Nandu lives in Madras with his parents, his elder brother Karthik, and his sister-in-law, Minu. He is 23, eight years younger than his brother and four years younger than his sister-in-law. Karthik markets ready-made clothes. He was married five years ago. He has no children. Minu is from Mysore. She is 5'6'', fair and beautiful. She is currently the object of Nandu's fantasies. He admired her breasts and her well-shaped rear.
Minu had to go to her parent's house at Mysore for her father's 60th birthday celebrations. Her husband was to have accompanied her, but as he had to go to Hyderabad on urgent business he asked Nandu to accompany Minu to Bangalore. Next morning Nandu went to Minu's room to fetch her. They were already late for the bus. The door was open. He tapped; there was no response, so he entered. Finding no one in the room he turned back when the bathroom door opened and Minu came out wrapped in a tiny towel. Surprised to see him she hurriedly turned to re-enter the bathroom when the towel caught the handle of the bathroom door and suddenly she was naked in front of her brother-in-law. The door of the bathroom had shut and in her confusion Minu desperately worked the handle with no effect. Nandu avoided further embarrassment by going out and closing the room door behind him. He waited for her in the drawing room.
"Nandu," she called.
"Yes, Anni" (Elder brother's wife is Anni in the Tamil language.)
"I am not able to open the door please come and help. Close the door after you come in." Anni was clad in that same tiny towel. Nandu with some difficulty opened the bathroom door, but he managed. She went in and before closing the bathroom door turned to thank him. At that moment the ends of the towel that she was holding to cover herself slipped from her hands and for a moment she displayed total frontal nudity. In spite she managed a smile.
Nandu sat in the drawing room sweating from every pore. He was excited to see his lovely Anni naked. The sight of her bare rare as she was making desperate attempts of open the bathroom door was particularly satisfying. After some time she came with her suitcase. She looked very sexy in a dark brown coloured sari. They caught the bus just as it was moving. Nandu was agitated by what had happened. The picture of his lovely naked sister-in-law remained in his mind's eye. He did not speak to her for the first half hour. She asked him the reason, and he apologised for what happened that morning. She quite casually asked him to forget the incidence.
As they were sitting side by side, their thighs were touching. Again Nandu felt guilty that he was enjoying the touch. There were many culvert repairs on the highway and the bus had to take diversions. The bus swayed this way and that it the by pass roads and they were often thrown against each other. She did not seem to mind it at all, but Nandu was excited, and watched for the bus to roll with keen anticipation. Nandu felt that he was the wicked one for while she was able to treat him like a brother he was not able to feel that she was a sister. In the afternoon he snoozed, and Minu often appeared in his dreams sometimes with no clothes on, and sometimes with her nakedness covered with that tiny towel. Nandu thought she was more exciting with that towel on.
From Bangalore to Mysore it was night journey. They were hardly 30 miles out of Bangalore when the bus dashed against a tree. Some of the front seaters were bruised. The bus, which was also damaged, limped into the nearby town hospital. Many of those who got in at Bangalore went back to the city. The conductor said a relief bus would come early in the morning. He advised the passengers to get accommodation in a nearby hotel. It was a small town with only one hotel. The conductor came with them and arranged the few rooms for people with children. The rest of passengers had to manage in the veranda. Nandu and Minu settled in a corner of the veranda
The hotel gave them a mat. Nandu spread it out and invited Minu to lie on it. She asked him also to lie down by her side. At first he was hesitant, but he was so tired that he lay down beside her, but carefully avoided touching her. He must have slept straightaway. In the night he got up shivering. It was very cold for the month was December and Mysore was much colder than Madras. He had only a thick cotton shirt on. Bhabhi was wearing a blue sweater. She must have taken it out of the box for she was not wearing it earlier. She had also taken out a bed sheet.
"It is cold. You are shivering. We will cover ourselves with this sheet. Come close for it is a single sheet," she said. He went closer to her but she put her arms round him and drew him closer to her till they were almost embracing. Nandu was getting a hard-on. He was not only uncomfortable but also afraid that she would feel it. He could not sleep. From the way she breathed Nandu knew she was asleep.
He must have slept soon afterwards, but he woke up shivering from cold. The sheet was too thin to ward of the intense cold. Bhabhi woke up just then. She was also finding it too cold. She said that they have to use their bodies to keep warm or else they will fall sick with fever the next day. She removed her sweater and asked him to lie on top of her. She said it with so much authority that he lay on her face down with knees and elbows resting on the mat to reduce the weight on her. She covered his back with he sweater. She pulled the sleeves of the sweater and knotted it against her back. The sweater was covering him and he was covering his sister-in-law. She then threw the sheet over them.