Debbie stood there, looking at the cock standing up in front of her and she just knew that she'd slipped up.
Damn it. It was all George's fault. If he hadn't got sick that day and given her the rent to pay, none of this would have happened. There was this dress you see, and then she was fifty dollars short in the rent and she had just sort of putting it off for a few days.
Then Mr. Swanson, the owner had dropped around to see if there was a problem, and did they need an extension? He was very nice about it, but...
Debbie had explained that her husband had been sick for a few days. The money was in the bank, but they were fifty short. George was working on the weekend and he would have the money then, so could Mr. Swanson come by on Monday and collect it?
Debbie was fairly certain that she could get the extra fifty out of George by then, one way or another.
Mr. Swanson had nodded agreeably and taken himself off, and Debbie had set to work on her husband. She was rather staggered to find his weekend work wasn't cash in hand. He was sending them an invoice.
So Monday came, as did Mr. Swanson. Debbie promptly launched into her explanation.
"Oh, my god. I forgot all about you. I didn't think to tell my husband and now he's at work. I'm so sorry. Can you come back on Wednesday?"
Mr. Swanson was now smelling the distinct odour of rat. He was getting the run-around, and he let Debbie see that he knew it. However, he could put it off to Wednesday for her, but penalties might have to be applied if she delayed it much longer.
By Wednesday, Debbie was getting frustrated and nervous. George, the tight fisted bastard, just wasn't letting her have that extra fifty. Just pointing out that he didn't have it. As it was, she had to make another excuse to Mr. Swanson, and could he come on Friday.
Mr. Swanson was now feeling a little hostile. He flatly refused to believe that her husband and coughed up the rent but that she'd lost that extra fifty, so was still short.
"It seems to me, Debbie, that you're not being strictly truthful. I'm going to have to start applying penalties, and it will go against your husband's record."
Plan B immediately came into effect, tears, another apology and a confession.
"I'm sorry," she wept. "George gave me the full rent, but I saw this dress and I just had to buy it, and that's where the money went. But I will tell George and get the money for you. If you could just come back on Friday?"
Mr. Swanson was feeling rather irritated with this silly woman. She might be a lovely goose, but she was still a goose. George had his sympathy.
"It seems to me, that what you need is a negative incentive."
Debbie looked at him, suspicious. "What do you mean, a negative incentive?"
"An incentive is something that gives you a reason for doing something, like a reward or punishment. Hence, positive or negative incentives. What I propose is to give you a spanking to teach you not to give me the run-around, and it will act as a negative incentive in that you'll take steps to get the rent together to avoid further punishment."
Debbie had zeroed straight in on that word, spanking.
"You wouldn't dare," she gasped.
"Or I suppose I can come back this evening and talk to your husband," mused Mr. Swanson.
Game, set and match. Debbie yielded gracefully to the inevitable.
Actually, she yielded to the inevitable, but not gracefully. Mr. Swanson was quite surprised at her vocabulary.
Mr. Swanson sat on the couch and indicated she should bend over his knee. Debbie did so, muttering under her breath all the while. She was burning with embarrassment, and her face got even redder when Mr. Swanson flicked up her dress, leaving her bottom exposed in a pair of pale yellow lacy panties.
Debbie gave a strangled squeak when those panties suddenly made a trip south, leaving her bottom exposed. She hastily jammed her legs together to prevent lecherous eye from exploring further.
"Why'd you do that," she demanded furiously.
"Be reasonable, Debbie," said Mr. Swanson. "You must surely know that a good spanking is always on a bare bottom."
"No, I didn't know it," grumbled Debbie, "and I still don't know it. I think you did it just because you wanted to see my bottom."
Mr. Swanson didn't deign to answer this slur on his character, partly because it was true. Debbie had a fine bottom and he enjoyed observing it. Now however, it was time for a little fun.