Jill Stevens is the office manager at a local insurance agency. She's 31 years old, dark blonde hair, 5'9" and 143 pounds which she carries well on her larger frame.
Jill has average looks, not 'pretty' but not unattractive either. Her one outstanding physical feature is her 36DD breasts. However, she doesn't consider her chest size to be an asset in the workplace so she always dresses very businesslike, (you might even say severely), in order to avoid calling attention to her endowment.
Jill was a handsome woman, but few people would ever think of her as sexy. In fact, she does not consider herself sexy. Unfortunately sex had never been very exciting for Jill. Dan (her husband)was a boring lover. "In out and asleep" is how she thought of him. And the few experiences Jill had before marriage hadn't been any better. The only orgasms she had ever experienced were from a shower wand or her own fingers. No, Jill had long since concluded that sex was just something women were supposed to pretend to like.
One day at work Jill was reviewing some new policies when her phone rang. It was Jill's OB/GYN's office. "Mrs. Stevens will you hold for the doctor please?" The caller asked. Jill's doctor, Dr. Diane Westbrook, was fairly new in town and the only female OB/GYN.
Finally the doctor came on the line. "Good morning Jill this is Dr. Westbrook. How are you this morning?"
"Uh, fine", Jill hesitantly replied.
The doctor chuckled as she said, "Don't worry Jill, this isn't anything bad. But I would like to meet with you. Could you come in tonight about 5:30? You'll be my last appointment of the day."
Jill got off at 5:00 and she had no after work plans so she said, "Ok I'll be there."
At 5:15 pm, Jill entered her doctor's office. The receptionist was just gathering her things to leave when Jill walked in. "I have an appointment with the doctor," Jill said.
The receptionist said the doctor would be right out and that she should have a seat. With that, the receptionist left.
A couple of minutes later Dr. Westbrook came out. "Hi Jill," the doctor said as she walked around the corner. "I appreciate you taking time to come see me this evening. Please let's go to my office."
Jill followed Dr. Westbrook to her office and they both sat down. Dr. Diane Westbrook was a woman in her mid forty's, reasonably attractive and petite.
"Was there a problem with my examination?" Jill anxiously asked.
"No, nothing serious," Dr. Westbrook replied. " I did notice that your blood pressure was just a little on the high side. And your stress levels are high. When you were in last week you told me your husband was out of work and you were experiencing serious financial problems. Is that still the case?"
"Yes it is," Jill replied.
The doctor went on, "I suppose that could be the cause."
Jill joking said, "All I have to do is find a rich benefactor and I'd be in perfect health!"
To that the doctor just smiled.
"Jill, I need to ask you some personal questions. And please just bear with me, ok?" The doctor asked.
"Ok," Jill replied.
"First of all," the doctor began. "How often do you and your husband make love?"
"Not very often," she replied. " And we don't make love anyway - he has sex. If you know what I mean."
The doctor nodded and continued, "How would you describe your sex drive?"
Jill answered, "I think I'd describe it as; what's the use?"
Dr. Westbrook looked at Jill for a few moments before continuing. "Jill let me tell you a little something about myself. A couple of years ago I had vaginal surgery. The surgery left some nerve damage that makes it unbearably painful for me to have sex."
"On the other hand," the doctor continued, "When I examined you last week, I found that you are one of those women who are uniquely built for sexual intercourse. Your vagina is deep and you can accept a large penis. And your reaction to stimuli is very high indicating the ability to have powerful orgasms."
"Doctor, where is this leading?" Jill asked.
Dr. Westbrook continued, "My husband and I haven't had sex in over two years. I do what I can but oral and hands aren't enough for a healthy man like him. Jill, I've examined several women and you are, by far the best candidate."
"For what?" Jill demanded.
The doctor hesitated then said, "For servicing my husband's needs. In other words Jill, I'm asking if you'd consider letting my husband have sexual intercourse with you. In return, we can help you with your difficulties."
WHAT"?" Jill said, not believing her ears! Jill shot up out of her seat. "What kind of woman do you think I am?" she said.
"But Jill," the doctor began, "Let me explain."
Jill shot back, "Explain it to the AMA after I report this." Jill stormed out to the waiting room and practically ran for the elevator.
Jill was furious as she began the drive home and was thinking of the complaint she was going to write. However, by the time she was pulling in her driveway she was thinking, "What good would it do? I have no proof – and without proof, who would believe such a fantastic claim?"
Dan met Jill at the door. Jill started to tell him about this when he cut her off. "I just got off the phone with your sister. "She's really pushing us for the money we borrowed a couple of months ago," Dan said.
Jill told Dan, "I'll call her later."
"By the way", Dan went on, "The bank called again. They said if we don't get the car payments caught up by the end of the month they're going to repossess it."
Jill just shook her head as she walked toward their bedroom, deciding not to bother telling him about the meeting with Dr. Westbrook.
During the night Jill tossed and turned, thinking about their financial problems. She also found herself thinking about the doctor's offer.
"How bad can it be?" She thought. "I could just lay there and take it. Pretty much like I do with him," she said to herself, looking at Dan's sleeping figure.
As Jill drove to work the next morning, she came to a decision. Promptly at 9:00am, she went on break and called her doctor. "Is Dr. Westbrook in yet?" Jill asked.
"Oh Mrs. Stevens, doctor said if you were to call I was to put you through immediately," the receptionist said.
Jill heard the click of the hold button and then the doctor came on the line, "Good morning Jill," the doctor said.
"Doctor, can we meet, uh, to talk about, uh..." Jill stammered.
The doctor cut in, "Jill, why don't you stop by the office tonight about 6? I'll be waiting on you."
"Thanks," Jill said. The phone went dead.
After work Jill again found herself sitting across from the doctor. "About your offer," Jill began. "Why don't you two just hire a prostitute?"
The doctor replied, "Quite simply because my husband has no desire to have sex with, to put it bluntly, a whore."
"You, on the other hand are a decent, proper woman , who isn't even aware of her own sexuality, right?" Jill nodded.
"Your passion would be real, and most important to me, the kind of woman I'd be ok seeing my husband with. And of course, you are someone who we can actually help in return," the doctor explained.
"Exactly what would I have to do?" Jill asked nervously.
The doctor answered, "We'll do it right here in the office." You'll lie down on the exam table and my husband basically will... well, have sex with you. I've already tested you both so I know you're both clean. And you're on the pill, so there is no risk to him entering you bareback, as they say."