Chapter 01
A young woman is spanked
Her friend Barbara was out, and in a huff Suzanne backed out of the drive, without looking carefully enough. She crashed straight into a passing car. Barbara's neighbour was a tough, no nonsense looking older man. He looked to be in his late forties, whereas she was a young looking twenty-six.
Suzanne felt a fool. The thought of telling her husband about another accident, kept circulating through her mind. The insurance had expired last week, so this would cost them dearly. The money was one thing, though it was the image of her husband's angry rebuke that chilled her the most.
"I'm really sorry, sir," Suzanne began saying. It was imperative to get him onside, by gaining some sympathy.
James angrily cut her short. "You should be. Both doors are damaged and the back wing. I'll be without a car for the next few weeks, while this is repaired!"
"You had better come in so we can sort out the paperwork," he told her.
Suzanne trotted along behind on high heels, trying to keep up with his long strides. She was reminded of her father, who was a similar strong character, which didn't help if she was going to try to be assertive.
In a spare bedroom he used as a study, she stood before him, not invited to sit down. She felt like an errant schoolgirl facing the wrath of a high school principal. He had her name, address, and vehicle details, by asking quick precise questions. The note pad was filling with neat handwriting, as he described the accident.
"Insurance details," James demanded, in the same precise, unfriendly manner.
She squirmed on the spot, feeling foolish over forgetting to renew the insurance. Jim would be furious when he got the bill. She knew it would be impossible to tell him until it arrived. He would be even angrier that she hid it from him.
"Stand still. Just tell me, or get them from your car," James said.
"I. Err. I don't have insurance, sir," she stammered, trying to be polite and winsome. He gave her a withering look, forcing out an explanation.
"I'm sorry, sir. I forgot to renew it last week. I meant to, but it slipped my mind. There are so many things to do and I did get the paperwork ready, its pinned to the notice board in the kitchen," she blurted out.
"Stop that babble right now, young lady. Take a deep breath, and calm down. Now, just tell me how you are going to pay for the repairs. No. One word will do, cash, cheque, or credit card?" he asked.
"Instalments?" she timidly asked.
"What? Does that mean you don't have the means to pay?" he gruffly asked.
All Suzanne could do was nod in agreement. She felt such a fool in front of this forceful man, it pushed her deeper into feeling like a foolish schoolgirl.
"What about your husband?" he asked.
"Please, sir, I don't want him to find out. Could we keep this between ourselves, please," she asked. The little miss innocent act was more of a necessity than ever.
"I don't know what instalment arrangement you had in mind, but how do I know you will keep up the payments. Your administration and financial arrangements seem to be deplorable," he stated.
He was looking at her with disdain. She felt humiliated and vulnerable under his fierce scrutiny. The criticism of her affairs was too accurate to deny, leaving her little to say. She stood there like a fool, under his stare, wondering what to say. As though in class, she put her hand up, with an eager look on her face.
When he nodded assent, she blurted out an idea.
"Perhaps I could do something for you, sir. Kind of, work the payment off, maybe?" she asked, and shrugged her shoulders, not knowing what to suggest.
"What can you do?" James asked, with a sigh of exasperation.
"Err, I can cook, and clean house," she brightly suggested.
Since leaving high school she hadn't worked, as Jim wanted her at home. It meant she had no other experience to offer. It came home to her how dependent she was on Jim. Besides receiving a household allowance, he took care of everything. After the little bumps in the car, he made her deal with the insurance renewal, telling her to be more responsible. She messed that up big time.
"So you want me to take you on as a maid, until you pay back the repair bills?" he gruffly asked.
"Yes please, sir," she blurted out, before realising what had been agreed.
He harrumphed, looking decidedly unhappy about such an arrangement. As much as it felt like a horrible idea, it seemed the only chance to keep it from her husband. She could easily slip around here after he went to the office.
"You can spend the next hour under assessment. If you are satisfactory we can draw up an agreement," he stated, while tapping the desk with a pen, to emphasis every word.
"Thank you, sir," Suzanne replied, and almost curtsied.