It was my first time, I had never really needed it before, perhaps it was just me but when I moved past the fine carved doors and stepped onto the marble floor my first inclination was to turn and run away. I probably would have followed that inclination if an attractive older woman hadn't immediately stepped forward, held out her hand and graciously welcomed me.
Taking her hand in mine I was surprised first by the firmness of her grip and then by the incredible softness of her skin. After shaking her hand, I took a better look at her, noticing the slight tint in her blonde hair as the gray had just started to appear. Actually the appearance of the gray seemed to lend an air of confidence to the woman, she was obviously comfortable with herself, unafraid of her age, in fact quite proud of her maturity.
Her face was attractive, the hint of crow's feet at her eyes and the few small wrinkles around her mouth seemed to lend an feeling of accessibility to her. She was not an untouchable porcelain model, so beautiful and self-worthy that only the richest and most powerful men could dare even to talk to them, no, it was more like she was almost encouraging you to reach out and touch her cheek, her hair and perhaps more.
Her words cascaded elegantly from her lips as I glanced first at her dark brown eyes and then down to her lips. She wore makeup, but not very much and was it not for the sheen on her lips, I might have thought she wasn't wearing any lipstick. Finally letting my attention slip from her face, I tried to make sense of what she was saying, "...help you?"
"Ah, excuse me. I'm sorry, what were you saying?"
Smiling she started again, "Welcome, I'm Rebecca Montreau, how can I help you?"
"Oh yes," I replied nervously, "I've never done this before and..."
"Surely you've been in a place like this before," she interrupted, tilting her head slightly.
"Yes, but I've never... well I've never ah, ugh, I've never taken out a loan before," I stuttered, glancing down at the floor noticing the wavy reflection of her dress.
"Oh there's nothing to it," she whispered, reaching her arm around me and pointing to an office. "Come into my office and we can talk about getting you a loan Mister....?"
"Bewson, William Bewson, but my friends call me Bill."
"Well Bill, can I call you Bill?" she said, pausing until I nodded. "Well Bill, have a seat there and tell me what kind of loan you need."
"Well Ms. Montreau..."
"Call me Rebecca," she said closing her door and then gracefully settling into her chair.
"Okay Ms. Rebecca Ma'am, I work on cars a lot, I'm head mechanic at Revy's Auto Specialist on Third Street, but I've wanted to open my own shop. My granddaddy has a big garage and seems with a little work I can fix it up. We'll need some equipment though, I made up a list Ms. Rebecca," I said, reaching into my shirt pocket and handing her my folded up list.
Smiling, she reached out for the list and said, "Just call me Rebecca, like you would one of your friends." Unfolding the list she continued, "Do you know how much this equipment will cost, how much you'll need to borrow?"
"Well Rebecca, I think it's about twenty-five thousand, maybe a little bit more?"
"Okay, you'll need to fill out a loan application, do you have any collateral"
"Collateral?"
"Yes, something of value that we can use to guarantee the loan? Since you haven't taken out a loan before you won't have any credit to speak of. "
"Well the equipment, could that be collateral."
"Some of it we might be able to use, but what about your grandfather's garage, could you use that as collateral?"
"No, I wouldn't want to do that."
"Well here's the load application, but I am not sure what we can do without some other collateral," she said, standing up and walking around the desk. She placed the paper in front of me and pointed, "See right here on page one, after your address, they ask about your credit history. If this is your first loan, well you don't have any so they'll want some collateral."
As she leaned over me, I could smell her fragrance and when her breast accidentally brushed against my shoulder, I could feel my pants tighten in my crotch. I tried to concentrate on the form in front of me, the loan application form, not Rebecca's, as I grabbed the pen and began filling in blanks. She remained beside me, her arm around the back of my chair, making recommendations in areas where I paused, not sure what the best answer would be. By the time I finished the form I was so aroused by her that I had a full erection.
Hoping to get it under control before I stood up, I leaned back in the chair and moved my legs to conceal the obvious tent in my pants. I had expected to see Rebecca move around to her desk to do whatever it was she needed to with my application, but apparently she had noticed the form to, the form of my cock in my pants, not the application form. When I glanced up at her I could see her face was flushed and I noticed she was not looking back at my face, instead her gaze was fixed on my lap.
Uncomfortable with the intensity of her stare, I squirmed a bit and said, "Well is there anything else?"
Without moving her gaze from my cock she whispered back, "You tell me, do you have anything else you want to comment on?"
