When I was in my early twenties I lived in a shared house.
It was a big old house with half a dozen bedrooms. Used to be more but the owner had remodelled and put in an en suite for the main bedroom and a second bathroom so the other five bedrooms had two to share.
I worked and was currently on afternoon shift, meaning I didn't start work until three. I had got up late and was having breakfast when Suzy wandered into the kitchen, probably seeking her own breakfast. Suzy and her husband shared the main bedroom.
It was a week day and everyone but me and Suzy were off, either gainfully employed or at college. I didn't realise Suzy was still home until she walked into the kitchen in her undies. Very nice undies, I admit but I suspected that she had not intended to show them off. She looked quite surprised to see me. I was also somewhat surprised.
"Um, Suzy, you do know that there is a house rule that young women wandering around in their undies get their bottoms smacked. It's to stop them teasing the male boarders."
"You liar," she said. "There's no such rule."
"Truth," I insisted, "but don't worry. In your case your husband will deliver the smacking. You may even enjoy it."
"He wouldn't dare!"
So emphatically stated. I sighed.
"Are you sure?"
"Certain."
"In that case I guess it's up to me."
Before she had time to follow my logic I'd moved, grabbing her arm and pulling her across my knee. I didn't remove her panties (they weren't covering much anyway) but simply brought my hand down in a casual spank. It was more for shock value than anything else.
"How dare you?" She snapped, highly indignant.
I just laughed. "Something to remind you of the house rules," I said cheerfully.
So did she rush back to her bedroom to get dressed? Ha! She remained right where she was, making her breakfast, not caring how much she had on display. I wondered if she knew her panties were effectively transparent when they were damp, which they currently were.
The next day was basically the same situation. She was defiant and dared me to spank her again. She'd tell her husband and I'd be in a world of hurt. I knew how to handle defiance. I grabbed and pulled her over my knee again.
"Don't you dare," she yelled, and then yelled even louder when I pulled her panties down. I delivered another spanking, much the same as the first. Not really hurting but a definite attention getter.
She was really indignant this time. How dare I? She'd tell her husband. She'd get me for this.
"Just follow the rules," I said. "It could have been worse."
She gave me a fulminating glare and proceeded to make her breakfast, still in panties that were transparent when wet. Didn't she know that? Or was she denying that the spanking had aroused her? Maybe it was the fact that she was parading around in front of a man nearly naked. Whatever, she'd been warned. Again.
The next morning the same thing again. Well, not quite. This time her bra and panties were skimpier than ever. I gave an irritated sigh, wondering why she kept doing this. Then I had a flash of the bleeding obvious. Reviewed the thought and decided it was probably correct.
She gave me defiant look as I approached, no doubt expecting a snarky comment and a smacked bottom. That was not my intention today. Before she said a word I picked her up and slung her over my shoulder in a fireman's carry. She gave a startled cry and hammered on my back with both fists to no effect.
I entered my bedroom, crossed over to my bed and dumped her on it. A backwards step and kicking behind me caused the bedroom door to close and then I was sitting on the bed next to her.
She scrambled to get off the bed but I simply pinned her down, moving swiftly to strip off her bra and panties. But her blush and furious denial told me I'd hit the nail on the head.