My stories are based on my personal experiences. Some of it is the naked truth, and some of it is a bare faced lie. I will leave it up to you, the reader, to determine how much of either applies. All characters, real or fictional, are over the age of eighteen.
I don't think she knew the value of the dollar. She spent an enormous amount of time talking on her cell phone. Sometimes she would talk for hours, never thinking of how she would pay the bill. Her mother always got stuck with it. It was time for my next devious plan. I suggested to her mother that her daughter should get an allowance. We made a list of chores and a monetary value for each. Whatever her daughter worked we would pay her for it. We told her that if she didn't make enough to pay her phone bill, then it would be cut off. I knew that her cell phone was her life blood and I knew that she was lazy. So it didn't take very long for her not to have enough money to pay her phone bill.
Occasionally I would help her daughter with her homework. it was in one of these sessions that I bared my plan. I majored in art in college. I had always fantasized of having a nude model. I offered her an hourly rate to pose for me. I assured her that I would not do anything dirty. She was on the verge of losing her cell phone. So, desperate as she was, she agreed.
On the nights that her mother had to work late, she started modeling for me. I had her start by wearing some of the outfits she used to wear when she first arrived here. Progressively the hem was lifted a little higher, or an extra button was left undone. I would have her pose in such a way as to be exposed, but not realize it.
After she became comfortable with that, she started posing in her bra and panties. I had a whole wardrobe of lingerie waiting for her; open cup bras, stockings, garter belts, crotch less panties and pantyhose. Before she knew it, she was exposing herself to me wearing all of them.