Authors Note #1 - Although ratings are nice, nothing beats a comment or two about what you liked or disliked about a story. Please take a moment to leave one. Thank you.
Authors Note #2 - Although there are some heterosexual elements in the story, I feel that it's still primarily a girl/girl tale and have posted it as such.
September 1990
"And that should just about do it, Miss Templeton," Carolyn Bainbridge said as the thirty-three year old loan officer laid the last page of the mortgage application onto the pile on her desk, a stack that had grown to almost a quarter of an inch in height.
"I never imagined there'd be so much paperwork involved in a simple loan," the forty-three year old blonde sitting on the other side of the desk remarked. "But then again, I've never tried to borrow more than a few thousand for a new car before. Oh, and please call me Dana. Miss Templeton makes me sound so old."
"Dana it is, then," Carolyn agreed, "and, as I explained before, the bank just likes to have a full financial picture of an applicant when they consider a mortgage."
"Oh, I understand," Dana Templeton laughed. "They want to be sure you're going to be able to pay the loan back."
"Well, basically yes," Carolyn smiled, thinking how many people had sat where the well-dressed woman did now and couldn't seem to understand that.
"Now that all the paperwork is done, how long do you think I'll have to wait for a decision on the loan?" Dana asked.
"Normally, I'd say a week to ten days," the long haired brunette replied, "but, as I explained before, approval is a two-step process. Once I complete my part in it, the application needs to be reviewed by my superior, Mr. Goodwin, the head of our loan department. And unfortunately he won't be back from vacation until the end of next week."
"Are you saying it could be a week to ten days after he comes back?" Dana asked, concern in her voice.
"Oh, not at all," Dana reassured her. "In his absence, I can send the packet over to our Westlake Branch and let the manager there review it. At most, it should only add a day or two to the process."
"You had me worried for a moment," Dana said, breathing a sigh of relief. "I have to let the building management know by the end of the month if I'm going to exercise the buy option on my apartment. I've lived there almost ten years now and would really hate to move."
"That doesn't seem right," Carolyn observed, thinking that a tenant usually had a few months to make that kind of decision. If the bank didn't approve her loan, there might not be enough time to apply anywhere else.
"It's my fault, actually," Dana said as she brushed back her hair. "I was away for the summer and the person I had picking up my mail didn't think to open the letter from the management company. She just assumed it was something run of the mill, since it wasn't marked urgent."
"I see," Carolyn said, pausing a long moment before adding, "Well, I can't say so definitively, but based on my experience and what I see on the application, I don't think you're going to have any problem getting the mortgage, especially with the down payment you're making."
"Oh, that makes me feel a lot better," Dana said as her smile returned.
Carolyn knew she shouldn't have said that, but there was something about Dana that made her want to reassure her. After nearly ten years at Amalgamated Savings and Loan, working her way up from teller, Carolyn knew what the bank was looking for in a loan applicant. The application she'd just put into an inter-office routing envelope had all the right boxes checked off as far as financial stability went, and, like she'd said, it didn't hurt that Dana was putting down nearly twice the down payment the bank required.
"I'm afraid it's too late for the afternoon messenger," Carolyn added as she glanced at the oversized clock over the teller cages, "but there's another one at the end of the day. That should put this in their hands by Monday morning."
Those words had no sooner left her mouth before Carolyn began to worry that she might've been too optimistic in her estimate. Last summer, following her promotion, she'd done a rotation at Westlake and knew that paperwork sent in from other branches were treated as a secondary priority. Realistically, it could be Tuesday, or even Wednesday before anyone even opened the packet. It might be prudent, she told herself, to revise her estimate in light of that.
Before she could do so, however, she was distracted by the sight of three of the junior tellers standing by one of the tables out on the lobby floor, just beyond her cubicle. Normally, that in itself wouldn't have been enough to attract her attention, except for the fact that all seemed to be staring in her direction. She had noticed Eddie Palmeri standing there a few minutes before, but, now that he had been joined by Phil Cain and Tommy Jordan, it seemed rather odd.
Phil and Tommy had only been at the bank for a bit over a year, and Carolyn didn't know either well. Eddie, on the other hand, had been at Amalgamated for three years and had worked with her for the first two. In fact, despite being eight years younger, he'd even asked her out once.
Coming on the heels of her ex-husband getting remarried, Carolyn had seriously considered saying yes, thinking that an uncomplicated fuck might be just what the doctor ordered. But reason prevailed and, despite Eddie having what could be described as movie star looks, he was a bit too juvenile for her tastes. She'd softened the blow by saying that she made it a policy not to date anyone from the office. Which was a lie because, if it had been Josh Taylor from new accounts who had asked, she'd probably have been willing to screw him right on his desk. Josh, unfortunately, had moved up north to Alameda last year to take a position there.
It then occurred to Carolyn that it wasn't her they'd been staring at -- after all, they saw her every day -- it was the woman sitting with her. Why they were doing so piqued her curiosity even more.
Carolyn would describe Dana Templeton as attractive, to be sure, but not in a way that might turn a young man's head, much less three of them. She had pleasant rather than beautiful features, framed by rich blonde hair cut just above her shoulders. There were some age lines around her eyes and the corners of her mouth, but they seemed to add character rather than signify age. Carolyn hoped she looked that good in a decade's time.
Dana did have one physical attribute that might garner a young man's fancy, Carolyn thought -- an impressive bust that had to be at least a 38D. Given her five six and hundred and twenty pound frame, it certainly stood out. Carolyn also stood five six, but had a much more slender frame and breasts that, while nice, only measured a more modest 34B.
"Well, I'm sure you'll do all you can to expedite things," Dana
said, interrupting Carolyn's musings as the blonde rose to her feet, extending her hand as she did so.
Carolyn did likewise, moving out from behind her desk, both to return the handshake and escort Dana out of the low walled enclosure. She paused at the swinging gate, waiting until Dana exited the bank before moving over to where the three tellers were still engaged in animated conversation.
"All right, you clowns," she said in a tone that, while low, still reflected a bit of annoyance. "What was so interesting about my client that all of you felt the need to make fools of yourselves staring at her?"
Each looked to one of the others to answer the question, but no one seemed eager to do so. Finally, Phil and Tommy fixed their gaze on Eddie because, after all, he had been the one who had started it all, whatever it was.