CHAPTER 1
Three weeks after Harley McDowell began work at Howell, Mason and Chan, investment consultants, he was given his first client, until then having teamed with another guy to learn 'the HMC way'.
At forty-two, Harley generally knew all there was to know about investment consultancy but what he had to learn was huge amount of data input into reporting modules that HMC management required to track each consultant's performance and to screen for possible fraudulent or illegal activities involving clients.
He greeted Mrs Linda Brooks warmly, already aware she was a 'blue' category client, meaning she was comfortable with medium risk investments.
"I'm not happy to no longer have Mr Snowden as my consultant."
"I can understand that and sympathize."
She smiled and said it was unexpected to have a financial consultant who possessed charm. "I know Mr Snowden retired and you were hired as his replacement but I haven't been told whether you are you any good at advising."
"Yes I am."
The 44-year-old wealthy widow pulled out a small mirror, examined her hair-line and pushed her fringe a little more sideways and returning her mirror to the bag and clicking the bag shut said, "Yes you are what?"
"I am successful, having built a solid career on solid results but the truth is that simply indicates a trend. Good investment advice is only good at the time it's given. You will be aware markets and opportunities are in constant flux."
"God listening to you is dry. Please give me a drink?"
"Coffee or mineral water?"
"It's almost lunchtime. I was thinking wine."
"Apart from the boardroom, this establishment is a dry ship. Come on, we'll go out and have lunch. If you don't eat lunch you may watch me eat."
"What if your superiors describe this as irregular?"
"My first concern is for my client."
And so, from that first encounter an intimate relationship development between consultant Harley McDowell and Linda Brooks. Although she was only a little older than him, the friendship had not have them racing to bed. She didn't require him because she had several boyfriends and Harley believed it was unethical to fuck a professional client. Even so, he met Linda for lunch every month to six weeks and she sometimes called and invited him to take her to a film. He usually obliged and assumed none of the other men in her life liked historic romance films.
Harley had a 38-foot yacht that was rigged so he could sail it single-handed comfortably and twice Linda had been out sailing with him. It was foreign to her and she loved it.
On the most recent occasion it was a hot day and the wind died on them. They lay in the aft-cockpit sipping wine and Linda said, "I'd like to sunbath topless. Are you okay with that or do you want me to do on to the cabin roof."
"No here's fine. I'm not scared of bared breasts and I won't think any less of you if I see they flop."
She hesitated.
He teased, telling her to get on with it, thinking she'd back down but she smiled and divested and looked okay.
Harley had been dressed just in shorts ever since they'd left the marina.
Not staring, he said quietly, "Why haven't you remarried. I reckon guys would be really pleased with your body shape and although your manner is somewhat abrasive I've never seen you irritated or behave irrationally. In fact you are a very pleasant woman."
"Is this a proposal?"
"I was married for eight years to an older woman before she tired of me. I think next time I'll marry an athletic, younger woman."
"Athletic? Well that eliminates me."
"Might I make a personal suggestion?"
"You may."
"If you wish to attract a suitable partner you should reflect your wealth in the way you look and the car you drive."
"But I love my Mercedes."
"Then trade it in for a soft top. Men find a blonde driving a sports car is compulsive viewing and that suggests you lighten the color of your hair."
"But this honey color is my natural color."
"I was only suggesting."
"Yes I acknowledge that. Anything else?"
"Then you are interested in what I'm saying?"
"Indeed."
"No serious contender will come forward while you associate with those divorcee guys."
"But they are my pals. A lady needs sex."
"I was only suggesting."
"As always what you say makes good sense. I'll think about it. This is good wine."
"We should only drink good wine. Oh you may be interested to know I can afford this boat because I don't have an extravagant wife."
Two months later Harley received a call from a very excited Linda Brooks.
"I met this guy a fortnight ago and he's in London at an international seminar for the type of surgery he's involved with. He wants me to fly over on Thursday and meet him in Paris for four days. It's not adultery because his wife died thirteen months ago in a boating accident. I met him through a girlfriend who rather thinks she excels as a match-maker."
"Great, just do it Linda if you feel he's right for you and you're confidence you'll be safe with him in a foreign land. Sometimes it can pay to take a red category risk.
"Like when you told me to invest in gold when most other advisers were saying the price had peaked?"
"Exactly. Sometimes red can be good."
"Look thanks for your advice but my real reason for calling is to ask for a favor. Could you meet my daughter off her flight on Friday night at 9:00? Since Claire completed her degree in marine biology she's been working on research on the Great Barrier Reef off Australia. She knows about Errol and me going to France to meet him and when I said I wouldn't go because I didn't want her arriving home without a welcome she said well in that case she wouldn't come home. I weakened and agreed to go and said I'd arrange someone to meet her. She said not to bother but when I mentioned it could be you she became interested."
Harley asked curiously why was that?
Linda hesitated and he growled she must tell him.
"I have mentioned you in emails, about being my new financial consultant and that you had introduced me to sailing."
Harley said doubtfully, "And why would that make her interested in me?"
He heard Linda swallow and he waited.
"I might have mentioned I was a little attracted to you... um sexually... but then last weekend you mentioned you were interested in younger women."
"So why would that interest her?"
"I really don't know. Um she usually admires my taste in everything."
"Well she's just a kid so talking like this gets us nowhere. Yes I'll meet her and deliver her and her possessions to your apartment. I'll gladly do this Linda. You just concentrate on finding out about this guy on your naughty days in Paris and think beyond sex."
""You are such a rude darling. I'll drop in tomorrow with the keys, the alarm code and a recent photo of Claire. She has a master's in marine biology and soon turns twenty-five. So is twenty-five just a kid Harley?"
"I suppose not. But young people think older people are really old by the time they're forty."
"Well I suppose this is getting us nowhere. Claire has never dated a guy long-term because they all have turned out to be a disappointment. She is very demanding."
"Aren't all women?"
Linda laughed and said perhaps she could understand now why he hadn't found a replacement wife.
That night in bed when half asleep, Harley began thinking about a loud-mouth and very demanding Miss Claire Brooks. He didn't like her but because he had her mom's body type he thought he'd like to fuck her. To his astonishment she agreed, but only if they did it two fathoms below the surface of the sea.
Harley touched his cock and found it surprisingly rock-hard. He sleepily stroked it and caught the collar of the head twice and sudden it spurted.
"Jesus," he cried and padded to the bathroom to fetch a towel to clean up.
Linda arrived in his office next morning, her face flushed.
"Christ have you seen the market price for gold."
Harley grinned. He loved seeing women emote without restraint. "Yeah, I began watching the international markets for gold, oil and ores from 5:00 this morning. If this trend continues for say a couple of days I think you ought to put say $50,000 into coking coal because the steel-makers will begin building stocks in anticipation of an industrial surge. If you get in early you stand to win big."
"I'll transfer money into my account this afternoon and email authorization for you to use your discretion to invest up to 400 grand in coal stock whenever you choose."
"That could be as early as tonight. Advise me which of your brokers to use and send them a copy of that authorization. I could place the order as early as tonight. By then the risk could be below the red line."
Linda handed over an envelope with the key and code. Harley pulled out the photo and saw the daughter was not the cold-eyed aggressive woman he'd imagined. The photo revealed an attractive blue-eyed blonde, who was very tanned and with a lovely soft and sensitive smile. Oh honey. He couldn't believe he had a great urge to tell Linda he'd had half a wet dream the previous night thinking about her daughter.
"She looks lovely and I ought to recognize her by this photo."
"She'll be wearing a white Stetson. I won't mind if you two have a fling Harley and please don't tell me to stop being stupid."
"I'll not overlook she is seventeen years my junior Linda and I'm sure your daughter will think it's more like a gap of thirty years."
"My daughter has a name. Why don't you try referring to her as Claire?"
"Um good idea. May I take you to the airport?"
"Thanks but I have that arranged already. You may kiss me goodbye."
They kissed, on the lips, and gently.
"Have a wonderful time Linda."
"Thanks. What's her name?"
"Claire."
They grinned.
* * *
Harley looked around the crowded arrival area to spot a great-looking chic wearing a white Stetson and sighted three in the general melee.