Chapter 1
Alex and Julie Adams had just been unlucky, really unlucky. Alex was a tall rangy man and Julie was a small, petite woman, not especially beautiful but with an open likable personality which men found attractive. Like many small business owners they had really suffered through the pandemic, they had already been in debt when it started, one of their biggest customers had gone bankrupt owing them a large sum and they had been forced to secure a large loan against their house just to keep going. The loans had become increasingly difficult to manage and, as the stress of it all weighed heavily on them, they had missed several interest payments on the debt.
The letters from the banks kept on coming and were gradually becoming more demanding. They received a letter informing them that their debt had been sold on to a private bank called Willabeys that they had never heard of. Shortly after that, they received a letter from the private bank requesting they attend a meeting at the bank to discuss the debt.
On the other side of town, and unknown to them, Barbara and George Morgan had received the same letter. The Morgan's ran a small building firm that had also got into debt during the pandemic when work became impossible and later as supplies became impossible to obtain. Barbara and George were an older couple, George was a bear of a man, barrel-chested, but like Barbara, his wife, he was still in good shape, still strong though he had put on a little weight during lockdown. Barbara was a plump, attractive lady who had still kept her figure, a little fuller now with full hips and a nicely rounded backside.
The two couples arrived for the meeting at the same time and met briefly outside the impressive bank building where they were soon ushered into a large, high ceilinged, waiting room by a young bank receptionist.
The great door opened onto a very large room with glass windows two stories tall along two adjoining sides. The room was expensively furnished with leather sofas and mahogany tables. There were also several art works dotted around all of which seemed to be sculptures of young women and couples in various tasteful but intimate poses.
"Wow, get a load of the view," whispered Alex pointing toward the windows which looked over the city center from a high viewpoint.
"Impressive," said Julie nervously.
Steps led from the entry landing down to a sunken sitting area near the windows. Two soft leather couches, situated like compass points, surrounded an enormous coffee table of burled wood. Barbara and George followed them into the room, equally impressed.
Julie and Alex sheepishly moved toward the empty couch and took their seats.
"I'm Alex Adams...my wife, Julie." Alex extended his hand to George.
"George and Barbara Morgan," said George.
Julie tried faintly to smile, but anxiety about her present situation caused her quickly to return to the despair she had felt on the elevator ride up to this level.
"Guess you're both here because you have some debts," Alex said to break the ice.
"Tell me about it," Geroge agreed, "They're killing us, bloody pandemic."
Just then a tall woman immaculately dressed in a smart but severe business suit, long pencil skirt, and fitted jacket over a white blouse swept into the room. She had her hair swept into a sensible bun and looked the picture of efficiency and calm.
"My name is Mrs. Wilson, I am the executive personal assistant to the couple who own Willabeys and have asked you to attend today to discuss the servicing of your debts. I hope that you will be able to relax as we discuss the options open to you. The bank has completed some in-depth research into both of your businesses and believes both to be viable, and in the right circumstances, profitable ventures. You have both been somewhat unlucky given the recent past and the bank is keen to help you out of the current situation given always the need to service your current debt levels."
The couples moved uneasily on the sofas
"I will now give you a little background on the bank and the couple who own and run it, they are keen to help you out of your current difficulties but must also have regard to the needs of the bank. The Willabeys are, how shall I put this, connoisseurs of the erotic. They have a considerable collection of erotica, pictures, books, and sculptures, some of which, the more modest pieces, you can see about you in this room. They have no interest in, what I shall call, mainstream, current commercial pornography, preferring real people in real situations. Given that they are prepared to offer to completely wipe out your debts in return for some actions on your four parts. If you all agree you may leave the bank, a little later, with all of your debts waived, you will owe nothing. They will provide you with fully authorized, signed legal paperwork cancelling all your current debt. I shall leave you now to discuss the offer and return in a short while; you can summon me using the bell on the desk here and in the meantime please help yourself to refreshments at the bar in the corner."
With that, she withdrew from the room.
George was first, "Jesus, is this for real, I mean all our debts wiped out?"
"Yes, but what do you think we have to do to qualify." Said Barbara
"Precisely," Julie agreed
"Still an all, all our debts gone, we get to keep the house and everything sweetheart," said Alex eagerly, "Christ I need a drink, anyone else."
"I think we may all need one sooner rather than later," said Barbara.
Alex got them all a drink from the bar and they drank silently each lost in their own thoughts, speculating on what they might be expected to do.
"I'm having another while we think about this," said Alex
"I think you'd better get us all another," said Julie grimly
"Well what do you think," said George at last, "I think we should go with it, I mean all our debts wiped in one fell swoop, all of them just gone."
"I agree," said Alex, "I mean how bad could it be, and how great to lose all our debts and start again, clean sheet."
What the couples did not know was that the drinks they had downed had been laced with some new concoctions that the bank-owned chemists had developed. The men had been given an enhanced Viagra which would keep them hard for hours no matter what and the women's cocktails had a new substance that tests had shown made many women extremely aroused and sensitive to touch.
Barbara paced the room and stopped before a large sculpture on the desk, "Have you seen this one George," she summoned him over, "It is tastefully done but is that two young men and that young woman is, they are doing, I mean..."
Julie came over to look, she was suddenly aware of a warm feeling, a hotness between her thighs as she examined the sculpture, "Yes, she is, I mean they are...my God that's really quite rude."
As they all looked at the piece Alex became aware of a growing erection that he could not stop growing and George moved to discreetly adjust his trousers to accommodate his swelling cock.
"Ahem, let's get her back in, he said, "All agreed?"
Julie and Barbara stayed silent, still examining the erotic sculpture before them.
George rang the bell and Mrs. Wilson appeared through the door in the corner of the room.
"Have you decided? I should stress that it is important for all of you to consent; you may withdraw from the proceedings by simply paying your debts. Once more let's make the situation clear. You will be expected to undertake a number of actions, which are erotic in nature. At any time, either husband or wife can choose not to continue. If any of you makes such a choice the debts and accrued interest will remain and both couples must make arrangements to clear their debts. All agreed?"
"When will we begin?" asked George, "How will you know?"
"There is cctv covering the room, you will not see either the bank's two owners or myself throughout, it will be private and completely confidential for them and them only. I will also have to observe the pictures as part of my duties as I will be directing your actions but I am contractually bound to a confidential clause and in any event have no interest in erotica."
The couples stirred uneasily, looks of disbelief were on all faces.
"Should you complete all of the sections your debts will be considered written off and you will leave debt free with signed, confirmation authorized by the bank's directors. Agreed?"
Reluctant nods from the group.
"Alex, let's leave now, please."
"You want to pay, right now?" Alex whispered anxiously.
"Well, no, but...I...I don't feel good about this."
"Did you hear her say, all our debts gone, just wiped out Julie? Did you hear that? What harm is one section just to see what it will be like...then we can decide."
"Ok," Julie sighed secretly and swallowed hard, "but I don't like it."
"Excellent, I will be directing your actions, you will hear my voice through the speakers and must do exactly as I direct. In a moment, each couple will sit on one of the sofas. You may continue to use the bar for any refreshments you wish."
"Somehow I don't think it will be quite that simple," muttered Barbara.
"Perhaps that's true, Mrs. Morgan. There will be four sections to complete. For the first, each couple will sit on one of the sofas. Instructions to begin will come over a loudspeaker. That's all I can say for now."
"I'll bet," growled Julie. She glared at Alex as if to say, "this is all your fault."
"Honey, are you sure you are up for this?" asked George.
"Are you?" whispered Barbara. "We could leave right now, if you want, George."
"Let's give it a try first, honey," answered George. "But, if you ever want to bail out, I love you and I'm with you all the way."
