[Editor's Note: This was originally written in another language (Finnish) and is translated to English from it, so if some sentences are a bit odd, blame the original language, and my desire to stay faithful to it. That's how some sentences are, the non-formal slang-ish way people speak. Also, the tone of some dialog is also revealed that way. A few notes are left in later as some terms make no sense when translated. Other mistakes have been ironed out.]
At the time of these events, I was 20 years old, and my sister was 18 years old. We lived on our own, but I do sometimes talk to my sister when she needs help with something, and then because of this, we sometimes visit each other. I myself am tall and somewhat slim. There's some on the penis side, though. My sister is a young, pretty good-looking woman. The body has a bit of an hourglass fault. Long hair can be found. Tits are otherwise great, but they are a little too big for my taste. And actually, I've been wanting to screw my sister for a while now. I once asked her, "Want to screw?" and of course she didn't want to, and while at that, I didn't realize to ask if screwing would be fine with a condom.
Although she has seen me jerking off once, but despite that, she didn't even want to satisfy herself in front of me. In hindsight, I could've probably had a reason to blackmail her by mentioning that I knew she stole a vibrator from her mother a long time ago, unless she got one from one of her friends. Despite this, I knew she was still a virgin girl, and I really wanted to take it from her. And at one point, I did think of some ways to get to fuck my sister's little pussy and to grope her tits. Though, I've had a few dreams about when I screwed my own sister. In one of them, I took her by half-force. And I recall even once in my dream to come inside her. As you might guess, I personally don't think incest between brother and sister or siblings in general is bad at all, especially if both parties want to have intercourse, and yes, they probably use condoms if they don't want children, but then you can also ask what if they do want children?
As I have this money side somewhat, my sister one time wanted to borrow it a little when I was visiting her apartment. I don't really like lending money to anyone. In spite of the fact that the sister doesn't really know how to work with money, and knowing how the previous money loan ended up that is, she didn't even want to pay it back, I had thought about things, so I decided to try one thing for my own amusement. Because I happened to think that if someone really needs money, one would possibly go to some extent, at least somewhat, to get some. I have been thinking about how far my sister would go if things turned more towards sex. I knew that she would quite probably still show herself wearing a bikini, however, at most she would show her tits. This based on previous experiences. I didn't think that she would fuck with me anyway, but on the other hand, one option would be to fuck with a condom, so you never knew. I decided to give it a try, as we had sometimes talked about sex.
And one time she asked to get some debt again.
"Borrow a hundred. You have money anyway and can afford to borrow some."
"I don't know when you look at how the last time went. You didn't even want to pay the previous one back."
"Don't bother with that, I still need some money."
"No, not right now."
My sister, of course, continued to persuade me.
"If I can screw you, I'll lend you money."
"We can't do that. I'm your sister after all. It doesn't suit my morals."
"Aren't you in need of money?"
"Yeah, but still, no, we can't."
"But we've seen each other naked many times before."
"It has always been a different thing."
"Well, if you put on a one-piece competition swimsuit and show yourself to me, you can borrow a fiver."
"So little? I don't think I will do that, though."
"That's some money, too."
"Still, won't do."
"What if we do this: I'll give you options on what to do, and the riskier it gets, the more money you get to borrow. You get to decide what you do and at what point to stop. What do you say?"
"Explain it now in a little more detail."
"Let's start with this. If you put a one-piece competition swimsuit on you and show yourself to me, you can borrow a fiver. The same with a bikini, and you can borrow a ten."
"Well, if I put a bikini on and let you watch for a while. I don't even have a competition swimsuit."
"Well, let's agree to that for a start."
My sister went elsewhere to put on a bikini. I went to a nearby chair, thinking at the same time that I'd seen her in a bikini too, but that was when she wasn't so developed yet, unlike now. She would certainly be a wonderful revelation. But why exactly wear a swimsuit? The reason for that is unclear. A woman can look good wearing clothes as long as she doesn't reveal too much. A naked woman is also good-looking most of the time. But the in-between? No sex costume or uniform has ever turned me on, and neither does underwear, whatever it is. But for some reason, a swimsuit, either one-piece or two-piece, turns me on. Of course, even such a thing should cover sufficiently. When the breasts are covered from all sides, it's good. One can have a bit of cleavage. And the bottom piece should go over the butt, then it's good. If the swimsuit also shines, that's always better. The best color is, of course, virgin white. Any other color will do in glossy, especially gold and silver. I don't know where this came from, but women in swimsuits anywhere are great eye candy, and I have been thinking of a woman wearing a swimsuit during sex. Usually when I've been alone and satisfying myself, the same recycled stuff very often appears, that is, pictures of naked women and women in swimsuits, as well as pictures of women screwing naked or in swimsuits, in real life or drawn in Japanese style. The same is also in video form, real-life women and women drawn in Japanese style, naked or in swimsuits, posing and screwing. Of course, the material must meet certain criteria, such as the previously mentioned certain type of suit, but in order for it to look good, the breasts must also not be too big in relation to the rest of the body. Possible sex doesn't really matter, as long as it's vaginal sex, the rest doesn't really excite me. All the things you think about while waiting. After a moment, my sister came back wearing a bikini.
"So, there comes our bikini girl."
"Here I am in a bikini. You like?"
"Yeah, it looks really good."
I watched her as she showed herself from the front, the back, and the sides.
"Yup. That is exactly the kind that covers enough. I've never understood the charm of those strings, it's really the same as wearing nothing."
"Well, now you've seen me. What else then?"
"Are you ready for the next step?"
"I can already guess what it is, but out with it."
"Strip yourself naked, and the loan amount will increase to 15."
"I can show you my tits, but really not more than that. How much would I get for that?"
"Well, of course it's a little less. Let's say 12.50. But you'd get more if you stripped completely naked, so that your tits and your pussy would be visible to me."
She unzipped her bikini top and took that off.
"Well, there's tits for you now. They good?"
"They're a little too big for me, but yeah, you can look at them."
"But do I necessarily have to show you my pussy as well?"
"If she wants [sic] more loan money, yes, it is."
A little reluctantly, she dropped her bikini bottom, took it off, and there it was, her pussy that I've wanted to screw for a long time now.
"Don't you stare for very long."
"And for what reason, now that I'm actually seeing it, I should be able to stare at it as long as I want. Besides, I've been dreaming for a long time about being able to put my cock in there, and in fact, I've even dreamt a few times that I'm screwing you and even coming inside you."
"Why are you telling me these things?"
"You can think about that in your mind, as well as what might be next in line. If you now let me show my cock to you, the loan amount will increase to 20."
"Well, in the name of fairness, at this once..."
I unbuttoned my pants, pulled down the zipper, and took off my pants. Both pants.
"It has grown a little."
"And that's what you've been thinking about putting into me and no one else."
"It went wrong. I've been thinking about putting it into you and others as well. Well, what do you like?"
"It's a bit showy, but it's my own brother's after all."
That's what she stated as her nipples hardened and her pussy also seemed to somewhat get wet.
"Then why are you clearly a little turned on?"
