This is based on a particular experience some time ago, hope you enjoy!
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My wife and I took a holiday to one of the Greek islands, after a couple of days, my wife said she would prefer to hang around the pool but if I wanted to take the bike we had rented and go and explore that would be ok.
We stayed at the hotel for a couple of hours then I set off, with the intention of seeing a little more of the island. I had gone a few miles, it was really hot and I decided to explore a track I found leading to the sea, it wound down towards the sea and around a corner I came across a rocky cove with no one in sight.
I parked the bike, and found a nice smooth rock at the waters edge and striped off fully, as there was no one around, and slipped into the cool sea.
It felt great to be swimming naked!
I swam out a little and upon turning around I noticed a little along from where I put my things ,behind another rock was a lady sunbathing, and she looked to have the same idea as me and was totally nude.
I swam a little closer and at that moment she stood up, reached for a colourful sarong and wrapped it around her waist before standing up, at that point she saw me and put her hand up to wave, I looked behind me but there was no one, she was waving at me, I waved back and turned and headed towards my spot.
Climbing up onto the rocks I noticed that she had come from behind her rock and was heading towards me, I grabbed my towel, wrapped it around my waist and stood against a large rock.
As she approached I saw she was a lot older than me, I guessed around 50, she was actually 58 when we got chatting, and she was German but spoke perfect English, with a real sexy German accent! She had a fantastic figure and just gorgeous pendulous breast that were completely free, with large nipples, there was a slight breeze too and the light, almost transparent sarong, with the split right at the front kept blowing apart to reveal a completely hair free pussy!
I tried not to make it obvious sneaking a peek, but it dawned on me that she was actually quite enjoying flashing at me, and she half heartedly giggled and tried to hold it down!
I could feel a little stirring in my cock and tried hard not to keep looking at her ... impossible, I was hoping she wouldn't notice as I felt my cock start to stiffen!
She then said she must be getting back to her place, but then turned to me and asked me if I would care to join her for lunch, well that was the last thing on my mind, however she smiled and told me to come over when I was ready, she then added I looked fine like I was, and to come soon!
She went back along the rocks and I slipped back into the sea to cool off.
When I came out, I had a quick rub down, slipped on my shorts, grabbed my bag and went to find her, upon coming around the rock, there she was laid out completely naked, she propped herself up on her elbows, quite aware I was admiring her naked form, and by the smile she gave me, I knew I may be in for an interesting afternoon.
She smiled and patted the rock next to her for me to sit down,
''You got dressed '' she said,
And laughing told me this was a 'Clothing free zone!'
there was only one thing for it, and I stood up and pulled down my shorts, the cold dip I had just had had helped to keep my previous erection in check, although I could see her eyes divert to look at me, and I must admit I was quite enjoying this older lady checking me out, I must admit I am average in the cock size of around 6 inches, when fully aroused, however I do trim my pubes, which makes it look more prominent!, so I have been told!
She made a comment about not doing this too often, apparently her husband was working in Athens and she had flown out for a few days to get the sun and relax.
As I was a lot closer now I couldn't help noticing that she had a rather prominent labia, almost like folds on a flower, and one side was pierced with a small gold ring with a tiny diamond that sparkled in the sun, she caught me looking,
''so you like my diamond, my husband bought it for me some years ago, do you like piercings?'