Chapter 1.
I made the mistake of going to work for life insurance company, a company that expected me to go to the homes of clients to service policies and make sales attempts. I say it was a mistake, but I did enjoy it for a time. I enjoy meeting people, just never got into having to try to sell them something while we were talking.
After I had been with the company for about 9 months, my supervisor gave me the name of a couple who lived in the territory of another agent (we weren't forbidden to go over territory lines, but we tried to respect our co-workers) who wasn't able to go see them.
The Simmons family lived outside the city limits of one of the towns in our rural county, on a gravel road. I thought I recognized the address, as I had some friends who had lived on that road at one time. I put the card in my portfolio and told Steve I would call on the Simmons's that week.
That Tuesday afternoon, I was in the area and decided I would stop by the house and see if someone were home. I turned on the gravel road and realized immediately that this was the house that Bill and Joyce had lived in. It was a nice house, with a second story, decks, and a living room/den that was connected to the house by a glassed walkway.
As I pulled into the drive I noted toys in the yard, and then a toddler in the yard, and a lady on the deck. I grabbed my portfolio, and approached the deck with s smile.
Mrs. Simmons stood, and asked, "Can I help you?"
"Hello, I'm James Murdock, with Country Life Insurance. Are you Theresa Simmons?"
I stopped at the bottom of the steps as she nodded yes. She was blonde (from a bottle), nice smile, athletic legs in denim cutoffs, very nice breasts under a clingy v-neck top, late twenties, early thirties. Not a super-model, as she would be classified by some as overweight, but everything was put together quite well.
"Miz Simmons, I received your name from my supervisor, Steve Washington. He told me his daughter, Casey, worked with you at the pool in town. I'd like to ask you a few questions, if you have a few minutes."
"Oh, please call me Terri. Have a seat. Jacob wanted to come outside and run around, and it is such I nice day. Do you mind sitting out here?"
As she invited me up and led me to the patio table, I had the opportunity to check her out some more. The denim shorts were splitting up the right side some, and they were practically painted on her luscious bottom.
We sat down, and I noted that she had a full glass of white wine and a lit cigarette in the ashtray. I introduced myself again, and asked her how long she and her husband had been living there.
"About six months, we moved here from Tennessee. Chad works for the dentist in town making dentures."
As we talked about Chad and Terri and their two kids, I noticed that Terry seemed a little flushed and giggly, and I suspected that the glass of wine she was drinking was not her first of the day. Terri is one of those women who touch others while talking, and I must say that I was finding this to be more than just pleasant, as she would leave her hand on mine for long periods of time, or brush my forearm through the sleeve of my dress shirt.
I told her that I was just there to complete a questionnaire, and asked again if I could ask her some questions.
"Oh, please do James," she purred, in that throaty sexy voice of hers. Her right hand brushed my wrist as I leaned over and picked up the portfolio and extracted the question form our company used as a sales tool. God, that split in her shorts went waaaaay up.
About half way through completing the form, it suddenly began raining big fat drops that soaked us both immediately. Jacob came running, I gathered my paper and portfolio, and we stepped into the kitchen. Terri had me sit at the small table just inside the patio door, and sent Jacob into the play room adjacent to the kitchen/dining/living room.
We laughed about the sudden rain, and I subtly ogled her wet shirt clinging to the swell of her breasts, and her nipples poking through her smooth bra and shirt. Terri grabbed us some paper towels and we wiped off the water on our exposed skin. As Terri wiped her cleavage and upper legs, I noticed her check out the bulge that had started to develop in my pants.
"Would you like something to drink? I'm going to get a refill." As she passed by me she touched my shoulder at the base of my neck.
I reached up and placed my hand on hers and looked at her. "May I have some water?"
"Of course," she replied. The mutual caress continued for no more than a second, but what a second!
When she returned, she sat on my left, our knees touching. I completed the questionnaire, and proceeded to suggest various insurance coverages for the family members, our knees slowly sliding against each other. As I was pointing out benefits of various plans, I slid a little closer to her, our elbows and forearms touching, our thighs intimately slid together. Her blue eyes were intent on my face, and her smile was electric as I spoke.
"How does that plan sound?"
"That sounds great!"
I quickly completed the necessary applications, and calculated the premium due. "That will be $75.00."
She went to get her purse and returned. Pulling a wad of bills out of her wallet, she began counting.
"Ummm, I can't accept cash. Check or money order only. Sorry, company policy."
She paused, looked at her purse, and said, "But I don't have a check, James. Chad keeps the checkbook, and pays all the bills."
"Well, that's not a problem. I can come back later this week and get the check. What day would be best?"
"Well, I'm at the pool all day tomorrow, we have an obligation tomorrow night, and I'm at the pool Thursday. Call me Thursday morning, and I'll see what we can do about the check."
I nodded and looked around, really looking at the contents of the house for a moment. "I like what you guys have done with the place. I have some friends who lived here a few years ago."
"Really, would you like to look around?"
"Sure!"
We walked into the detached living room, no furniture. Terri told me they were going to get some furniture to put in that room for entertainment. Jacob was running around us as we turned and started toward the stairs. Being a gentleman, I allowed her to lead me up the stairs with her swishing ass at eye level. Incredible. I had to adjust my hard-on for comfort.
She led me into the older son's bedroom and showed me his posters and small bed. The toddler's bedroom was next door, with the usual stuffed animals and cute blankets everywhere. Terri pointed to her bedroom across the hall, with its open door revealing the king-sized waterbed dominating the floor-space. I smiled and wished Jacob to be beamed up like Star Trek so I could test the bounciness of the bed. Amazingly, no special effects appeared and Jacob continued to run around us.
We talked about the house as we went back down the steps. I was saying my goodbye's as Terri led me back into the living area they were using. As I glanced at a photo on the wall, Terri stopped and started to pet the housecat. Yep, I ran into her, and grabbed her quickly to keep her from tipping right over. My hard cock was right in the crack of her ass. That split in her shorts had opened wide, and my right hand just naturally fell right on her bare hip.
"I'm sorry! Are you alright?" I asked as my hands slid away from her hips. My fingers were burning with the tingle of touching her hip. For some reason, my hands didn't want to pull away. I could swear she pushed back onto my cock.
She straightened and turned to look up at me as I apologized. "That's alright, I stopped quickly. When Chad gets home, I will have him make out the check." I gathered my materials, left the quote and brochures with her and left.
I stopped about a mile down the road and stroked myself until I came explosively.
Chapter 2.
On Thursday, I tried to call Terri, and received no answer. That evening it began to rain softly, and I had an appointment cancel, so I decided to stop by Terri's house and ask about the check.
When I pulled up, it was dark, but lights were on in the house, and I decided to check and see if anyone were home.
When I stepped on the deck, I could see the couch through the sliding glass doors. Terri was on it watching TV with her cat in her lap.
My knock on the door startled her. She looked at the door, then picked up the remote and pressed a button. As she got up to come to the door, I realized that she had on a flannel nighty. Now, I know that sounds positively frumpy, but this thing had spaghetti straps, had a low neck-line, and came to about mid-thigh. WOW.
She slid the door open and said, "Mr. Murdock, you must be here about the check. Come in."
I stepped in and slid the door closed behind me. I apologized about coming by and surprising her in her nightgown. "I hope I'm not embarrassing you, or making you uncomfortable," I said.
"No, the swimsuit I wear to the pool shows more than this." As she was talking, she was swiveling slightly, pivoting with her knees, the cat purring against her left breast.
"Well, your swimsuit couldn't look cuter on you than this. May I?" indicating I wished to touch the fabric on her upper back.
She smiled and stopped pivoting while I caressed her upper back. "I like that fabric."
Sultry smile as she said, "Thank you. Chad has the boys, took them to a ballgame, and I don't know if he left the check."
