would usually start with Maureen saying "I have been a naughty girl Mum." We had to be careful of course and would always lock the door. With Dennis in bed it was quite safe.
There were little variations when Maureen would decide that I had been a 'Naughty Mummy' and the spanking arrangements had been reversed. I did feel some guilt at the time but justified my pleasures on account of Dennis' illness.
Later on both Maureen and I found out that many women had family arrangements similar to ours and the general feeling was that as long as no one found out then it was OK.
Now we were living on our own we found we had the total freedom to do what we wished. We were still almost paranoid about anyone finding out so our number one priority was to make sure the doors were locked and curtains drawn.
Money was very difficult and we found that our little games took our minds of our worries and were so exciting. We had also started to read Internet stories and found out more and more about other little games and fetishes. We loved the racy conversations which were quite dirty. If anyone heard us we would die with shame.
As I watched my daughter this morning she slowly uncrossed her legs and walked over to the sink and simply squatted there facing me saying "I have been doing some squatting exercises Mum to keep fit." All her underwear was exposed.
I smiled "You seem very good at it Maureen, but you will have to make sure your panties are nice and clean."
She stayed there and giggled. We both knew our hormones were in tune with one another. She swung her knees further apart for me to have an extra look and stood up saying "I have locked all the doors Mum."
I stood up and faced her saying "It is important to be safe, Maureen." and opened my arms as she snuggled me into her breasts. She knew I had a fetish for her breasts and whispered "I am a big girl for you Mum."
I groaned with pleasure. Since we had started reading the internet stories we both liked using the shocking words. She knew the ones that made me gush the most and whispered "Shall I say it Mum?"
I was bubbling now and nestled in further. She knew I was needful.
Maureen slipped her blouse off exposing her red brassiere and then in a very skilled movement managed to unclasp her bra exposing herself as she said "Big girls have nice Big Tits, Mum and like having their Nipples sucked."
These were the sort of dirty words which excited us now and I moved my face in and opened my mouth to take in her Nipple. It was gorgeous. We were both enjoying our private naughties. I felt her hand squeeze my bottom and move down to the hem of my shortish skirt.
I didn't do anything as I knew she wanted to tell me. She did "Open your legs Mum." I obeyed immediately and felt her hands move up gently.
She whispered "Tell me about your underwear Mum."
It was getting tense now for both of us. I whispered "No tights or stockings. Nothing."
"Nothing at all Mum, do you really mean nothing?"
Although I was panting I wanted to giggle and muttered "Of course not Maureen. I have my knickers on."
She giggled "Tell me about your knickers, Mum."
I giggled as well "They are the light blue cotton ones with the small pattern on."
"They have a smallish gusset, Mum, and go right up you."
"Yes Maureen, those ones."
"They go up your Minge, Mum. You like that."
She was using the exciting words again and I wanted to do the same. I panted "Yes, it is nice Maureen. I like your Tits."
We were both doing it now.
Her hand was moving up my skirt now and I kept my legs open.
She whispered "I like feeling your cunt Mum."
"I like it as well Maureen."
Her hand cupped my crotch under my skirt and pressed me gently. I sighed. It was gorgeous. I sucked harder onto her breast.
Her fingers were running back and fore now between my legs. It was so ecstatic I started to move my lower half and press back onto her hand. I knew I was humping myself on her hand.
She murmured "Your panties are wet, Mum."
I knew they were and simply said "Yes, they are."
My daughter could always shock me by saying something unexpected.
"Mum?"
"Yes, Maureen?"
"Have you peed your panties?"
I really did feel shocked but realised she was joking and told her "For goodness sake Maureen, you know I haven't."
She laughed but kept her fingers which were now inside my underwear and moving "Just checking Mum."
We had both cum to fruition at least twice but knew we could do it a lot more. Unfortunately the phone rang. We disengaged quickly and Maureen wiped her hand in a towel and picked it up.
I realised it was John Smith our Landlord. It was a routine call for him asking for his rent. For us it was a disaster. We had already missed 2 months. Maureen realised that talking on the phone wasn't the best thing to do.
He was quite a very kind and compassionate man and we had known him for so many years as a friend. Maureen explained our situation, and asked if he could see us personally to talk about the problem. He seemed a bit reluctant but agreed and in 5 minutes we were sitting nervously in his lounge.
I explained that my daughter was going through a messy divorce and had no money. I was scraping by on my benefits which weren't very much. It was inevitable that we went behind with the rent and there seemed to be no alternative except eviction. I had made a plea to John to be merciful as we had been such good friends when my husband Dennis had been alive.
As I said before he was a very kind man and when I had mentioned my dead husband I could see that he was in turmoil. He said "You know I have already let you off 2 months rent Elizabeth. My other residents all pay on time and if I keep giving you free rent then they will all want it. Can you ask Maureen's husband if he will help or try some place cheaper?"
This was hopeless. I knew we had no chance with Julian. We had also become very used to our lovely flat and knew we would hate it in cheaper accommodation. Maureen had one more try "Mr Smith, please help us. Just tell us what you want from us. We will give you anything in our power."
This took him by surprise and for a moment he had looked a bit strange "I suppose so Maureen, it depends on what you are prepared to do for me."
It sounded unusual, but it was also a little opening. Maureen reacted almost immediately "We are prepared to do anything you want, Sir."
Even the term 'Sir' sounded a bit servile and suggestive, but who was I to object.
John looked a bit thoughtful. I was unsure about the way he was looking, but at least he was talking to us. His next words were spoken very quietly "Do you really mean, anything, Maureen. Absolutely anything?"
I felt I wanted to say something but my throat just clogged up. Maureen reacted quickly anyway. She said "That's right Sir, we will do absolutely anything." I thought she was overdoing it with the 'Sir'.
He looked a bit strangely at my daughter and then said "I think you are a lovely girl, Maureen and I have always liked you. But tell me. What about your mother Maureen. Will she do absolutely anything for me?"
I started to open my mouth to ask what he wanted but Maureen beat me to it "Yes Sir. She will do absolutely anything you ask."
He hesitated before looking directly at me and explaining "I am older than you Elizabeth but you must realise that I have special 'man needs'."
I was unsure what he meant exactly. Maureen was quicker. She had told me that she had seen him buy some glossy magazines down the newsagents. We had joked about it at the time. Now she simply said "Do you like girls and women in short skirts Mr Smith?"
He blushed. So did I. Although my daughter and I had cavorted in some very naughty situations that had been a private family matter. The fact that we knew Mr Smith for so long made this a lot more real. In fact when Maureen had been a lot younger she had often called him Uncle John.
Now, Maureen took control of the situation. She could see that John was still nervous about saying things in front of me so she suggested "I think I know what you would like us to do Mr Smith and I can tell you that both my mother and I will do whatever you want. You probably find it difficult to explain to us both as you know my mother and father so well. Perhaps it would be better if I sent my mother back to our flat so that you can tell me your requirements. I can explain to her later on." John looked relieved.
I felt that I was being treated like a little girl and being sent out of the room whilst the grown ups talked. In a way it was demeaning but in all honesty I wanted to leave and let my 27 year old daughter sort out the details.
John looked at me and sounded embarrassed as he asked me "Would you leave us alone for a while, Elizabeth so that I can talk to Maureen privately?"
I nodded and simply stood up and left them. I didn't say anything and neither did they, except for Maureen saying "I wont be long Mum."
When I went back down to our flat, I nervously made a cup of tea and waited for my daughter. She returned after about an hour. She seemed to quite confident as she said "You had better sit down, Mum, I have something important to explain."
Over the next 2 hours she told me what Mr Smith intended. It made me gasp. He was such a calm dignified man and what I was being told didn't seem like him.
The one certainty was that we didn't really have any option. Maureen emphasized this and I had to agree. It was due to start on the next day.
THE NEXT DAY
I waited with bated breath for my daughter Maureen to come out of her bedroom. She had told me some of Mr Smiths instructions. The first one was that he wanted my 27 year old daughter to put her old school clothes on for him.
Maureen opened her bedroom door and looked down the stairs at me. Her skirt was ridiculous. I shook my head. What was to become of us.