As I took the last of my things from the trolley to the checkout counter, a male voice said, "Hello. Fancy seeing you here."
I looked up to see a face that I recognized from administration in my course. "Hello indeed."
He only had a few things and by the time I'd packed my stuff up he was packed up too. We walked out together to the parking lot from the air-conditioned supermarket into one of the hottest days for a long time. I was carrying my stuff and he said, "It's very hot. If you like I can drop you back at your place and save you a walk in this heat."
"That would be great. It's just so hot. I'm Jennifer. What's your name?"
"Jim."
I was in the final year of my psych course and I'd seen Jim around in the office but I don't think we'd spoken. He was a bit older than me but looked good.
"Would you like to come home with me and have a swim and a cold drink? It's too hot to do anything in this weather."
"Sounds like a great idea. The cold drink especially."
The moment I accepted I knew I should have been a bit more wary. He wasn't a complete stranger but I hardly knew him and I was accepting to go home with him. He lived in a small house with his brother who had gone off for the weekend. There was a small pool at the back - enough to swim a few strokes and get wet and that's about all. Jim took two beers out of the fridge and we drank them and then Jim said, "I'll meet you in the pool." I went off to change into my two-piece costume which was not a bikini by a long shot. I made sure that no pubic hairs were peeping out and went to the pool and jumped in. Jim was already treading water and we spoke. It must've taken me a full two minutes before I realized that he was naked. I couldn't believe it. The water was clear and I could see his penis clearly. I tried not to register any shock. Jim behaved as if nothing special was happening and we just splashed around for a while. After a while the sun beating down was just too hot and Jim lifted himself out of the pool and dried himself before laying down on the grass facedown. I knew I couldn't stay in the pool forever and I got out and lay down on my towel next to Jim.
The sun was beating down and I asked Jim about rubbing his back with some sunscreen. He got up to get it and came back and that's when I saw his penis for the first time. You could tell by demeanor that this was the way he always dressed for the pool, as if everybody did. My eyes were locked on to his penis as he handed me the sunscreen and lay down for me to rub his back. Eventually he rolled over and I put it on his chest and his legs as well. By this time he had a very large erection but it didn't seem to bother him one little bit that I was looking. He rolled over and I lay down next to him and he asked me whether I would like some sunscreen. He started rubbing my back and my legs and then I rolled over and he rubbed my tummy and my legs and my inner thighs, all the way up to my costume. I still had my top on. When his hands started rubbing my inner thighs, I could feel myself getting more and more excited. I tried to stay calm but the alarm bells were ringing that my pussy was getting wet. I had been fingered only a few months previously by a couple of fellows but it wasn't serious and I never saw them again. The fact was I didn't like their grubby little fingers in my pussy - I didn't like them. I wondered what my response would be to somebody that I liked. The dilemma was here and now. I liked Jim. What should I do? What should I do if he started to finger me?
His hand returned to rubbing my stomach and the next thing I could feel his fingers trying to roll my swim shorts down. To let him or not to let him? I hesitated and in that short time my shorts were over my pubic mound and he was motioning me to lift up my bottom so that he could take them off altogether. "You're still wet." Jim picked up the towel and began rubbing my pubic hair until it was glistening and dry. I hadn't demurred in any way and the next thing Jim's hand was applying for sunscreen between my thighs and his hand was cupping my pussy. He looked at me as if to ask for approval and I looked back giving no answer. It was as good as approval at the next thing I could feel his finger in my slit moving up and down, searching for my clitoris and rubbing on it.
Jim stopped for a moment, lifted me up and undid my top, revealing my breasts. They were largish with a nice shape and my nipples were sticking out as never before. Jim pushed me down again and began sucking on my nipple while his finger kept working its magic between my legs. I had had an orgasm just once before and I could feel myself getting closer to another one. Jim's finger slipped into my vagina and I went to a new level of heaven. I have no idea why I felt guilty about all this but I did and when my orgasm came, I tried to suppress it. I couldn't completely stop it but I could sense that it was very small. Jim knew that I had one and he stopped rubbing. I lay there wondering what might happen next. What had happened was not supposed to happen. I'd come for a swim and now I had just had an orgasm. I was a little confused as to what to do next. I liked Jim. He was nice and treated me gently. I was sure he wanted to stick his dick into me. That's what all men wanted to do. Did I want that to happen? I didn't know. The more I looked at it, the more the ideas of it penetrating me become attractive. I was still unsure.