Author's note:
All characters are above 18. Although a bit of force is involved, the sex is consensual.
My dad is an asshole. I say this because of a number of reasons. He has committed so many mistakes in his life affecting everyone around him, including and especially my mom.
My dad was incurring losses in his business for over 2 years now. Either that or he was wasting his money elsewhere. Because he was always short on money. Instead of taking a bank loan, he had taken hand loans from his friends. When he couldn't keep up with the interest, he took loans from new lenders and settled the tab of the old ones. He kept doing this until the principal and interest added up to a huge amount. Next, he started ignoring the follow up calls and totally avoided the lenders. This brought the lenders to the doorstep of our house.
We of course did not know anything of this. Being the egoistic person that he is, my dad had not said anything to us. He said he wanted to "solve problems on his own"
Me and my mom were so angry at him. We told the lenders that we would repay all the money but we needed time. Plus, we told them that we wouldn't be paying any more interest. My dad had been paying them interest @ 3% per month for almost 1.5 years now. How much more stupid could he have been?!
Without much of an option the lenders agreed. There were 4 lenders in total. Me and mom had a little savings. We used all that to close the small loans of 2 lenders. And for the remaining 2, we gave whatever was left and agreed to repay the balance in monthly installments.
This mistake of my dad put us in extreme financial difficulty. But little did I know that it would cost my mom dearly.
Over the next few months, Dad pitched in with whatever money he could. Mom added whatever she could arrange and I gave them whatever spare money I had. Things started going back to normal. We had closed the money of 1 other lender but we had to pay the remaining one the biggest amount.
Unexpected expenses can be very hard for a working class family. And if you have a loan it will be the worst. The same thing happened to us when covid hit the world. My dad's automobile business came to a standstill. And with few other unexpected expenses, we couldn't meet the monthly installments that we had promised.
After 2 months of short payment, the guy landed near our doorstep again. My dad of course wasn't at home. The guy was pissed. He was shouting. I tried to explain it to him that we weren't cheating. We were just short on the money. After taking his drama for a few more minutes I lost my cool.
"Look, we are not saying we won't pay the money. We won't cheat you. We cleared loans of all the others, didn't we?" I asked.
"Right. But the others' loans were small. Mine is a bigger amount." He replied.
"I know. Am just a little short this month. We will pay the full installment from next month" I spatted back at him.
"I don't believe you guys. Your dad has lied so many times. I'm sick of it. Plus you guys aren't paying me any interest. I need the balance money right now" he shouted at us.
My mom who was trying to diffuse the situation pitched in. She told me to calm down.