Caught Naked In His Pool

This is my entry for the

Literotica Summer Lovin' Story Contest 2024

. You can vote by leaving a good rating on my story!

If you are looking for sexy one-shots with descriptive, erotic, smutty scenes that will leave you extremely hot and bothered, then this story is for you! Perhaps you'll enjoy this less if you're more interested in short stories with a proper plot, storyline and character development - and that's okay. Readers and writers will have their own story preferences, and I hope that you'll give my story a chance regardless.

This one-shot features a sexual situation that happens between a shy girl x bad boy on a hot summer's day. Please note that this is a MF story and not FF / MFF to avoid disappointment. The story becomes steamy from somewhere around page 3 onwards if you want to jump straight to the hot stuff.

Disclaimers: All characters are above the age of 18. While this story features some non-consent / reluctance and sexual coercion, it is written for the sake of fantasy purposes and I do not in any way condone these actions to be performed in real life without explicit consent. Remember that sexual assault of any form is an extremely serious offense.

Of all the things I had planned to do this summer, popping my skinny dipping cherry with my best friend was not one of them.

"You have got to be kidding me." I stared open-mouthed at Brooke, my best friend of 12 years. At the suggestion that had just come out of her mouth. I couldn't tell if she was joking or serious. "You want to go - what? Are you insane?"

"Come on Lily, it's so fucking hot," Brooke whined, giving me her signature puppy dog eyes she knew I couldn't say no to. "Doesn't a dip in the pool sound amazing?"

"Well, yeah - but not while naked!" I shot her the most appalled look I could muster. "What if we get caught? I'm pretty sure public nudity is an offense."

Brooke's smile turned mischievous as she slowly smirked. "That's why we're going to do it in the neighbour's pool. The Russells are away on their annual summer vacation, they won't suspect a thing."

"Are you suggesting breaking and entering - hold on, did you say the

Russells

?"

My heart skipped a beat at the name and my eyes widened involuntarily. I've only had the biggest crush on Xavier Russell since, well, since I first laid eyes on him two years ago. Xavier was the oldest son of the family next door, and while he was normally off at college, he still returned occasionally to pay a visit.

The memory of the first time I saw him would forever be burned into my mind: Brooke and I were eighteen years old then. I had been hanging out at Brooke's house when she informed me that her new neighbours would be moving in that day. Out of curiosity, we had both stuck our heads through the curtains and watched as a moving truck pulled up next door with boxes of furniture. A middle-aged couple had exited the vehicle, carrying smaller boxes of things towards their front door. They seemed like a lovely pair, but it was the person who stepped into view a moment later that completely stole my breath away.

I could still remember it as clear as day, like if it had happened in slow motion. A literal Greek God in the form of a young man not much older than us had stepped out from behind the truck's rear doors, dressed in a plain white T-shirt which stretched tightly across his chest and left nothing to the imagination, and a pair of black ripped jeans. He was carrying a large box that made the muscles in his forearm flex deliciously as he lifted it with ease.

That man was sin and sex appeal combined into one sexy-as-hell package.

It had taken me several hard nudges from Brooke to pick my jaw up from the floor, because that's how hard I had been ogling. Holy smokes, he was the most attractive guy I had ever seen. If I didn't believe in heaven before, I did now - how else could such a perfect creation exist?

My eyes greedily took in the sight of the toned muscles that bulged against his shirt, and I couldn't help but stare at the dark lines of a tattoo that emerged from the neckline of his shirt and crept up the side of his neck. Then I trailed my eyes down his arms, sucking in a breath appreciatively at the way his sleeves pulled taut across his wide shoulders and hugged his well-defined biceps. Unconsciously, my gaze continued to drift lower to where his jeans hung on a gorgeously tapered waist, before it dipped further towards forbidden territory. My cheeks burned and I snapped my eyes back up to his face.

I think I must have let out an audible sigh at the hotness that oozed from this man. Strong eyebrows framed the most electric pair of grey eyes I had ever seen, with long lashes to die for. There was a beautiful dip in the hollow of his cheeks which only highlighted his sharp cheekbones and killer jawline. His dirty blonde hair looked perfectly tousled, almost begging for my fingers to run through them.

He was quite possibly the man of my wildest fantasies and dreams, and he was currently striding up the driveway of the house right next to where my best friend lived. Tugging the curtains back into place, Brooke and I had turned to each other and let out the biggest squeal.

Since that day, I found myself making all sorts of excuses to visit Brooke in the hopes of catching a glimpse of her sexy, brooding bad boy of a neighbour. Brooke had no objections to it at all. Although she was already happily attached, she was more than delighted to fan the flames on the massive crush that I had on this man.

"I can introduce you guys if you want, Lily. I'm pretty sure he's single and ready to mingle. Or he would probably appreciate a fuck buddy too, if that's what you prefer." Brooke had raised her eyebrows suggestively at me on multiple occasions, always ready to be my wingman when it came to dating.

Too bad my shy personality acted as my biggest cock-blocker at times like these. Despite how attracted I was towards bad guys, I always figured my demureness was a huge contrast to the confident, sexy bitches that such men tended to go for. It was the reason why my exes had all been nice, average, decent guys - but unfortunately I had to end things with them because they were just too... boring. In the relationship

and

in the bedroom.

"Relax Lily! They gave me the keys, I'm their designated plant-waterer while they're gone." Brooke's voice snapped me out of my train of thoughts. Right, she was asking me to go skinny dipping.

"And yes, you heard me - the Russells. You really need to do something about that humongous infatuation you have on Xavier, Lily, or I will. I have watched you thirst and lust after that man for two goddamn years, just get it on with him already and do something about that sexual tension I can feel radiating from you every single time you come over to spy on him. And don't get me started on all the perverted things you keep telling me you want to do to him - have you never heard of the concept of over-sharing?"

Brooke rolled her eyes at me playfully and I flashed her a guilty smile. I know she must have had it a little rough, considering that her best friend came over to her house more often to drool over her neighbour than to spend time with her. But she always understood - that's what best friends do for each other.

"Sorry," I grinned at her sheepishly. I had made so many passing remarks about how I wanted to "just lick that man all over like a popsicle" or "have him tie me down and let him have his wicked way with me", but it hadn't occurred to me that Brooke must be fed up listening to me list all the dirty things I wanted to do with him with absolutely zero intentions of acting upon those fantasies.

The small frown on Brooke's face dissolved and she turned her lips down in a pleading pout, returning to the topic at hand. "Pleaseee, Lily? Skinny dipping has been on my bucket list since forever and it'll be so much fun. Just this once - and then I promise I'll owe you the biggest favour ever."

I bit back at smile at her expression. Although my moral compass was chiding me internally, Brooke's incessant demands were difficult to resist, and the idea of sneaking into my crush's house and taking a dip in his pool also sent a dangerous thrill racing through me. I had never so much as set foot on Xavier's front lawn - the thought of seeing for myself what his home was like intrigued me to no end.

"Okay, fine! When do we go?" I pretended to be deep in consideration and then relented.

Brooke jumped to her feet eagerly at my agreement and leaned in, whispering conspiratorially. "We'll go later this evening, under the cover of darkness. Just in case someone sees us."

The sun couldn't set soon enough. By the time the sky started turning dark, we were feeling uncomfortably sweaty and covered in a thin sheen of perspiration despite staying indoors away from the sun. Summertime was brutal here. Humidity clung to the air and the fading heat from the day still lingered, making the thought of jumping into cool swimming pool waters so much more tantalising.

The click of the front gate sent a shiver of adrenaline up my spine as we stealthily made our way towards the Russells' backyard where their pool was.

"You're absolutely sure no one is home, right?" I worried my bottom lip between my teeth as I glanced frequently towards the house, looking for any signs of movement. The house was completely dark and stillness hung in the atmosphere, only broken by quiet cricket chirps or leaves rustling in the warm summer's breeze.

Brooke flipped a switch located at the side of the house and small round lights lit up the pool in a serene blue glow, casting gentle shadows about while illuminating our surroundings just enough for us to make our way down the path. "I checked with Mrs Russell right before she left. She said that the house will be empty until the end of the month. We're good to go."

Casting one last glance about surreptitiously, I turned my attention to the crystalline waters that sparkled before me, drawing me closer to its refreshing depths.

"Oh my God, Brooke, the Russells' backyard is gorgeous. I would love to live in a house like this and get to jump into this pool every day." An image of Xavier dripping wet in his swimming trunks popped into my mind, but I quickly smacked that thought out of my head.

"Right? Xavier is one lucky bastard." Brooke planted her hands on her hips and stared at the swimming pool with a twinkle in her eye. "You ready to do this, Lily?"

I turned to face my best friend and watched her set her phone and towel down on one of the loungers. She stripped her clothes off until she was in nothing but a matching two-piece bikini set. But I knew those were coming off too, eventually.

Quickly, I followed her lead and dropped all my belongings onto another lounger, removing my cover-up to reveal the bikini I had on. It was a relatively modest set that showed off all my curves nicely but kept all the private bits safely under wraps. Being completely nude in a somewhat public area was definitely going to be a new experience for me, that was for sure.

"Okay Lily we'll both turn around, take off our swimsuits and jump into the pool. Got it?" Brooke instructed while giving me her back and reaching up to pull at the strings that held her bikini top together.

Brooke was my best friend, and I had seen her in her birthday suit multiple times before when we went to spas and saunas together. I wasn't uncomfortable being undressed around her. But doing it here, in the open air with the wind stroking against my body - that certainly made me flush a deep crimson red.

"Right, okay." I inhaled a deep breath.

No time to be shy now, Lily. Just strip and get it over with and then you can dive into the pool and you won't feel so exposed in there.

I gave myself a mental pep-talk to calm my nerves and racing heart.

My nipples stood at attention when I pulled my bikini top away from my body and the tepid air brushed against them in a soft caress. I quickly bent down and pulled my bottoms down my legs, and let out an involuntary shiver when the wind met the sensitive flesh between my thighs. It wasn't cold at all, but goosebumps still pricked my skin at the fact that I was standing in Brooke's neighbour's backyard, naked as the day I was born.

"This feels so weird, I'm going in the pool now!" I yelled over my shoulder at Brooke and took a running leap. Plunging into its aquamarine depths, the cold water enveloped me fully and my warm skin chilled pleasantly at the instant respite from the summer's heat.

When my lungs started screaming for air, I broke the surface and brushed my wet locks away from my face, wiping my eyes to clear them of water. A grin split my cheeks from ear to ear at how glorious being in a pool felt on a scorching summer's day and I laughed in exhilaration. "Brooke you were so right, this feels amazing! Come join me already!"

But when I turned around to look at Brooke, what I saw made my heart stop entirely.

"Fuck, Brooke, what are you doing - Brooke?" A huge stone felt like it had suddenly dropped in the pit of my stomach as I watched, eyes wide in alarm and panic, as she collected every single article of clothing that was strewn on the ground and both our loungers into her arms. Including my clothes and towel. Worse still, she was still fully clothed in her bikini.

"Sorry Lily - Got to go, you'll thank me later!" The rush of words spilled out of Brooke's mouth as I watched in frozen horror as she flashed me an apologetic grin and dashed out of the backyard, away from my view.

"Brooke! Come back!" I hissed after her, a chill settling around my body that had nothing to do with the water surrounding me. I wrapped my arms around my naked body in a pathetic attempt to shield myself. My mind whirled as it struggled to process what had just happened. Did Brooke just ditch me here, naked? Why the fuck would she do that? I wracked my brain trying to think of any reason Brooke would have to play such a cruel joke on me.

I stood frozen in the pool for a couple more seconds, unsure what to do next. Run naked and dripping wet back to Brooke's front door, and pound on it with the chance that anyone passing by could see every single inch of me? Or wait here hoping that she'll take pity on me and bring back my clothes?

It turned out, I didn't have much time to stand there in contemplation because a rustle in the distance caused my heart to leap to my throat. I shrank against one of the pool walls, trying to make myself as inconspicuous as possible. Was someone there? The Russells were away, so it had to be Brooke coming back for me, right?

I cautiously peeked my head above the rim of the pool, eyes swivelling nervously in search of the source of the noise. My gaze locked onto the sight of a dark silhouette in the distance leaning against a wall of the house, which just about gave me a heart attack. My spine went rigid in terror. I could hear my heart racing at a thunderous speed and dread coiled itself around my lungs.

I squinted at the figure, but it was too dark and too far away for me to make out the shape of its body.

"Brooke, is that you?" I whispered, swallowing the fear in my throat. "Brooke, this really isn't funny. Get me out of here, now. Please."

The figure must have heard my voice, because it pushed itself off the wall and started walking in my direction. I pressed my body closer into the side of the pool and ducked my head slightly so that my eyes were just visible over the edge of the pool. Shit, what do I do?

I could start to make out the silhouette of the approaching figure, and to my utmost shock and horror - it was in the shape of a very tall, very

manly

body.

Fuck, fuck, fuck. I immediately pulled my head down out of sight and clutched my arms tighter to my chest, covering my naked breasts. The water rippled against my movements and I internally begged it to still so as not to give away my position. That was most definitely not Brooke. Fuck, did he see me? Maybe if I stayed still enough huddled against the wall, the man would assume that whatever he heard was a trick of the wind and leave me alone in my mortification.

My breaths came out in shallow pants as the footsteps drew nearer and stopped a few feet away from me. I was downright frightened now, so afraid that I was going to be caught trespassing and

naked

. I couldn't breathe. This was the worst summer of my life.

"So, you must be Brooke's friend. I'm Xavier."

A husky voice drawled, and my eyes rounded at the familiar name. The fact that he somehow knew who I was made my head spin with even more questions. Has he seen me around before?

It took several seconds of stunned silence for me to realise that he was waiting for me to show myself. Drawing away from the side of the pool, I raised myself enough so that the man of my most depraved fantasies came into view.

Well, I'll be damned. If I had thought he was gorgeous from afar, this man was absolutely

devastating

up close. His features shifted in the dim light and shadows danced along his delicately cut cheekbones and emphasised the fullness of his lips. I was suddenly struck by the overwhelming urge to kiss him until I was breathless. How could one man have this kind of effect on me?

I realised I was staring at his mouth for too long when I noticed the corner of his lips start to lift in a cheeky grin. Heat blazed a trail up my neck and crept into my cheeks, my face flaming hotter than it had ever felt before.

Xavier had the kind of presence that drew the attention of every single person in a room, and now his focus was directed solely on me. It was extremely nerve-wracking. This is why I didn't go after bad boys - I didn't have the confidence in me to know how to handle the kind of raw intensity and power that came with their undivided attention.

"What are you doing here?" I blurted without a thought. He was supposed to be away. Did he return early without Brooke's knowledge?

I lifted my eyes to meet his smouldering grey ones and was instantly pierced by the most concentrated gaze that left my tongue tied and stomach knotted. Xavier's eyes narrowed dangerously and his grin turned into a full-blown smirk as he stared back down at me.

"This is my house. The better question should be, what are YOU doing here? Swimming, in my pool?"

Oh Gods, he didn't look happy. I prayed it was dark enough that the water hid everything beneath the surface from view, and that the only parts of me he could see was my head and bare shoulders. Maybe I could convince Xavier to leave and then make my hasty retreat. Running naked to Brooke's front porch was starting to sound like a hell lot of a better idea compared to the alternative of being caught naked by

Xavier

of all people. There was a dangerous aura radiating from him that I really didn't want to mess with.

"I am so sorry, I thought no one was home, and Brooke had the keys..." My voice trembled even as I tried to smile at him weakly and play it off. That was a terrible excuse, but I couldn't think of any reason I could give that would justify me being here without permission.

The fact that I was still stark naked in the pool was also a constant screaming awareness in the back of my mind. I was in my most vulnerable state right now, and I was honestly terrified at what would happen if Xavier found out.

Whatever hopes I had of Xavier walking away from the situation we were currently in died entirely when he commanded darkly, "Get out of there. Right now."

My trickle of fear turned into full blown dread as I watched a muscle twitch in his jaw and noted the danger in his expression that told me he wasn't joking. My body was so tense I felt frozen, and the thumping in my chest reverberated forebodingly through my bones. My insides coiled tightly and trepidation washed over me in crashing waves.