This story happened a few years back after Wifey and I had been married about 7 years.
Wifey is gorgeous and I am lucky to be married to her. She is 5'11'', sandy blonde hair, 38c, and long legs. She has a totally drop dead gorgeous figure. She is better than I deserve.
I think we have a healthy, normal sex life. The love life is mostly on the conservative side. When we have sex it's either in bed or in the shower. But, from time to time I have been lucky enough to talk her into having sex outside the house. This is one of those times.
It was a hot summer day. Wifey and I had decided to take the boat out to the lake. After cruising around the lake for awhile, I turned the motor off and we talked as the boat drifted a bit. Wifey wanted to work on her tan and was wearing a hot neon green bikini. But, it still covered a lot of skin. So, being a nice husband volunteered to rub sunscreen on her back and anywhere else she needed it.
It's not a big boat, less than 18 feet with a walk through window into the front. The seat she was on will recline into a bench. So, I suggested we recline it so she can lie down. This would put her just below eye-line of boats passing by. But, she would still be getting full force of sunshine from above for her tan. She let me apply sunscreen and then she reclined on the bench seat. We listened to music and talked for a few minutes.
I was admiring her gorgeous body and getting more turned on by the second. I finally got up the guts to ask her to remove her top. Wifey hesitated and said no. I tried again. No boats are even near us, the people on shore can't see you. After a little more persuading, she agreed and took off her top.