Chapter 01 - The Loan
It had been a profitable summer. Michael, now 18, had managed to save over ten thousand from his summer work. He would be a freshman next month at the Community College and this would allow him more time for school and less time having to work. His parents, Bren and Michelle, were away until next Thursday afternoon. It was Friday night, and he was sitting next to the back yard pool enjoying a beer when his sister Whit, short for Whitney, joined him.
"Whatcha doin?"
"Chilling with a beer. How about you?" he asked.
"Hoping you'll offer me one."
"Fridge in my room. Help yourself."
"Can Brit have one too?"
"Sure."
"You're the best!"
She kissed his cheek and ran back inside. To where her twin, 19-year-old, sister Brittney was waiting.
"Verdict?" Brit asked.
"He's in a good mood. We can both have a beer. I think now is as good a time to ask as we're ever gonna get."
"Bikinis?"
"Sex appeal sells. Oh yeah." Whit replied.
They ran upstairs and put on their bikinis then stood together in front of a full-length mirror. They were knockouts. Both were 5'8", brunette, stacked, and beautiful.
"If we can't pull this off, Mike's gotta be gay," Brit said smiling.
"Oh, he's not gay. We both know a half dozen girls he's nailed with that big wanker of his."
"Do you think it's really as big as the rumors?"
"Not likely, but I do suspect it's bigger than average," Whit replied.
"Hopefully, we'll find out pretty soon."
"Hopefully," Whit said.
They both grabbed a beer and went out to the pool. Each grabbed a lounge chair and pulled it up facing their brother making a very distinct effort to parade around doing so. They moved almost as if their arrival had been staged for an audience. It had. Mike had watched their every move.
"Thanks for the beer," Brit told him.
"No problem. To what do I owe the honor of my beautiful, bikini clad, sisters joining me?"
"Just getting a little sun," Brit replied.
"Uh huh, it seven in the evening. Not much sun this time of day. Wanna try again?"
"We're gonna swim too," Whit said.
"With makeup on and no towels? I doubt it."
Both girls grinned.
"We need a favor." Brit replied.
"Wouldn't it have been easier just to say that in the first place?" Both blushed. "With you putting on the bikinis and sitting this close it must be a big favor."
"It's really important," Brit said.
"I'm listening," he replied with a smile.
"We need a thousand dollars," Whit said.
"Each," Brit added.
"For?"
"Books, school supplies and clothes mostly," Whit told him.
"You didn't save anything this summer?" Both girls shook their heads. "I didn't hear borrow in your request either, did I?"
"We don't want to borrow it. We want to make a trade," Brit said.
Mike chuckled. "A trade? Neither of you have anything I'd want that's worth a thousand bucks. Sorry."
"I think we do. We're each hot. Wouldn't you agree?" Whit asked.
"I can't argue that."
"Together we're really hot, right?" Brit asked.
"I agree there too. You're a joy to behold. Your point?"
"We'll trade hand jobs and blow jobs for the money."
"That would be a lot of hand jobs and blow jobs."
"We figure ten each," Brit replied.
Mike started laughing. "Ten dollars each isn't a bad price."
"A hundred dollars each. Ten hand jobs or blow jobs each. Twenty total." Whit said.
"There are a couple of flaws in your offer. First, I can get them most anytime I want on a date. Which is rarely more than about thirty bucks. Second, hand jobs and blow jobs have dramatically different values. Third, there's no way to insure either of you would keep your end of the deal. It's not like I could sue you in small claims court."
"Tell you what, you come up with a price list for services. The three of us can negotiate that," Whit said.
"We know we can trust you. Before you give us any money, we give you a two girl BJ. You video it. If we don't make regular repayments, you post it online." Brit offered.
They knew as well as Mike did that he'd never post it or share it with anyone.
"Are you offering anything besides hand and mouth?" he asked.
"That could also be negotiated," Whit answered.
"Payment on demand or scheduled?"
"Which would you prefer?" Brit asked.
"Both, I think. Let me think this over. We might be able to work something out. Let's get back together tomorrow afternoon. I'll have a price list we can negotiate from by then. If we come to an agreement, we can make that video you suggested. Agreed?"
"Agreed," both replied.
"Can I ask a question?" Brit asked.
"Fire away," he replied.
"Can we see what we'll be servicing?" Brit asked.
"Does it matter?"
"It could depending on the service," Whit replied.
Mike stood and pulled down his shorts. His nine-incher stared them square in the face. Both girls just stared.
"Satisfied?"
"That's huge," Brit gasped.
"It's amazing!" Whit replied.
Mike pulled up his shorts. "Think you can handle it?"
"It'll take a bit of practice but, yeah, we can," Whit said.
"Was that fully hard?" Brit asked.
"Not quite. It gets bigger around. Let's meet at one tomorrow, okay?"
They nodded.
**********
Mike went back inside and got on his computer. He made a list of sex acts for his sisters then put a monetary value behind each as starting point for negotiations. He intentionally started low knowing that the twins would never agree to the figures he came up with. He made a very comprehensive list.
**********
Mike went to the bank and withdrew $2000 in $100 bills and put $1000 in each of two envelopes. At one, on Saturday, they met again at poolside. They rarely dressed alike but today they wore matching white bikinis. With their dark tans they really looked hot. They even brought towels this time. Mike had thought ahead too, and had made a pitcher of strawberry margaritas, their favorite. Their chase lounges were where they had left them the evening before. The twins took their seats in front of him, intentionally keeping their legs a bit apart. Mike served each a drink.
"What did you come up with, not so little brother?" Brit asked.
He handed them each a printout. "Let the negotiations begin," he said with a smile.
The girls began looking it over. Neither looked happy.
"Excuse us, we need to talk this over privately for a few minutes," Whit said.
They walked to the far end of the pool where he couldn't hear them. He watched. At times, the discussion seemed heated. They talked for about fifteen minutes before coming back to their seats.
"First off, Brit and I don't do each other," Whit told him.
"I didn't say you did or had to. It's just another option," Mike replied.
"Then indicate on your copy that you can't make us," Whit advised him.
Mike made a change in the on-demand area of the list. They looked it over and both nodded.
"Next, the numbers are BS. They all need to be tripled," Brit told him.
"That isn't going to happen. Try again," he replied.
They looked at each other then walked back to the other end of the pool for a few minutes to talk it over. They returned to their seats and this time had their knees up and apart giving their brother a full view of their bikini covered crotches.
"Double the fees for service," Whit said.
"Agreed," he replied.
"So, let's say one of us started with a hand job then gave you a tit fuck and finished with a blow job, that totals $90?" Brit asked.
"Yes, but only if I cum during each," he replied.
"What if we both gave you a BJ? Do we each get $40?" Whit asked him.
"You do. And if you cum swap you each get an additional $5."
"I don't know about the videos," Brit said.
"Except for the insurance video they're optional," he replied.
"I don't want that stored on your phone. You have to bury it somewhere on your hard drive," Brit instructed.
"Agreed. I'll bury it very deep in an encrypted folder. No one will see it but the three of us."
"Same with any other videos?" Whit asked.
"Yes. Are you both on the pill?" he asked.
"We are," replied Brit. "What about when we're on our periods?"
"Not being a red wings fan, I won't be eating you but otherwise it doesn't bother me. I'll leave that decision to you."
"I have another idea," Whit said. "Let's say one or both of us fix you up with a friend. You take her out and get laid. Shouldn't we get a rebate for that?"
Mike chuckled. "You fix me up, but I still have to seduce her. No way. Let's say I'm sitting here at the pool and you bring over some hottie that wants my cock right then. Yeah, that would be worth a finder's fee of 25 bucks."
"But if she fucks you?" Whit asked.
"Still $25 regardless. It's a finder's fee."
"How about if we bring in another girl for a threesome with you?" Brit inquired.
"The other girls aren't part of our deal. You would get $100 just like our list says. That's assuming its full service. You get paid for the service you render. They get nothing. Any other questions?"
"It's not like I don't trust you but who's keeping tallies?"
"I've already done a spreadsheet on my laptop. Everything will be itemized and available for your review just like a bank statement."
"So, when do we start?" Whit asked.