My Wife Is A Financial Planner

This is the third episode in the Financial Planner series. I suggest you read

My Financial Planner

and

I'm A Financial Planner

first to understand the characters in this episode.

Dear Nan,

My name is Mike Jensen. My wife Ann suggested I call you regarding my life-long goal of someday resuming the piano lessons I so foolishly gave up back when I was in Junior High School. It seems she has recently accepted your husband as a new client (She is his new financial planner), and found out that you, his wife is a music teacher. She also found out you give piano lessons on the side. I hope you might make space for an adult student in your schedule. So if you can "squeeze me in" I would be very appreciative.

Sincerely,

Mike Jensen

Dear Mike,

I actually have a rather busy teaching schedule. Still, it only seems fair that with your wife taking care of Jon, it only seems fair that I take care of your needs. If you could come Saturdays at 1:00, I could definitely squeeze you into might tight schedule. I usually only teach in the mornings, but Jon takes the kids to their swim meets Saturdays, and I am left all alone. I know tomorrow is short notice, but if you'd like to start this week, it'd be my delight to take you on. One more student, especially an adult who works hard, would be welcome to fill that hole.

Sincerely,

Nancy Moore

I smiled as I read Nancy's response. I would be happy to fill her hole. She couldn't have given a more exciting response, even if she understood the nature of the double entendres she doled out in her text. Take care of my needs indeed.

I looked over at Ann, smiling in her sleep. She had no clue how much I enjoyed watching her being taken so forcefully by Jon, she just knew how good she felt in the afterglow. She couldn't know how humiliated I had felt at first, but how completely I had enjoyed watching her submit to his strong advances. I actually watched live porn, and it starred the woman with whom I had slept every night for the last 25 years.

She made me eat her partner in crime's cum from her pussy. I have to admit it turned my stomach at first, but it tasted good, and since it was the only sex I seemed to be able to get out of the day, I kind of dove in. After that, sucking his dick seemed natural. Seemed natural, felt good. No, it felt great! I had never considered anything sexual with a guy, but I couldn't believe that sucking a dick felt almost as good as being sucked.

Just as I didn't think I could get any harder, Ann climbed on top of Jon and slid her pussy down over his big dick. Then she motioned me to her ass. I could hardly believe it. In 25 years of marriage, Ann had only offered me her ass twice, and then only when her period coincided with a night of dancing and drinking that always resulted in her being as horny as possible.

There she was sleeping like a baby in the bed beside me. She looked so sweet and innocent there, but beneath those nice clean sheets, her pussy was oozing with the cum of her lover, and her ass was dripping with the cum of her husband. Two holes, two men. Only seemed fair that she had two men, I should have another woman! I mean I did get off on the whole watching thing, but I'm not about to give up on making love and become a complete cuckolded wimp. She fucked him, so why shouldn't I fuck Nan?

And he fucked my wife, seems fair I should fuck his! Wouldn't it be poetic if after I fucked Nan, I could watch Ann eat the cream pie? And to complete the set, to be truly fair, Jon should wind up giving me head as I had done for him! But first, I had to seduce Nan.

Saturday morning I woke before Ann. I was a bit concerned that she might be on the horny side, and begin to settle in for some "morning glory." I really didn't want to wear myself out before meeting Nan, although today would be our first meeting. I went out to do some yard work and clean the garage. I came back in for lunch and a quick shower, and told Ann I was going out to play a round of golf.

I arrived at Nan and Jon's house a little early for my lesson. Only one car was in the garage, so Mike must be off with the kids. As I approached the front door I could hear the sound of the piano plinking away inside. I rang the bell, and Nan answered. She was a knockout. She looked long and lean with legs that seemed to reach endlessly even though the floor was there to stop them. Her shorts were short enough to let all of her thighs breathe easily, and her soft white button down blouse allowed just enough of the outline of her bra to show through to stir those familiar rumblings in my groin.

She smiled broadly as she introduced herself, telling me she hadn't finished her earlier student yet, and asked me to come in and watch. Indeed, I'd love to watch her finish her student. My perverted mind ran wild, but immediately checked itself when I saw the cutest little girl perched on the bench, fingers gliding effortlessly over the keys in her well-practiced, simple little song. Nan sat beside her, gently leaning in, watching the child's every move.

It was one of those beautiful moments only a child can bring to the surface. Did you ever watch a Mom as she held a baby suckling at her breast? A father sitting with his child on a beach at sunset, their silhouettes looking out over the evening waters? Maybe you've watched a parent holding a child's hand on a slow Sunday walk in the park. Those moments just grab you so strongly, you put yourself in the adult's shoes, and feel the amazing love they have to be experiencing. This was such a time.

I felt the love Nan was feeling from her young pupil, and at the same time I felt a love for Nan. It wasn't the physical love I thought I'd experience coming here today, it was more of a genuine, respectful feeling. It transcended that physicality I was determined would transpire. It was an admiration, an awesome energy I couldn't resist.

I watched as Nan assigned a new lesson for the following week, and ushered her smiling young protégé to the door, where she was met by her own mother and led away. I was lost in a dream as Nan came back into the room. I was vaguely aware of her explaining the business end of appointments and payments, and began to list her expectations of me as a student.....as a lover. She took my hands and raised me up out of my chair. As she wrapped her arms around me I could feel my lips drawn to hers. They touched. They pressed together firmly, and then harder than firmly, until they spread apart and our tongues danced a Viennese waltz in each others' mouths...."MIKE!"

"Where were you!?" she wasn't asking as she snapped me back to reality. It was more of an explanation. As I abruptly departed this marvelously erotic daydream, I was aware that my daydream was not as exempt from physicality as I had originally thought. I was aware of a raging hard-on, and immediately bent over in an effort to camouflage it. Unfortunately, I was not successful. Nan had noticed.

"Oh no," she began to scold "your mind was definitely somewhere else. I expect your attention to be on me, but not in the way you were just focused! Now if we are going to continue, you have to be honest. I need to know if you are some kind of freak I should be keeping from my little students, or if I am the one who should be worried!"

Mortified at the thought she considered me a potential child stalker, I quickly explained to her that I had found her session with the little girl incredibly beautiful. I could never imagine a way to pervert something so pure, and then confessed that it may have made me fall just a little in love with how she created that whole scene. I tried to up by telling her I found what she did and how she did it to be amazing and powerful, and that I was really feeling a respectful admiration, more than a Romantic kind of love.

"Anything else you want to tell me?" she asked. "Because you still have to explain how that respectful admiration led you so far into Fantasy Land that you created that little pup tent in your shorts."

I was still on the hook. I apologized, and let her know that my mind had a way of wandering. It had indeed wandered a bit of the path or respectful admiration, but I really did come here to learn piano, and if she could agree to let me off the hook, she would find me quite a cooperative and obedient student.

Oh damn. Had I really used that word? Obedient? I was supposed to be here as the seducer. Don Giovanni enters the home of his latest potential conquest, a married angel of a creature, and offers her romance? A deep satisfaction? Sexual fulfillment? Nope. I offered her obedience.

"Well!" she didn't miss my choice of words. She was indeed sharp...as a tack! "I'll just have to tie you up on the piano bench and force you to play Hanon studies until your tent goes away or until your fingers fall off, whichever comes first."

I wished she hadn't mentioned tying me up. I wish she hadn't said whichever comes first. I felt my dick lurch in my shorts. I knew she was looking at my tent when she said this. I knew there was precum seeping out of my dick, and if I wasn't careful, much more would be likely to seep out.

"Oh Mike. I'm sorry." She might have been sorry, but she was giggling. "I meant to cut the tension not to increase it." She was still looking at my shorts, and her eyes were twinkling. "Would it help if you used the restroom?"

"I'll be fine." I meant that. Whether I went on with a lesson, or just came in my shorts, or actually got up and swept her off to her bedroom, Jon's bedroom, I'd be quite fine. I had put on thin silk boxers and a pair of thin khaki shorts that day. A spot of precum had now soaked through my thin boxers, and was beginning to show through the front of my shorts.

Nan looked right at the spot. I looked at her looking. She looked up at me and caught my eyes with hers. I lost myself in those eyes. Then I lost my composure entirely, and began to cum in my shorts. She looked at the widening wet spot as I began to writhe on the bench, desperate for some sort of pressure to hump again while at the same time not wanting to go any further into this embarrassing quagmire I had waded into.

I felt Nan's hand on my shorts mercifully helping to finish my orgasm with her hand. Once it subsided she told me to go wash up. She got an old pair of her husband's shorts, Jon's shorts, for me to wear, and a plastic bag to hold my soiled clothes.

"He won't miss them," she said. "Once you've cleaned up, come back out. We have to talk."

When I was washed up, I went out to the kitchen to see Nan. Sunlight streamed through the window, backlighting her so beautifully she looked like a model in a house and garden magazine spread.

"So," she began, "you came here for piano lessons?"

"Yes" I answered sheepishly, and felt my face begin to blush. "I am so sorry. I was so overcome with the scene with you teaching your student. You are just so beautiful, and it all felt so tender, I was just lost control. I feel so embarrassed."

"Is that all you feel?" she said with a twinkle in her eye. "I have to believe you feel a little more than embarrassed. You just came from pure mental imagery! There was no physical contact at all! That was the hottest thing I've ever seen! I should be the embarrassed one, for reaching out and rubbing you at the end like I did. We just met, we're both married, and I'm grabbing your genitals as you climax. That was just a bit presumptuous, don't you think? So I am sorry too!"

"Don't be. It was the hottest thing I've experienced all week too." Then I thought to myself "and that is saying quite a bit, with the week I've had."

"I haven't done anything like that with someone other than my husband, and I can't imagine him doing anything like that, with no hands! Jon is all hands! Well, actually not all hands, he has other attributes too. Don't get me wrong, I love my husband, and I love to make love with him. I just wish I could get him to be gentle sometimes, and maybe once in a while let me guide him instead of him just taking charge while taking me!"

Nan was enchanting. I was enthralled by her presence, which now was oozing with sexual magnetism, drawing me in. I wondered if this was how Ann had felt when Jon was putting her under his charms, drawing her in to that first spell that started this whole exotic and erotic chain of events.

"Can you do it again?" she asked. Her face was lit up like a Christmas tree. "I have to see that again. Really, you have to try. We have to re-create those sensations that caused you to climax without contact. Only..."

She stopped short, and for some reason her face flushed. She was now the embarrassed party. Something she was thinking was making her feel guilty, maybe even humiliated. Maybe my plan hadn't worked out as expected, but it seemed promising that I might arrive in the same place at the end of the day. I felt my erection begin to re-build.

"Only what?"

It was my turn to hold her gaze with my eyes as she showed signs of obvious discomfort. She was wrestling with something, and I didn't know what. I suspected though, that whatever it was involved me coming closer to my goal of seducing this pretty creature.

"I feel so guilty saying," she said. "What you did was so very erotic, and knowing that I played such a part has me, well, you know, aroused!"

She looked at me as if she had more to say, yet went no further. Then suddenly after more struggling with her deep thoughts she just blurted it out. "I am so wet right now, I can't believe what an impact you've had on me. I feel so very guilty, as a married woman shouldn't be thinking or feeling this way, but I can't seem to help it. Gees, I have kids! My husband has them out for the day having a great time. My husband is my devoted friend and lover, yet here I am rubbing a guy as he climaxes while sitting at my piano, the same piano where I teach a dozen of the sweetest and innocent little kids. I feel so perverted."

"Join the club!" I thought to myself. Why should she be different? My wife and her husband had started this whole sordid tale because they had no control of their own little perversions. Of course, my own fetishes did nothing but encourage them. Now here was Nan completing our little horny foursome.

"Come on," I told her, "I just became the poster boy for premature ejaculation before your very eyes, and I might add those very eyes were quite lustful. I sat there writhing while trying to maintain some semblance of dignity, until you finally had a little mercy and 'lent a hand.' After all that, you are too bashful to let me know what you are thinking because it is perverted? Give me a break!"

"It's not the same though!" Although she was arguing confidently, the blush coming up in her face told of an uncertainty behind her objection. "Yours wasn't on purpose, it just happened! You got caught up in a moment you admit you found touching, and your mind just carried your body away to a, to a, to a happy place!"

I couldn't help laughing at that, and laughing hard. A happy place indeed.

"My situation is different." She continued, "I am in full control, I'm not daydreaming, I am not fantasizing. I am simply of a mind to,"

She stopped again mid-sentence. She didn't want to tell me, but I could see she felt strongly about whatever it was that was so embarrassing.

"To what?" I tried to prompt her to get her to finish this though. "You can't get me thinking like this and then just stop! If you leave this as unfinished business, who knows what I might think, and what I might say to someone else, and"

"I want to see it again." She interrupted, then waited for the words to take effect, to sink in. "Naked."

"No wait, maybe you'd just better go. I'll make some calls and find you a different piano teacher." She began to show me out.

I sat still.

"I don't want a different teacher. I want you."

Another pregnant pause, as she pondered not only what I had said, but how I said it.

"Then we simply have to keep our distance, and keep this about the piano lessons. Now let's go begin."

My voice was quiet, calm, even serene. "I don't want the lessons. I want you."

"But you came here for a piano less..."

"I came here for you."

"I don't understand." Truly her face reflected the perplexed feeling she most certainly had inside.

"I just want you."

"No Mike, I have to think of my family. Jon would be crushed. He would never do something like this to me, and would never understand me doing it to him."

"Suppose he did." I took a big chance. "suppose he met someone in a situation where everything just felt right, what would you feel."

"He's my husband. I'd be upset, but I'd still love him. Tomorrow might be rough, but down the road, we'd be ok."

"Would you let him sleep with someone?"

"I would be upset if he asked. But in the end, I guess rather than losing him completely, it would be better to share him a little."

"What if he didn't ask you first, and then you found out. Would you feel you had to ask him in the same situation?"

"No," she said thoughtfully. "I guess I'd feel the same rules applied to me as to him. What are you getting at? Do you know something I don't, but should?"

"I didn't really come here for the piano lesson." It was coming out now. "I came here for you."

Her mouth dropped open. "He fucked your wife, the financial planner. I can't believe it, that horny bastard. Those long afternoon meetings when he came home so pleased with himself, but so absent from even a simple conversation."

Yeah, she was pissed. As she ranted and raved about Jon, I saw another side of her. It was a face I never saw on Ann, a face full of unbridled anger. It wasn't the passion I had planned on, but the madder she got, the hotter she looked. My dick was hard.

She turned to me. For a second I thought she was in attack mode, and ready to pounce. Then I realized she was planning her next step. As she began to advance towards me she practically ripped her blouse over her head without unbuttoning it, and wrapped her arms around me. She leaned into me and kissed me, not bothering with any preliminaries, but probing her tongue deep into the recesses of my mouth immediately. I grabbed her firm ass and was in immediate heaven.

Ann was not too much older than this living dream in my arms, but her body was. Nan was so slender, so lithe, she felt like a cocoon that had formed around me, filling every void of my body, matching every contour of mine with and inverse of her own.

She slid one hand inside my waist band grabbing my bare ass cheeks, and unbuttoned the shorts with the other. They fell to the floor, leaving me naked from the waist down. She began to stroke my cock gently, and I unclasped her bra with a quick flick of my hand.

"Mmmm, I'm impressed," she purred. Jon has trouble with that, even after 28 years of married practice. I almost always have to help. It is such an interruption!"

As she spoke, I had slipped my shirt off and began to slide her shorts and panties down her legs. My cock ached with desire as it felt the cold skin of her groin press against it. She was smooth and soft. Her lean body screamed out for me to explore it, and my hands obliged.

She lifted one leg up, and swung it over my hip. I grabbed her ass and lifted her up, carrying her towards the couch.

"No," she stopped me, "Down the hall. In our bed."

I smirked, too happy to oblige. I was about to fuck Jon's wife, I his bed, as he had fucked Ann in mine. She was so light, that I easily carried her down the hall while she planted kisses all over my face the entire trip. At the bed, I turned around, still holding her, legs wrapped around me and all, and sat. She pressed me back and kissed me deeply again, her body now melting back into mine.

Once I was lying down. She slowly began to slide her body up, until I was face to nipple with her perfect bosom. I licked each luscious breasts, gently nibbling each nipple in turn, and thoroughly enjoying the smooth cool feel and salty taste of her sensitive skin.