Note: this story is from the POV of a trans man (FTM, aka man with a pussy), but you can imagine it from whatever POV you like ;)
***
I wake up to you playing with my pussy. You're stroking it down the middle, then sliding up to rub my dick between two of your fingers.
It's still dark outside. I mumble sleepily, "what are you doing?"
"Shhhhhh," you say.
Suddenly, you are climbing on top of me. I realize I don't have any underwear on.
You part my legs gently, and place yourself between them. I feel your long hard cock dangling between your legs and now between mine.
I'm barely awake and confused.
You say "Shhhhh," again and place a hand over my mouth.
You thrust against me, needily. Your cock slides across my wet pussy lips. I can sense your need in the thrust of your hips and how engorged your cock is.
Your hard cock next to my wet pussy.
Another thrust positions your head at my entrance. You don't stop your movement and your cock slides past my wet pussy lips inside of me. Slowly, your shaft slides deeper inside, deeper, deeper until you are completely inside. My tight hole has been stuffed full. When you reach my deepest point, I groan.
My pussy is so wet, you must have been rubbing it for some time, making me ready for you even in my sleep.
"Shhhhh," you say again, pressing your hand harder against my mouth. This makes me moan against you.
With one hand you reach down and push my legs open further. You push yourself even deeper. I feel your balls against my ass. You have my body.
You lie on top of me, placing all your body weight on me. Your head between my neck and shoulder and one hand still on my mouth. My legs are spread as wide as they can go.
You rut into me, slowly at first, sliding your cock out and barging it's way back into my pussy, and then you moan while you let yourself rest inside me for a moment.
You thrust your hips with passion, our bodies as close as they can be, joined at your cock in my hole, a growing wetness between us as my pussy leaks and your cock drips it's precum inside of me.