This story is inspired by actual events and some sexual activity that did take place. It contains so little of those events it would not be true to say it is based on them. Details have also been changed so, any resemblance to actual persons is purely coincidental.
It also depicts marital infidelity. If this is a subject you do not like to read then please take note.
The year is 1985 near Loughborough in England. I was 28 and had been married to my wife Jane for seven years. We had a two-year-old daughter called Emily.
We lived in a cul-de-sac, it was built in the early 1900s populated with pairs of Victorian semi-detached villas. At one time the occupants would have been English middle-class professionals but by the 1980s the occupants were like me, working class.
There was one exception, a house across the road from us. It was occupied by Frederick and Gertrude. Once we got to know them they insisted we called them Fred and Gertie. They were both in their late seventies.
Fred was a retired civil servant, Gertie had never worked, she came from a wealthy family in the northwest of England. Her parents bought their house for them in the 1920s.
They had a daughter, Julie, who lived about two and a half hours away near Preston. Gertie said she gave birth to her when she was twenty, so Julie would be in her late fifties. Julie was a divorcee, into her horses and the outdoor life.
Gertie said she doubted Julie would remarry as she had a sizeable maintenance order (alimony) from her ex. It would cease if she remarried or if she cohabited with a partner. Julie was a good-looking, jovial woman who took after her mother in looks. She was just a younger version of Gertie.
Fred was of medium height, balding with a slim build. When going out he always wore a tweed jacket, white shirt, tie, grey flannel trousers, black brogue shoes and a trilby hat. If it was raining, he would carry an umbrella.
Gertie was about 5'7 (1.7 m). She wasn't fat, but she carried some extra weight, she had large D cup breasts. She had predominantly grey hair with some natural brown remaining. Her eyes were a watery blue, she had a nice smile. Her skin was wrinkled and slightly tanned from their usual summer holidays abroad and most years they also had a winter sun holiday in the Canary Islands. The skin on her face seemed to droop a little, not dramatically like a bloodhound, but just ever so slightly. Sometimes you could see a little of the pink tissue behind her lower eyelids; I think that was when she felt tired.
They were creatures of habit, they had joined a social club. They would go as a couple on most Wednesday, Friday, and Saturday evenings. Fred would go on his own most Saturday and Sunday lunchtimes for some beer with his pals.
If going to the club she would wear tweed skirts or summer frocks, depending on the time of year. Her everyday attire was a pair of slacks, generally baggy ones with an elasticated waistband. A blouse or top and a cardigan or jumper. If she was doing housework she would wear a blue, nylon housecoat. Beneath the housecoat she often just wore her underwear, she used to say she got too hot otherwise.
Gertie's house was not that well maintained. Because of that, Gertie was a relatively frequent visitor to our house. I'm quite handy around the house and can sort out most maintenance tasks myself. Gertie knew this which, is why she crossed the road and knocked on our door whenever there was a problem that was beyond Fred's ability. For example, a sash window was stuck, the pilot light had gone out on their boiler or a tap was dripping.
Gertie always offered to pay me for my trouble, but I never accepted any money. She always made it right by coming over with homemade jars of jam, pickle, marmalade, or an apple pie or a bottle of wine.
I didn't mind helping them. Jane didn't mind the time I spent there either, I guess it eased her social conscience that we were looking out for our elderly neighbours.
I also had an ulterior motive, I had a thing for old ladies, I still do. It started when I was eighteen, I had an affair with my grandma's elderly next-door neighbour that lasted for three years. Gertie stirred my memories and my loins.
Gertie could be quite flirtatious when Fred wasn't around. Come to think of it, things mostly tended to need fixing when Fred wasn't around. Gertie would often stand very close to me so that one of her breasts was pushing against my arm. She would make complimentary references to my physique. "It requires a strong young man with big muscles to do this doesn't it?", she'd say when I was unjamming a sash window, her hand squeezing my bicep then stroking it.
There was a time when one of her friends was with her when a fuse had blown. I was called over to fix that for her. I was introduced to her friend who was called Mabel.
Mabel said, "Ooh! Is this the tall, dark, handsome neighbour you were telling me about Gertie? The one who makes you come over all unnecessary?"
"Shut up! That's not what I said."
From her bright red face, I think it was, either that or something similar.
After hearing Mabel say that, I thought Gertie might be up for a little more than just flirting. However, I had to be careful because if I was reading her wrong it could spoil our friendship. That would be awkward with her living across the road. If she stopped asking me for help then Jane would wonder why.
I had been contenting myself with ogling her boobs, peeking down her top, blouse, or her housecoat whenever I could. When she was sitting down wearing her housecoat, I'd try to peek between her legs. It would make me hard, and I'd try to hide it from her by putting a hand in my pocket or, holding something to hide it. It gave me a thrill to get hard in her presence.
Up to when I heard what Mabel said, all of that peeking had been done surreptitiously. After I'd heard that, I started to be blatant. I would let her catch me looking, I stopped peeking, I just directly looked. I only looked away when she caught me looking. I wanted her to catch me, I wanted her to know I was interested.
"Naughty!", she would say with a smile when she caught me. She would close her legs or hide my down-blouse view with her hand. I stopped hiding my erection, I wanted her to see I was hard.
The result of not hiding my erection was that I started to catch her looking at it. I'm 6'4 (1.93 m), I'm reasonably muscular, my cock when erect is seven and a half inches, and very thick. So in tight jeans, she couldn't miss it. Instead of looking away when caught, she would let her eyes linger, so that I caught her looking. She would just smile or shrug as if to say, "What?"
When she was standing next to me with her breast pressing against me, I started to say things like, "That feels nice.", "Very nice." or, "Mmm, yes." whilst looking at the breast pushed against me. The first time I said that she looked embarrassed and moved away. Subsequent times she let it stay there, sometimes even increasing the pressure, her big, soft tit squashing against my arm.
Then she stopped hiding my down-blouse views when she caught me looking, she stopped closing her legs, she would just smile. Then she upped the ante. If I was ogling her boobs she would pull her top away from her chest to give me a better view. If she was wearing a blouse or a housecoat she'd often unfasten a button.
"It is a bit warm isn't it?" she'd say whilst doing so.
When she caught me looking under her housecoat she started to open her legs a little wider for me. The times when we were sitting down were when she'd made me a cup of tea when whatever task was finished. That's when she would sit opposite me with her legs slightly apart.
All of this took place gradually, developing over many months. The visits were roughly every two or three weeks. The atmosphere was very sexually charged and erotic, I could feel myself getting hard just crossing the road. I was certain she wanted some sexual activity to happen. A pivotal moment was when Gertie asked if I could change a light fitting for her. I agreed.
The job wasn't as straightforward as I first thought. The replacement was much heavier than the existing fitting and three screws into a lath and plaster ceiling wouldn't be strong enough to hold it. It needed screwing into a solid wooden joist and the old location patched, but it would have been off-centre, she didn't want that. I needed to install a backing board between two of the joists. That meant lifting floorboards in the room above.
The room above was the main bedroom. I had to move the bed and other furniture, the noise of which prompted Gertie to come up to see what I was doing. Fred had just gone to the club before Gertie asked me to come over, he'd be there for a few hours more.
The thought that I was with Gertie in her bedroom make my cock start to thicken.