Why hadn't she paid more attention?
Her father was right; she was irresponsible. She could never admit it to him; not now, and she certainly couldn't go to him with this. Not this time.
Was she really a bad driver? How else to explain the second accident? It had been her fault. And after the first one her father had screamed at her for her lack of attention, her crappy driving skills, her irresponsibility. He had threatened to take the car away if it happened again. And then it had. She had been so scared, so terrified of losing the car and her freedom that she had panicked. Rick had come to her rescue, got the car fixed, helped her hide the damage and put up the money. She couldn't go to her parents now.
No, she had made her deal, begged for his help, and he had delivered. And so she reached behind herself at his command, and spread her cheeks and held her breath, feeling the cold lube on his finger, feeling the pressure at the entry, felt herself opening. She gritted her teeth against the anticipated pain that didn't arrive as his finger slipped into her ass. Her muscles reacted, her legs and back and especially her anal muscle, tightening and resisting. She took several deep breaths, forcing herself to relax, and failing. Her knot gripped his finger as he spread the lube inside her.
"Try and relax," he coaxed, "or it will hurt. And it's going to be a long night." She breathed again, concentrating on the digit inside her ass, relaxing, feeling her muscle ease against the invading digit. Not painful. Uncomfortable, unusual, but it didn't hurt. It began to move, slipping out and in, slowly, then came completely out. She sighed with relief, but it lasted only a moment. The finger returned, wetting the opening, the lube initially cold, then warming. The finger toyed at her ring, teasing the rubbery flesh, devoid of hair at his request.
Why didn't she pay attention when she was driving?
She inhaled sharply as it re-entered her, wet and firm, and she felt a tingle in her pussy; against her will she felt the tiny pearl begin to stiffen and swell. She could do this; she had promised, foolishly. Anything, she'd said, anything if you help me. She'd never thought of what that might include. Her breathing eased, and she accepted her plight.
She was on her knees, naked and exposed, her pubic and anal hair removed, face and shoulders pressed into his bed helplessly, her hands shamefully pulling her cheeks apart. She knew his eyes were on the valley exposed lewdly between them, staring at her private hole as his finger slipped in and out. She heard his occasional groan as he admired her, and her body reacted to his admiration even as her mind resisted. He had rescued her from what she had thought would be an unacceptable outcome of her minor collision, and now he was holding her to her promise. Anything, she had told him. Anything, she had promised. Anything, she had begged.