The doorbell rang.
Julia looked up and wondered aloud to her husband, Caleb, "Who in the world could that be at nine on a Saturday morning? Sit still; I'll get it."
Julia and Caleb had finished a late breakfast of quiche and fruit on a warm, Biloxi spring morning. They were now leisurely perusing the New Orleans Times-Picayune over cups of fragrant coffee. Julia rose and went to the front door. Caleb heard a brief, muted conversation from the front of the house while he browsed an article about the season prospects for the Atlanta Braves.
Julia and Caleb met at Ol' Miss, and they had been married eight years now. Julia was a vivacious, Southern beauty and born to money. Her grandfather had made a fortune in timber around Hattiesburg after WWII. The canny grandfather had left Julia and her brother generous trusts, explaining to them when they were in high school that the trusts were to protect their family money from grasping potential spouses who might see the wealthy young people as cash cows.
On the other hand, Caleb came from a hardscrabble farming family who lived in the loess hills a few miles east of Yazoo City.
Caleb's grandma used to tell him exciting tales about her great grandma who was a comely young woman who some years afore the Civil War had run off with a dashing river boat gambler. Not long afterwards, a duel over cards down in Natchez, left her a widow with a baby child, stranded and penniless. Desperate, grandma's great grandma went to work in Natchez Under the Hill which was notorious in its day for its whorehouses, gambling dens, and rough riverfront bars. She got the baby back home to be raised by family and plied her trade with skill and cunning along the Mississippi River during wild and dangerous times. Grandma's lurid tales for her grandson were replete with stories of desperadoes, river pirates, smugglers, gunfights, riots, lynchings of gamblers by townsfolk, Yankee and Rebel gunboats during the great war, and, of course, naughty bawdy houses.
Great grandma always landed on her feet though and ended up the owner and madam of the ritziest brothel in Memphis. There, guests could savor delights of the flesh, quaff heady spirits, dine on fine cuisine, and try their luck at high-stakes gentlemen's games of chance, where fortunes could change hands in minutes. Great grandma's brothel catered to planters, cotton factors, politicians, and those rich enough to afford its steep tariff. If cotton was king, great grandma's brothel was its concubine. Still a beauty at 45, as well as rich and influential, great grandma succumbed in the yellow fever epidemic of 1878.
Outside of that one brush with fame and notoriety, Caleb's people were simple, poor yeoman farmers or laborers on the river. Caleb was the first in the family to go to college and did not waste the opportunity, excelling in his academics and catching a beauty of a bride. And catching one who was rich as Croesus to boot!
Julia's grandfather had died over a decade ago, and now Julia's father ran the family corporation headquartered in Hattiesburg. The father handled the timber part of the business and had diversified. Julia's brother oversaw the company's dozen grocery and gas shoppettes scattered over Mississippi from Biloxi to Tupelo and from Natchez to Meridian. Caleb managed the four liquor stores located on the coast in Biloxi, Gulfport, and Pascagoula. For his management of these properties, Caleb drew a generous salary, but partnership in the family business resided in Julia alone. Julia drew a nice salary too, though she was more busy socialite than working businesswoman. She also had her trust income to enjoy. They were a comfortable, attractive, well-to-do young couple who were busily enjoying the good life.
Julia reentered the kitchen and breakfast nook area. She announced to Caleb with a puzzled look, "Honey, there are two men waiting for you in the living room. Said they needed to talk with you in person."
Caleb glanced up, "Who is it? Some of the guys from the store?"
"No. At least, they don't look familiar to me."
"Okay."
Caleb rose and walked to the front of the house. Julia trailed along uncertainly behind him.
Caleb stopped and stiffened as he entered the living room, uttering a surprised, "Oh."
He nodded and said quietly, "Hello, Marcel. Hello Cezar."
Marcel gave a broad smile and said, "Hello, Caleb." Glancing at Julia he continued, "And this must be your lovely wife, Julia that we met a few moments ago. My mother would skin me alive for being rude and not introducing myself properly before, as I should have."
Marcel turned his attention fully on Julia and continued with old fashioned gallantry, "I must say friends have spoken of your beauty, but in the flesh, you far surpass in loveliness all I have heard. I am Marcel, and this is my colleague Cezar."
Julia examined Marcel. He was a strong-looking, well groomed man, maybe five years older than she and dressed in an exquisite gray suit. A small white scar snaked down his left cheek to his chin, but rather than being a disfiguring blemish, the scar gave him a mysterious, exotic aura. Cezar was a muscular, rough-hewn man who was a good head taller than either Marcel or Caleb.
Julia replied with cool poise, "Thank you. I am pleased to meet you both. May I offer either of you a cup of coffee?"
"No, no, we are fine, thank you." Marcel turned his gaze back to Caleb, "We are here on business, unfortunate business, I fear."
Julia's ears perked up on hearing the term "business." There was no business of Caleb's except her family business, and she had a very proprietary interest in that.
Julia pressed the point, "And exactly what business might that be, unfortunate or not?"
Marcel swung his gaze back to Julia. "I am afraid your husband owes us $17,000 that was due two weeks ago."
Julia looked steadily at Marcel saying icily, "And would that be a gambling debt?"
Marcel nodded solemnly, "Yes, I am afraid so."
Julia turned and said stiffly to Caleb, "You fool; you said you had it under control."
Caleb ignored Julia and blustered, "Look Marcel, I sent word to you yesterday. I am selling the family farm in Yazoo City that I inherited. Half crop land and half timber. It'll clear a quarter million dollars easy. I am good for it; just give me a few weeks."
Two and two started to add up in Julia's mind. Caleb had a gambling problem. Probably inherited it from that damn river boat gambler ancestor he had told Julia about.
Caleb had the "treatment" up in Memphis three years ago. He claimed the gambling was under control now, and he was just playing a little penny-ante fun poker on Monday nights with pals. Obviously, he had lied to her and gotten in over his head.
Julia also realized now that she knew of Marcel and Cezar, though she had never met them in person. The Mississippi Gulf Coast is like a small town where naughty gossip is a favorite social sport. There were few secrets on the Coast, and everyone knew everyone else's business.
Marcel came over from New Orleans five or six years ago. He ran an illegal gambling club back on Bayou Bernard in Gulfport. If you couldn't borrow money from legitimate sources, Marcel could help you out but at usurious interest rates. He also had a string of local women working as high-end call girls catering to the beach convention crowd and his gambling club patrons. Gossip was you would not believe who some of those women were. They were women you knew from around town, shocking! People said a lot of things about Marcel, and they were not very nice things. Cezar was his right hand man.
From what she heard from some girl friends, Marcel was also cutting quite a swath through the married and unmarried women on the coast. She noted with wry amusement that Marcel was indeed a good looking, very masculine guy in a dangerously enticing sort of way. No doubt the rumors were true.
People also talked about Mafia and big time organized crime being associated with Marcel, but it was probably just chatter. Folks always flap their chops and don't know what they are talking about most of the time. But it was clear these were not men to trifle with.
Her damfool husband had really done it this time. At least he couldn't get to her money. All the accounts except his personal checking account were in her name alone, and the trust protected the rest.
Switching her gaze back to Marcel, Julia said stonily, "My husband's debts are his problem, and none of my own. I will leave you gentlemen to sort out your issues."
Before Julia could move, Cezar slid with the grace of a great cat and drove his right fist into Caleb's mid-section, doubling him over. A massive left hook smashed into Caleb's unprotected side. Caleb collapsed onto the floor gasping and moaning in pain from the blows that had knocked the breath out of him and cracked several ribs. Cezar returned to stand by Marcel as quickly and smoothly as he had lashed out.
Julia looked on horrified. She was mad at her husband, furious actually. However, she was repelled by the violence meted out to him. Despite his stupidity and her anger at him, she had married him out of love, and he was her husband. This would not do.
Marcel shrugged, "I am sorry; I am not a bank. All accounts are to be fully settled by the first of the month. That's the rule. Everyone knows that. In my line of work, I can't have people welshing on their debts. It would be very bad for my business and my reputation."
Caleb drug himself to a tottering, standing position holding his arm tight against his searing ribs. He gasped out, "Marcel, I am good for it. I just have to sell that farm. I'll pay interest for being late."
Marcel nodded thoughtfully and said quietly, "Yes, you will pay interest, ten percent a week actually. But that is not enough. In my business, I have to make an example of you so others do not try to stiff me in the future."
Caleb blanched and took a few stumbling steps backward, "Wait Marcel. I won't tell anybody, I'll ..." Caleb fell silent. He was at wits end with nothing to placate Marcel's anger.
Julia thought quickly. She couldn't let this happen. She snapped angrily at Marcel, "What are you going to do? Beat my husband to a pulp? What is that going to accomplish?"