This is a work of fiction so there isn't any reason to be judgmental of the characters or plot since it isn't real. This is about Rachel from the first chapter.
Rachel could not get her accidental liaison with her neighbor, Jack, out of her mind. She thought she should feel guilty but instead she felt quite excited. She wondered if or when anything like this might happen again.
She was relieved that her husband, Scott, would likely never find out what happened that night in the pool. She was happy to give Scott all of the affection he desired as she thought having an secret extra-marital fling would not damage their marriage.
On a Wednesday morning, after Scott left for work she heard the doorbell and saw the lawn service truck outside. Usually the old guy would just do the work and Rachel would send a payment at the end of every month.
She opened the door to find a young man standing there. He introduced himself as Josh and explained that he would be doing their lawn service for the next few weeks while he was home from college.
Rachel thanked him for letting her know and imagined he had given her a quick top to bottom scan before she closed the door. She was pleased that she was still worthy of being checked out by a young man.
Hearing the mower start, she stood back from the window overlooking the yard to watch the activity. Her thoughts of seeing Jack again were now interrupted by thinking that if Josh liked what he saw, maybe she should give him a better look. She would put on a swimsuit and go read a book on the back deck lounger.
Rachel chose a modest two-piece swimsuit from her closet. She thought that would be more convincing of catching some sun than wearing a more covering one-piece. She added a beach cover-up, picked up a book, and headed to the back deck.
As he made a turn with the mower, Josh noticed motion on the deck. He watched Rachel arrange herself in the lounger to sit back to read a book. Even with the beach cover-up, he could tell she had a nice body to go with her attractive face. With each turn of the mower he glanced toward the deck trying not to be obvious and being careful not to miss any patch of uncut grass..
Rachel had moved the lounger into a position on the deck where it couldn't be seen from the windows of any neighbors. She looked like she was reading her book but behind her dark sunglasses she was watching Josh. It was obvious he was watching her, too.
As Josh neared completion of his job, Rachel set the next phase of her plan into action. She removed her beach cover-up and fully reclined the lounger. Josh finished the last of his job and headed back to the truck. He saw the Rachel applying sun lotion to her arms and legs and wished he could see more.
As Josh neared the deck, Rachel motioned to him to come over. He indicated he would put the mower away and would be right back. He tossed his gloves in with the mower.
When he approached Rachel, she told him she decided to catch some sun to work on her tan and asked if he would be so kind as to put some lotion on her back where she couldn't reach. He was more than happy to help.
Rachel pulled the ties at her neck leaving the strap fastened across her back. She lay down on her stomach while Josh squirted lotion onto his hands rubbing them together.
He began at her neck and shoulders, gently smoothing the lotion and firmly spread it around slowly using his fingertips. To Rachel, this felt like getting a massage. After spending more than enough time in this area, Josh repeated the process across her lower back, spending ample time on her ribs, sides down to her stomach, and lower back near her swimsuit bottom.
When he appeared to be finished, Rachel turned her head to thank him. He responded by saying that he didn't want to get lotion onto the strap of her top so he had not covered her entire back. Rachel asked if he would undo the back and lay the straps out so he could get the missed area. Josh cleaned his hands the best he could and then unclipped the strap placing the ends out flat on each side.
Rachel was smiling to herself knowing the sides of her breasts were now exposed to him. Josh moved slowly so he would take extra time to look at and feel her. He immediately noticed that the part of her breasts he could see were about the same shade of tan as the rest of her body. He concluded that she must sunbathe topless.
He prepared more lotion and even more slowly than before spread it over the center of her back and down onto her soft sides. His fingers moved slowly across the soft sides of her breasts as he imagined how must it feel to fully caress them.
After Rachel gave Josh plenty of time to enjoy fondling her, she thanked him and asked if he would be back next week. He replied that he certainly would. Silently, he wished all jobs were like this one and nothing would keep him from being back.
When Rachel heard the truck pull away she turned over and applied lotion to her already tanned bare breasts. She would spend a few minutes thinking about Josh before she went back inside. She liked flirting with him and planned to do it again when he came back next week.