I really didn't plan on a second part to this story but some of the commenters really left me with little choice.
By the way, if you think a small town bank couldn't do what Ronald tried then you really need a reality check.
Look at your loan contracts.
There is always a clause that allows the bank to accelerate the loan.
It could be on demand, within thirty days to allow you to find other financing or some other term but you agreed to it.
For instance, my small town bank was owned by a distant relative of mine.
One year he started to put pressure on the local service station owner who also delivered fuel and oil to the area farmers.
Usually the farmers had charge accounts and paid up when the harvest was sold, be it calves in the fall, pigs multiple times a year or corn.
That year, mid year, my banker relative wanted the fuel dealer to reduce his debt.
Fearing his loans being called in, the fuel dealer started to try and collect from his customers.
He soon found out that the banker had already called and told them all to tell the fuel dealer to wait until the normal harvest.
Why did he do this?
He never had to explain but it was only one of the strange dealings from his bank.
He finally sold out and retired and now there is no local bank.
Everyone has to travel to another town to do banking business.
And, just in case you need to know, there is no sex in this part either.
(Final note:
I did not take any suggestions on how to end this.
Please, if you don't find this ending satisfactory then write your own and post it.
I will read it and enjoy your version.)
Burn this Whole Town Down Part 2
When I stopped telling you my tale of woe I had survived the outrageous terms of my surprise divorce and had gotten some means of retribution against my wife, her lover (supposed next husband), and her father. No one had died and only a couple of volunteer firefighters had received minor injuries fighting the fires. Well, actually the ones they could get to.
I had set fire to my ex-wife's house after warning my ex-wife to leave via a voice synthesizer and when she had attempted to go to her parents' house, had found it to be in flames also.
I had relocated to another city many, many miles away and now made my home there. But, and this is a big but, when I talked of my mother's house or the town I grew up in, I called it home. It was hard to not think of where I had gown up and had spent so much time as an adult as my home, but it was now only a memory of a home.
It had now been almost three years since my married life had exploded. Or is that imploded? I really don't know for sure except that my wife, her lover and my ex-father-in-law had colluded to destroy me for some unknown reason. If my ex had come to me and just said, "I have fallen in love with my old flame and am going to leave you." I would have been broken-hearted and distraught but I could have understood. No, they had to set me up and then destroy me by taking my children away from me and even tried denying me visitation. That was the only thing Judge Gavin gave me. They had to take my business away and only provided employment at minimum wage with outrageous child support and alimony even though I had been railroaded into giving up my parental rights by the judge. I felt alone when I was denied even the slightest public support by people I had grown up with and did business with on a daily basis.
I had felt so alone that I didn't even think I could get a fair shake if I had gone as far away as the state capital for legal help. I believed Ronald Mains had long lines of influence just from what was happening in the place I should feel most secure.
I did have some friends there in my small town and they did help me where they could but they couldn't publically buck Mains Federal Bank and the owner. Their own financial lives were at risk. I tried to minimize the impact of my actions on those I knew were silently in my corner but some might have been harmed by my pyromania that fateful night.
I still was not sure if I was wanted for questioning by the local law enforcement. I hadn't really tried to hide myself since that night by changing my name or even my chosen career path. But, on the other hand, I had not admitted to anyone where I had moved to. Not even my mother knew exactly where I lived now. The company I worked for was a larger regional concern with a centrally located human resources department. I am sure my ex-wife knew what company I worked for as I had my child support deducted from my paycheck and forwarded to her checking account every payday.
I did, though, request that any inquiries into my private life, such as my address or phone number be rejected out of hand. The company was very security conscious as one of our main selling features was our expertise combating cyber crime and identity theft. That meant that its own security had to be top notch. Nothing damages your reputation faster than have it known you were hacked.
An HR representative would periodically update every team member when there was interest in someone from outside the company. Every few months there would be a request by some sort, email, snail mail, or even by phone, from an attorney for Rebecca and there were even a number of attempts to find out my information by Rebecca herself. She even posed as my mother once to try and get by the corporate guardians.
If a subpoena from a law enforcement agency or a prosecuting attorney's office had floated across the HR desk then my information would have been given out without a qualm but nothing of the sort had occurred.
I did change phones every once in a while when calling Mom. Sometimes I had to leave a message for her to call back as she couldn't be sure if it wasn't some robo-call when she didn't recognize the number. Since I always drove a ways from my new home before calling I started sending her a text message from that phone before calling. It helped her to be ready to talk to me.
Each and every time I would call we would catch up on the local news and gossip. Of course that had to include my ex-wife and her evil father. For some strange reason, after Joshua had to admit his marital status and had left town again, Rebecca insisted that she was still married to me and constantly begged my mother to get me to return. Ha, Ha, fat chance of that ever happening.
I did though sneak home a few times over these past few years. Just to make sure that my mother, the original Christian preaching forgiveness at all costs, didn't let Rebecca know about any plans for a visit, I would surprise her.
I finally had to junk the old pickup and did manage to save enough during the time I drove the old beast to purchase a newer more reliable auto that definitely got better gas mileage.
You might wonder why I didn't just get a loan for a vehicle. Simple, I no longer trusted a bank. I had to have a checking account so I could get paid but I used a large national bank for that and withdrew any extra cash every payday and invested it with another national brokerage. I did check my credit rating and I couldn't have qualified for a loan even if I wanted to as my former father-in-law had reported that I had defaulted on all my loans with his bank. I didn't bother to file counterclaims with the credit bureau, just went to paying cash for everything I could to reduce my paper trail.
I never flew or used any mode of transportation that would allow tracking of my movement. Cash bought all my fuel. Yeah, it's a little more time consuming to have to go in and prepay and you don't fully fuel up at each stop but there is no paper trail to catch you. I would always travel with a couple of thousand dollars in cash with me. It would be split and hidden in my bags, wallet and the car itself so I always had cash if I needed it.