Ann was just 19 when her Gramma died. A few months later, Grampa decided he didn't like rattling around in a big house in Bromley all on his own, and also, that he was not a good cook; in fact, so bad, he might risk burning the house down! So, he sold the house, which was already fully paid for, and invested the cash. He figured the interest alone would pay for him to live in a modest Seniors Residence which would provide him with full meals and housekeeping. In fact, it paid for that handsomely, with a little left over.
He chose a lower cost home for a very simple reason - he wanted to live with ordinary people like himself, and not the moneyed-class who thought they were so superior to everyone else. And, of course, he was right and within two weeks he knew all the other residents.
Two months before Grampa moved into the home, Ann had gone to University, working on becoming a CA. Her own parents were not wealthy. Dad worked for the Municipality in the Public Works department, and Mum was a home maker with poor health. Grampa was only 'wealthy' because he had lived in the house in Bromley for so long it had been paid off for twenty years, and had simply risen in value because property prices all over south-eastern England had taken off. As the pundits kept saying, "God isn't making any more land"
Her parents not being able to subsidize her, the net effect was that as a student, Ann's money was tight. However, now in her third year, she still found the time, and the train and bus fares, to go see Grampa every Saturday afternoon. And Grampa was pleased to see her. After all, what man in his mid-seventies would not be happy to spend some time with a gorgeous young blonde of 21. Her hair was full, long and had natural waves, and fell to her shoulders. She was tall, for a girl, at 5'11", making her over 6 feet in heels. Slim, shapely, she had a trim waist and 34C bust and legs that, according to her boyfriend, "went on for days", as he would say each time he tried, unsuccessfully, to run his hands up to the top of them.
Grampa particularly loved looking at Ann's legs, and he would slump down as low as he could in his chair, as Ann sat on an upright chair in her mini-skirt, to test how far up the skirt he could see. Some days, he would catch a glimpse of a pair of white knickers and be very happy.
One day, Ann was complaining to her Grampa about being short of money and wanting to go to a dance at the University that was £20. Twenty pounds she didn't have.
"For a small favor to me, you could earn that £20," said Grampa.
"I could? How?"
"Well, just stand up and take off that skirt and top and let me enjoy the view."
Ann stared at him. "You want to see me in my undies? Grampa, are you becoming a dirty old man?"
"Less of the 'old' if you don't mind. Just because I am old doesn't make me dead, or unappreciative of a beautiful young lady. Anyway, that's the offer. £20 if you remove your top and skirt and give me a twirl."
Ann smiled at him. "Well, I wouldn't do this for just anybody, but for you, if you're serious, I will."
Grampa stood up and walked over to a small desk he had in his room that he kept his computer on, opened a drawer, and took out his wallet. He pulled out 4 crisp, fresh from the bank £5 notes and put them on the corner of the desk.
"Does this show I'm serious?" he asked.
She stood and smiled, crossing her hands across her front and gripping the bottom edge of the sleeveless blouse. She raised her hands high above her head, pulling the white and pink top completely off. Her bra was a half-cup, and lacy, and through it, Grampa could make out the darker area of her areolas. Quite frankly, the bra left nothing to the imagination, nor was it ever intended to.
She stood there, hands on hips and breasts thrust forward, for a few moments, then, with her right hand, slid down the zipper at her hip.
With her eyes firmly fixed on her Grampa, she started to wiggle her hips. As the skirt started to inch its way over her hips, she opened her feet a bit wider, and continued to shake her hips.
Soon the skirt was clear of her bum, and held up only by her thighs opening out. After a minute like this, she closed her legs slightly, and let the skirt fall in a heap around her feet. Although the mini-skirt was so short, it wasn't much of a heap.
She stepped out of the skirt and struck a pose rather reminiscent of a stripper after the last item is gone, and held it. Grampa looked and smiled. He stood up and walked right around her, feasting his eyes on the view. It had been a long time since he had seen so much of such a beautiful young woman.
He looked at her white panties, lacy to match the bra. Grampa remembered his late wife's knickers. One pair of those would produce enough material to make at least five pairs of what Ann was wearing!
He reached out and handed Ann the £20. In response, she stepped in close and hugged him, very tightly, and then kissed him, right on the lips. Grampa was pleased he had shaved in anticipation of her visit and so was not prickly against her smooth skin, especially as after the kiss, she put their heads cheek to cheek and swayed as if they were dancing.
Both of them immediately became aware of the consequences of such a hug. He may be old but he certainly was not dead, and a large, hard penis soon announced its presence against Ann's belly, well exposed as the belly was by the skimpy panties.
Feeling the response, Ann gently pushed her belly on to Grampa's hard-on and, leaning her shoulders back, smiled at him and said "It would appear you really appreciate my underwear."
"Actually, sexy as your underwear is, it's what's in it I appreciate."
"Well, in that case, enjoy the view," and Ann sat back down on her upright chair, with her knees slightly apart and her legs uncrossed. She stayed like that for the rest of her visit, and put her clothes on as provocatively as she could when it came time to leave.
Instead of the kiss on his cheek that he normally got, she hugged him again and kissed his lips, then turned and left his room.
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Left alone, he sat down in his armchair and unfastened his trousers, pulled down the front of his white briefs, and pulled out the still hard shaft, and stroked it, gently at first, but then faster as the urge and then the need in him grew.
One thing he realized was that he was going to have to find a way to keep these memories relivable, preferably on his computer, because he was sure Ann could be encouraged to make a repeat performance or two.
In the meantime, Ann was happy. She didn't need the £20 to pay for the dance ticket, because Freddie had already paid for two of them. Freddie, the one who said her legs went on for days, was her boyfriend, and for him she had gone on the pill. She had just completed two full cycles, and Thursday evening had been the end of her period. That was good because, with regularity of the pill, she now knew her periods would run from a Sunday evening to a Thursday evening every 4 weeks.
Tonight, after the dance, was to be the night she was going to let Freddie go 'all the way' That was why she was wearing the lacy underwear, and it was also why she wanted the £20, as that was what she was short to buy a fire-engine red G-string and matching crocheted bra she had seen in the sex shop down the alley off the High Street. That would be used to tease Freddie next weekend.
So later that evening she met Freddie at the Student's Union entrance and they went in to dance, and enjoy a few drinks. At 11 p.m. - much earlier than usual - Freddie wanted them to leave because he too was aware that this would be 'the night' having carefully tracked Ann's first two cycles on the pill.
They headed to Freddie's place, and once there he laid her on the bed and proceeded to kiss and caress her. Within minutes, he and she were both topless. After sucking on her nipples for a couple of minutes, he jumped off the bed and stripped himself naked. Returning to the bed, he coaxed Ann into kissing his body, and gradually pushed her head down towards his crotch.
Before long he was pleading with her to suck on his cock. Ann had seen porn movies and naked men before, and she thought, on first getting that close to Freddie's genitals that he seemed a bit on the short and thin side compared with the guys on Porn-hub. Although a virgin, she was not an innocent, and had masturbated to porn regularly as well as being a subscription reader - cover to cover - of Cosmopolitan.
Freddie seemed unable to control himself and it wasn't long before her sucking had him coming in her mouth. It was a bit salty but not unpleasant, but now his cock was a fraction of the size, and very soft. She stroked and licked him, and after what seemed an age, he became hard again. She rolled on her back, he lay on top of her after removing her skirt and panties, and in a matter of minutes, he was inside her and ejaculating, and she was almost bone dry and completely unsatisfied.
This was not how sex in the Romance novels finished up. It was even less satisfying than masturbating to the sound and vision of a Rolling Stones video. And, after all, they are all geriatric! As old as Grampa, and maybe older! The biggest disappointment was that Freddie immediately fell asleep, and, upon waking in the morning, announced he had a soccer practice and had to leave, so she would have to walk over to her own dorm building to get coffee and breakfast.
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All through that week, whenever she called Freddie's cell, she got the message saying "The person you are calling is not available."