Author's note:
All characters are above 18. Although a bit of force is involved, the sex is consensual.
My dad is an asshole. I say this because of a number of reasons. He has committed so many mistakes in his life affecting everyone around him, including and especially my mom.
My dad was incurring losses in his business for over 2 years now. Either that or he was wasting his money elsewhere. Because he was always short on money. Instead of taking a bank loan, he had taken hand loans from his friends. When he couldn't keep up with the interest, he took loans from new lenders and settled the tab of the old ones. He kept doing this until the principal and interest added up to a huge amount. Next, he started ignoring the follow up calls and totally avoided the lenders. This brought the lenders to the doorstep of our house.
We of course did not know anything of this. Being the egoistic person that he is, my dad had not said anything to us. He said he wanted to "solve problems on his own"
Me and my mom were so angry at him. We told the lenders that we would repay all the money but we needed time. Plus, we told them that we wouldn't be paying any more interest. My dad had been paying them interest @ 3% per month for almost 1.5 years now. How much more stupid could he have been?!
Without much of an option the lenders agreed. There were 4 lenders in total. Me and mom had a little savings. We used all that to close the small loans of 2 lenders. And for the remaining 2, we gave whatever was left and agreed to repay the balance in monthly installments.
This mistake of my dad put us in extreme financial difficulty. But little did I know that it would cost my mom dearly.
Over the next few months, Dad pitched in with whatever money he could. Mom added whatever she could arrange and I gave them whatever spare money I had. Things started going back to normal. We had closed the money of 1 other lender but we had to pay the remaining one the biggest amount.
Unexpected expenses can be very hard for a working class family. And if you have a loan it will be the worst. The same thing happened to us when covid hit the world. My dad's automobile business came to a standstill. And with few other unexpected expenses, we couldn't meet the monthly installments that we had promised.
After 2 months of short payment, the guy landed near our doorstep again. My dad of course wasn't at home. The guy was pissed. He was shouting. I tried to explain it to him that we weren't cheating. We were just short on the money. After taking his drama for a few more minutes I lost my cool.
"Look, we are not saying we won't pay the money. We won't cheat you. We cleared loans of all the others, didn't we?" I asked.
"Right. But the others' loans were small. Mine is a bigger amount." He replied.
"I know. Am just a little short this month. We will pay the full installment from next month" I spatted back at him.
"I don't believe you guys. Your dad has lied so many times. I'm sick of it. Plus you guys aren't paying me any interest. I need the balance money right now" he shouted at us.
My mom who was trying to diffuse the situation pitched in. She told me to calm down.
"Please don't shout. The neighbours will hear you." She told both of us.
I tried to talk back but she shushed me and told me to go to my room. I stomped my feet on the floor and walked towards my study room. I was so angry. We had to endure all this just because of my dad. I put on my headphones and played a song at high volume.
I didn't go out for the next 20 minutes or so. Slowly my anger started fading away. I opened the door and walked towards the living room thinking the guy might have left. I couldn't find him. Nor could I find my mom. I checked the kitchen, the dining hall but couldn't find her. I looked out at the garden thinking she might be there. And she wasn't. But I saw the guy's car still parked in our driveway. Where are the two of them? I wondered. There was total silence in the house. It felt a little unsettling. Strange I thought.
I started walking up the stairs to check if mom was in her room. She might be upset. And I needed to comfort her. When I was a few steps short of reaching the floor, I heard faint noises. And when I reached the floor, the noises became clearer instilling fear inside me. They were clear enough to make out what was happening inside but I hoped I was wrong.
Fearing for my mom, I pushed the door open. Time started moving in a slow motion for me then. I first saw clothes thrown on the floor. Guys clothes followed by my mom's. I saw her black lingerie on the floor. And as I shifted my eyes onto the bed in the middle of the room, I found both of them there. Completely naked. With the guy on top of my mom. And she wasn't fighting him.
I was completely shocked. Shocked from the fact that this guy, a guy who was a stranger to us except that we knew him as a money lender was fucking my mom. And you can say that he was in third gear. I was more shocked that my mom was having sex. Let's face it. Every kid after growing up knows that he didn't fall from the sky. But we just can't fathom our parents doing it. Especially not about our mothers.
My mom is a well respected woman in the society for whom family is everything. She's kind, jovial and fun to hang out with. While my friends think of my mom as hot and beautiful, she is just a good looking mom to me. I had never seen her fully naked before. Sure, I had accidentally caught glimpses of her in a bra while changing clothes. But that was it.
She is an innocent woman who never uses any cuss words. She is the definition of being prude. But now, I saw what all my friends meant when they called her hot. She was such a sight to behold.
I later came to know that the guy was supposed to lock the door when I spoke to my mom. Whether he forgot to do so in a hurry or he left it unlocked on purpose, we will never know.
