"I hate this shit," thought Jesse as she walked up to the car lot office. Jesse and her husband were in financial trouble. She had lost her job, and her husband, Jake, was working double shifts to attempt to make up the extra. However, they just couldn't make ends meet. Now exclusively at home, Jesse became responsible for dealing with the creditors and bill collectors. It was bad enough that they were to the point where they almost had to claim bankruptcy, but the piece of shit car they bought from this car lot had been more trouble than it was worth.
They thought they were planning ahead when, seeing the inevitability of the repossession of their 2 year-old car, they purchased this piece of shit. They came to this 'no credit, bad credit' lot and purchased a 22 year-old car to have when the newer one was gone. Unfortunately, things had not worked out as planned. Jake had spent more time than not, trying to keep the stupid thing running. Twice already, it had been beyond his abilities and they'd had to take it to a mechanic to be fixed. This cost money they couldn't afford to lose. Without a choice in the matter, they had to miss one car payment already to pay the mechanic. Jesse was here now to explain that she had to miss a second one to get it fixed again. "Shit! Double Shit," she muttered as she walked into the office.
The owner was a gentleman of about 60 years of age. His name was Mr. Williams and he had a quick smile. He had been patient with her and Jake in the past while they were trying to pull through their problems. He had even fixed the car a couple times himself for free.
They had decided in the beginning to come clean with him and tell all. They felt that they had developed a rapport with him, and gave him a reasonable amount of trust, mainly because he was around the age of their own parents.
Jesse hated to do this again, and was afraid to make him mad, because she cared what he thought of them. She did not necessarily think of him as a father figure, but cared nonetheless.
At least she had dressed for the occasion. The last time she had been there she caught him taking sidelong glances at her when he thought she wasn't looking. Once, she caught him staring at her breasts in her tight shirt, but he played it off so well that she began to believe she had imagined it.
Regardless, he had agreed to them being a month late rather easily. Not so consequently, this time she came dressed to kill in a miniskirt and tight tank top. She hated to use sex appeal to gain advantage, but they were desperate. They could not afford to lose this car, no matter how bad it was. It, at least, ran 60% of the time, and someday may run longer.
"Hello Jesse," called Mr. Williams when she came into the office that was empty, save him. "How are you doing today?"
"Good, I guess," Jesse stated in a muted tone, feeling and sounding guilty.
"What's wrong Hon?" asked Mr. Williams as he stepped up to her.
"Mr. Williams," Jess blurted. "I'm sorry, but the timing gear went out on our car. We had to get it fixed and the mechanic charged $300." As the words came out of Jesse's mouth she saw his expression begin to change.
He stated "Jesse, you are already a month past due. Are you telling me that you're going to miss another one?"
Jesse felt her face heating up in embarrassment. Hanging her head in shame, a humbled "yes sir" was all that made it out of her mouth.
"Let me explain something to you Jess," Mr. Williams stated in a serious and aggravated tone. "You bought that car 'As Is', and that means whatever problems it has were bought along with the car. They are not my problems. I have already fixed it for you several times at no charge, I've let you be late on payments, but two months without a payment is something I just can't do. I'll simply have to repossess it."
Jesse lost a little of her embarrassment and got a little angry instead, "I understand that, but it spends all its time broken. I could make the payments if I didn't have to keep getting it fixed! At this rate, we don't have much more to do to it before we've replaced nearly everything! You can't take it from us now!"
Mr. Williams calmed a little and in a softer tone told her, "Jesse, what am I supposed to do? You are now two months late, and I don't know when I'll get paid. I can't do business that way."
In a shaky voice Jesse said, "I know, I know, but this should be the last time. Can't we get a deferment? Isn't there anything that can be done? The car is a lot better now and should keep us for a while. We can catch up, I promise!"
Angry again, Mr. Williams retorted, "I'm not a bank. I can't defer payments. They are how I make my living. If I can't get paid then I have to take the car back."
Jess was heart broken, "What can I do?"
It was like a slap to her face when his next statement caught her in the act, "You wore that outfit for me, didn't you?"
"What!" She said shocked.
He continued, "You wore that outfit hoping I would be so distracted that I'd let you off with a slap on the wrist, didn't you? How dare you try to trick me with that nonsense!"
Jesse finally broke down and cried. She knew her makeup was running, but she couldn't stop. She couldn't even figure out how she was going to pick Jake up from work now. They were new to the area and did not have a single set of friends. Their financial condition and his work schedule just didn't allow for it. "Yes" she squeaked out, "I caught you peeking last time and thought this would help out." Embarrassment didn't even describe how she felt now.
"Did you think you could wiggle your ass and flash your tits and I'd let you off for another month? You've either got a high opinion of yourself or you're stupid!" It sounded to her like he was yelling and everybody in a 3 block radius could hear, though in reality, it wasn't that loud.
She continued to cry and wondered what to do next.
He toned down some and said, "Do you want to keep your car so bad that you were willing to flaunt yourself in front of me?"
"Yes," she meekly stated.
Jesse heard the tone in his voice lower and get deathly serious when he stated, "Well, I tell you what, maybe we can work a deal after all?"
"Wh-What are you talking about? You already said I couldn't be late again." Jesse was confused and so upset she didn't see where this was going.
Mr. Williams just looked at her. She saw a look in his face that she had not seen before. "Was that lust?" she thought to herself. When the realization sank in, she started backpedaling. "No, no, no sir, I will not have sex with you! Not even for the car!"
"Sex isn't exactly what I had in mind darling," he stated with a mischievous tone.
Jess was confused, "What are you talking about then?"
He continued with that same tone, "Well, you've been a very bad girl. I think you need a spanking."
If Jesse's mouth was big enough, her jaw would've definitely hit the floor. "What the hell are you talking about? Are you some kind of pervert?"
His toned switched from mischievous to malicious, "That may be a name for it, but I don't apologize for it. You have a problem, and I have a solution. It is not so much sex, as you're giving me an outlet for my anger I feel at you." He continued in a more cordial tone, "You will not be forced to perform any sexual act. Let's put it on the table. You've got a very nice ass. I've known that since the first day we met. I've often thought about swatting it and seeing it turn red under the palm of my hand. If you let me spank you, I will give you another month to make a payment."
"You can't be serious! I may be young, but I haven't been spanked since I was a child, and you're old enough to be my father!" Jesse was disgusted by the idea, at least outwardly. Inside, she wasn't sure yet.
"Nevertheless," Mr. Williams continued, "that is the deal I am offering you. I know Jake is working late tonight, and you have to get home. You can do this, keep your car, and pick him up; or, you can leave your car with me and walk or call a taxi. It is your choice."
Silence reigned for a few minutes. Jesse looked at Mr. Williams defeated, "You spank me, and I get another month. Nothing else is required of me, right?"
"Right," came the reply.
"How and when would you do it? You can't do it here." She had a glimmer of hope that it would all pan out. They could set a date and time, and then she could figure some way out of it, while keeping her car.
"Right here, and right now. That's the deal, take it or leave it," he stated.
Silence again. It seemed that hours passed when in fact only moments had. Jesse could see no other way. After all, it wasn't sex. Perverse, yes, but not sex. It would let her keep her car that she needed so badly for Jake and herself. "Fine" came her reply.
