Chapter 1 Foreclosure
All characters are of legal age(18), this is a work of fiction after all, right?
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I looked at, Cathy, my beautiful wife of twenty years and could see she was heart broken. We were loosing our home and there was nothing we could do about it. We had worked so hard to achieve the American Dream and because of our choice of a Adjustable Rate Mortgage we were loosing the entire amount of our investment, well that and other circumstances beyond our control. She slid into my arms and sobbed, we would be 'Homeless' in just a few months.
We had both lost our jobs do to the economy and no one was hiring, especially at our level of experience, training and education. Cathy was an Executive Secretary, whose Executive had been retired early and due to cutbacks had been released from her company. That had been eleven months ago. I had been Director of Marketing for a National Advertising Corporation, and due to the 'Slow Down' had been terminated, with no hope of a rehire, they were having trouble staying solvent. Some of our investments had been stocks that had taken a big hit leaving us without the nest egg that would have, should have helped us thru this, our most difficult hour. Our oldest daughter, Catline who is twenty, had moved back into our home because she had also lost her job. Though she was considering moving to the East Coast with her boyfriend when he could find work and a stable place to live, that had been five months ago. The only one of us who was working was our youngest daughter, Kelli, eighteen, who was working at the Mall for a clothing store, but it seemed she was spending her paycheck on merchandize and owed more than she was making.
"What are we going to do, Bill?" Cathy sobbed against my chest. I felt like a complete failure, me Bill McLeod, unable to provide for the first time in my life for the three people I loved and cared for more than anything in the world, 'My Girls'.
"Well, we won't starve, at least right away." I tried to make lite, but Cathy punched me in the gut, a sharp poke with the point of her finger.
"Sorry.' I said. Chastised sufficiently, I tried to keep it on track and show my concern.
'We will loose the house in two months, three at the latest. We have enough money in our IRA's, and savings to continue to make our bills for the next two months, and house payment for three, but that's with absolutely no, and I mean No extraneous spending. No extras of any kind! Christmas is out, unless me make our presents, out of stuff we already have!'
'If we don't pay our bills and just move out we may find a place that rents cheaper than the payment on the home, and exist till we can find work but it means we will have to start all over. That's face it, we'll have to start all over no matter what happens." I finished. I felt spent, I'd been over and over the numbers, but then so had Cathy. We had two months to come up with something and it had better be good enough to pull our asses out of this wringer.
The back door burst open and in stormed Kelli. The moment she saw us, Cathy sitting on my lap and me holding her close she latched onto us, like lighting to a lighting rod.
"You wouldn't believe what just happened! That little weasel of a manager Stan tried to come on to me! After he had Fired me!"
She was on a roll, her temper was legendary, passionate and fiery she was the most outspoken of my girls.
"Can you believe, first he says he has to let certain of us go, and then he proceeds to call us into his office to interview us so he can decide who will go! When he got to me he sat me down and told me how much I owed for the clothes I bought there and then proceeded to tell me he could over look the amount if I would consider a payment plan.'
'One that included having sex with him to repay the debt! And I could keep the sucky job!"
I not sure about the next few seconds because it was at that moment that Cathy burst into tears, howling, and burying her head into my chest. The look on Kelli's face was priceless!
"Mom! I didn't fuck him!'
She didn't even seem to realize what she had said she was so concerned about how her mom was reacting.
"I told him to fuck off, and he could send me a bill!"
Cathy howled even louder, shaking her head against my chest.
"Mom?" Kelli came closer to her mom and me a look of concern on her face. Her gaze shifted to me, she looked at me questioning. I just shook my head and motioned her to go on.
"She'll be okay, honey. She's just gotten some bad news, I'll explain later. Run along." I said as kindly as I could, and Kelli left the kitchen.
After a few moments, Cathy calmed down and finally came up for air.
"You wouldn't believe what got to me!" She said sniffling, her eyes all red and puffy from crying.
"Huh?" I said hugging her close, waiting her out.
"I...' She began a quiver in her lip, 'I was just thinking, How easy it would be if I could just fuck in order to pay the bills, then Kel comes in outraged because someone suggested she do just that! Aren't I terrible?" She sniffled into a tissue I didn't even know she had.
"No sweetheart you're not terrible!' I tried to encourage her, I wasn't sure about her logic of fucking to pay the bills so I just played along, 'I'm sure this kind of situation has happened to others, we're just in a tight spot, we'll get thru!"
"Bill! Don't patronize me! I'm not your little girl, I'm your wife and a grown woman, we're in dire straits, and if we don't do something, Now! We're going to loose our home, the money we've invested for all these years, and our savings! I'm not ending up on the street, and neither are my daughters! Damn It!"
I was rather shocked by her outburst but I didn't know what to say!
"Well?" She looked at me expectantly.