Safe Drivers Save 50 Percent

Safe Drivers Save 50 Percent

I, Andy, rationalized that since a TV ad of the guy was throwing his wallet or himself into the Hudson River, that I could do better on the car insurance than I had now. So I searched the internet for insurance deals. Not realizing that rationalization was the second strongest human drive.. Number 1 strongest drive being S E X. So I switched. Then it was sort of shocker when the new "safe driver" insurance e-mailed me that my Mustang was being hot rodded. Mess with my ride and that really bothered me, but mess with my wife. What was I going to do?

Twenty years earlier:

Sharon had those beautiful blue eyes that work wonders with her fabulous smile.

Her lips were thin on her narrow face with a high forehead of blond locks.

That is what I felt when we met at "State U" over 20 years ago. All the 19 year old Coeds were beautiful back then, but Sharon was unique. She was thin and tall at 5 foot 9 with great legs and a beautiful set of breasts small enough to not require a bra but big enough to attract a lot of guys attention. She called me Andy, short for my legal Andrew.

I was giving her a test drive in my 76 Ford Mustang. I could barely afford it but they were then fairly cheap and on my limited income it was more transportation than a racy set of wheels. I learned early that you can let your emotions overwhelm your budget. My buddies called it Champagne taste on a beer budget.

She was totally enjoying our speed test on a back road. I could tell, her perky nipples were poking through her tight t-shirt top. She said "Andy what's wrong with your shorts.. Looks like a tent going up over there."

Why she chose me over other suitors was beyond me. But, I was like all 19 year old guys, clueless when it came to the finer sex. Looking back, she liked me as a fixer. I was a "tech" before the term Geek was cool, learning fast how personal computers work. I was chosen from a few guy volunteers at the "U" to make co-ed's dorm computers link up to the campus network and also getting her printer to work. I had learned to understand her 3 simple words. "Make it Work" Andy.

I was from a hard working set of parents here in fly over country. I learned early on how to fix things from cars to PC's. I knew what I wanted to be since I was 10 or 12, an engineer. I just needed about 4 years of University and a ton of luck. Being 6 feet tall was a plus, now that I think back I had never worried about being pushed around at 175 pounds. The dark hair on the long side was something I never considered as a plus.

Sharon on the other hand was from a fairly wealthy family, not that I knew the meaning of wealthy. But she had a great feel for how to dress, how to get the make-up right and her ability to swing that pony tail was probably practiced since she was 8 or 9 years old. I was in awe of my luck in getting her to date a kid like me.

Since I had an off campus apartment with a roommate that was gone every weekend. We quickly got into serious sex. We were both fairly inexperienced so we were both teaching each other or should I say learning how our bodies could work together. I always thought I was sort of average down there but she seemed to think I was awesome. We seemed to just fit each other. Plus she and I learned early on to communicate what each wanted. It is amazing how girls seem to see an erection and think it needs vacuum to get it bigger. Worked for me.

She was driven to succeed sort of following after her dad who held a big position for a consumer goods company, some sort of director position in management. They taught her that without a degree in whatever she would not make it. She was in the pep squad in HS, not wanting to "run" for cheerleader. She would have been a perfect cheerleader but hated the back stabbing it took to get elected. I enjoyed her lively discussions of what she wanted to be in the future. Sales or marketing or something for a big company.

Then all changed when she got pregnant when we were starting our Junior year. I should say when we got pregnant. We agreed it was going to be ok, I would put my university plans on hold, get a job and raise the kiddo. My core courses were not starting yet, just getting the basics all engineers took before starting their career focus. Plus it allowed me to mature a bit more.

Sharon on the other hand had the grades to go far and was ready to only take a 3-4 month break after Adam was born before pushing on to her Sales and Marketing Degree. I got a job at a car parts factory as a mechanic working swing shift. (2-11PM). Allowing us to hand off Adam. She was able to get him down after I had taken the energy out of him and she got good study time from it.

Working at the factory was a good break for my education. I got to see how things were made and how the people who worked for a living carried this economy along. Until you see how difficult it is to get the orders out the door on Friday you would not imagine the dynamics of getting -er -done. It took all types of people and personalities and it was very rewarding to me. I was starting to come out of my shy shell. Seeing what I wanted to do in life. I learned many real world things there. The buddies had discussed their priorities.. Or their stuff you better not mess with in this priority: Their truck, their tools, their paycheck, their wife or girlfriend. Watching the drama some of the guys or girls got into I figured out it was mainly caused by their girl marrying them with the objective of thinking they could change them, rub off their rough edges after a few years. Mostly a big mistake. Most guys were too "In love" or in heat to figure it out until it was too late. One key item the guyys preached was the 3 T's. If it had Tits or Tires sooner or later it was going to be Trouble. I knew about the tires part but Sharon was all I needed. Sharon and I got lucky in that our personalities were in mesh. Hers romantic and emotional, mine logical and realists.

Sharon excelled and graduated from the University with high honors. She got a job offer in Marketing as an "Associate" with a big consumer products company in the Consumer packaged goods (CPG) industry sector. Our life was coming together as we had planned.

Sharon's career had taken off and she was moving up the ladder learning how the Marketing world works. As Adam got older we did the child care thing and I went back to my Engineering degree. Sharon explained some of the crazy stories about her work and I was amazed at how big companies rolled out new products and went to market. Me being into logic and the practical side of things, laughed to myself when she told me how her job worked. I finally got my degree and was lucky enough to also get into a CPG company nearby as a junior process packaging engineer. Having heard the stories from Sharon I was ready and not surprised at the levels of management required and endless meetings where business decisions were made that seemed very expensive to me. Sharon had already warned me.

Over the next 10 years she had risen to Senior Marketing Manager in charge of a key "Brand". She had an Admin and was my friend because I helped with Sharon's PowerPoints and "Deck". Her Admin just needed to edit them. Deck is business speak for a major written presentation. Selling management was a constant effort. The Brand effort was to keep millions of dollars of business in the companies control while fending off attack from your competitors. The Marketing Managers were under tremendous pressure and were paid phenomenal salaries because of that. Sharon was assigned to one of the larger brands. History shows if a new product launch was a bust, they got a new marketing manager soon after.

Both Sharon's big salary with my meager salary plus my desire to show Adam things about cars, car repairs and safe driving. I got the approval to look for a Mustang. Still used but I found a low mileage 2012 with a 5.0-liter V-8 that put out an impressive 412 hp. Sharon got those extreme raised nipples at the test drive and I got a tent. Life was good. Adam would impress his HS buddies but learned to not mess with dad's pride and joy. Any tickets at all meant serious consequences. We had a 3 garage house, now all the stables were full: my truck, her Prius, the Mustang.

Sharon and I enjoyed discussing the day's happenings, which always started out by one of us saying "You wouldn't believe what happened today?". After a few years of both her and my experiences we thought we had heard it all. Sharon leading a pack of mostly females had her hands full. The Drama with the girls was endless. Discussions of who in the upper level management was dumping their spouse for their "Trophy wife" were constant. Sharon from her anti-cheerleader days knew that the girls were always competing for something. She had learned over the years that whatever the girls were serious about could be used when needed. Used to either cause a girl to go super competitive while doing research of the competitor or to calm down before a key stand up before the group. We discussed why some sports teams excelled when others didn't. Like why the coaches let guys fight in the pre-season practices. Because they needed a big dog to lead the team and had to find out who that was. Big companies fostered similar team jousts. They were needing high performance teams to go up against the enemy.

In one of the meetings she heard a whisper that she might be a Cougar. I had to explain what that meant to her. After Adam, her breasts got their natural enhancement. Keeping her trim waist and legs didn't hurt. She was a cougar, my cougar. She had to keep her guard up to always meet the company rules because of her desire to keep her position and salary and we were happy with each other.

Then her new Brand Manager was recruited from another sector in the company. James was instantly known as an "up and comer" from his well known rise in the company. Like all shooting stars he had a sponsor. James was in his late 30s, square strong jaw, tall, dark hair, for sure had a 6 pack since he worked out every morning and dressed perfectly every day. And the fact that he was single. During their first group meetings Sharon got a buzz down below for a number of reasons. The way he entered the room in his pleated slacks, the beautiful tie of the day, the way he commanded a meeting, on and on. She rationalized that he was HOT. She didn't realize it but she was falling for the number 2 and number 1 strongest human drives at the same time. She worked with him closely both trying their best to protect the "Brand" they were in charge of.

The laugh du-jour was James had just announced to the team of 25 mostly women, the new product team goal was a BHAG meaning Big Harry Audacious Goal. The girls all tried to not show their smiles to James. Sharon said it was tough for her as the team leader to not also giggle. Sharon after the day's discussions in bed that night reached over and tweaked my quickly enlarging rod and said "BHAG". The next 30 minutes were as good as it gets. She tasted my pre-cum, she loved that taste. She didn't bring me to an oral climax because just her few minutes at the vacuum process on my rod make me want her and she in turn wanted me. Before that she got off from my oral pleasuring of her. She always loved a swirl of her clit, just like our days of joy in college.

Marketing members were driven by competition, pop culture, Advertising trends, everything it took to make their brand be picked off the store shelf, over the bad guy's or clicked first online. It is a part of any business' the method of keeping their consumers brand loyal. Sharon and I discussed many times how price, quality, availability, advertising were key to success. She was always surprised at why it cost so much to bring out a new product from manufacturing. I laughed at her and said it is easy to make 20 prototypes and the reason they had a process engineer in the meetings to throw out the cold water when they started asking what it would take to make 10,000 per day. We engineers were like pilots, the guys you wanted at the controls.. Hours of boredom punctuated by seconds of sheer terror. Many new product launches were ruined when production went into shock trying to make the initial order fills. Also, Sharon was wanting to ramp up the launch advertising by using a paid spokesperson. I reminded her that that was great until your Hollywood type or Jared type went south taking your whole brand with them. She said it might be hard to compete when the competition may use those risky type ads. I also reminded her that her Big Company management will not allow that risk. I felt safe for her. But realized she was a risk taker.

Marketing's key yearly event was the Super Bowl game party. I was invited to go and meet the team and especially James. On the way in the Mustang before we got there she reviewed with me the does and don'ts. No mention of BHAG. No non- PC issues. Like why I drove a Mustang and didn't think electric cars were worth the trouble. Many of her friends drove them when the corporate move to Go Green was all the vogue. Sharon had an electric and I learned to live with. Not something I liked or worked on but heck it was in warranty. After arriving at the party I quietly sat with a few of the other guy spouses to whisper about semi - restricted topics. We watched the game while the marketing team watched the commercials.

Watching Sharon and James interact was not worrisome but more interesting. They were a good match. She didn't take any guff off him and he was still strutting around after a few times when she jerked his chain. The other girls of the team were dressed to impress and strutted around James as much as possible without being over obvious.

I wanted to research car insurance and led me to those that promised a: "discount for safe drivers". Some commercials showed guys turning down aggressive driving by the slogan "Don't mess with my discount". With Adam a senior in HS he might need some oversite. Also, I felt like I could turn down my aggressive Mustang a notch to save a few dollars. I never street raced anyway, but didn't like electric cars thinking they were saving the planet so they could make space in front of me when there was no room. I must have been getting more mature, or it was maybe because Sharon drove one, I let electrics cut in on me. If it was a Camaro or evil Charger, then I was tempted to drive the Mustang to protect my turf.

Research shows a lot of companies are now using GPS or smartphone data to feedback to the insurance company driving data. It is a fairly new trend called pay how you drive (PHYD) Good, I'll try it. I knew there was a risk, what's life without a little risk. Plus Adam's driving might need to be watched. I switched to a PHYD plan, put in an App on my and Sharon's phone to get the discount.

I forgot all about it until a month after Sharon's big off site meeting for the launch of her project I got an e-mail that the Mustang was giving a hard acceleration followed by a hard brake code. I saw that it was the day Sharon went to her huge project review with management. I remember her saying she needed the Mustang that day to drive with James. They needed to be on the same wavelength for the presentation and were going to discuss it on the way there. Who was I to object, she was under a ton of pressure to knock this new product launch out of the park.

The next day I got home early and got the mail. There was a red light ticket from Chicago. I went online using the code, and sure enough there was Sharon in the passenger seat with James driving. Somebody blew through a red light. I was then directed to the online video if I wanted. My mouth dropped when I saw Sharon pull her head away from James' lap while he went through the red light. I remembered the 3 T's. Theory proven again.

Sharon got home late and I hit her with the dreaded "Can we talk?" She said "what's up?"

I directed her to the video.

She got the tears flowing. Mumbling something "like it wasn't like that. "

"Ok, what was it like?" I replied.

She sobbed ,"Andy, We had just sold management on our launch of the project. James and I were driving back from the off site meeting. I was drained so I let him drive. He said he was now assured of the promotion and relocation to head office next month and it was a secret until it was formal. He told me I was key to the victory.

He was impressed with a real muscle car, your baby. When he went from 3rd gear to 4th he brushed my thigh. I had the twin peaks syndrome from the acceleration thrill and saw him doing the tent thing. I reached over and told him I had a BHAG while stroking it outside his Chinos. Can I sneak a peek? He said OK, but just a peek as he zipped down and let it out in all its glory. I had been wondering if it was like I imagined for all these months since our first meeting, and it was, long and hard, angry red head, vein throbbing out. I stroked it a few times and the pre-cum was glistening. You know me, just a taste. That is what you see in the video."

"So what about the red light running" I asked.

Sharon said "I was stroking it and he came. He had a leg spasm and floored it not being able to get off the gas and onto the brakes. Chicago, stupid camera must have caught us. He hit the brakes too late to stop, we were half in the intersection. But that is not all. Before we got home he thanked me for all my hard work on the stupid project. And that since he was Gay he would take a pass at any tit for tat. We were sworn to secrecy since he said his sponsor was on his side, so to speak. Remember that night I came home after that day? I was all over you, and I realized you were my one and only after all these years. I just had wanted to beat out the witches on my team to get to James first. And it turned out fine for him, but left me horny."

I sat there and saw that gleam in her eyes and her beautiful smile and said, " Sharon, You owe me, big time, no.. BHAG time."

She said, "Remember Holly at the Auto Parts place, the guys at the Christmas party told me you had a BJ from her."

I said, "no fair, that was 20 plus years ago and you never said anything at the time. Holly made it her goal to get every guy at least once."

She said, " I have held that debit in my memory for all these years, knowing someday I might need a get out of jail card.. Let's go to bed you big BHAG."

Life is good, I thought after all these years her libido is accelerating and I need to up my game to bed and bag my Cougar.