The Debt

Sandhya was striding towards my desk with a determination and I felt a pang of dread as I feared the worst.

"Divya, Mr Mahindra has called you into his office," Sandhya whispered quietly as she leaned in to my ear.

I felt full body chills as I heard this. There was something about her demeanor that told me this was not the usual meeting and there was something more to it.

It was 5 minutes to the end of the working day and I had zoned out an hour ago as I looked forward to clocking off. The timing was strange too as Mr Mahindra never had meetings this late.

As I got up Sandhya held my arm, "He is not in a good mood, just so you know."

A part of me just wanted to leave the office and walk out but I tried to reassure myself I was careful and they could not have figured it out.

Mr Mahindra hired me 12 months earlier in the accounts department of his firm. I had struggled to land a job following my graduation but Mr Mahindra was kind in giving me a junior role in the accounts department and I had been promoted twice since. As I gained more responsibility, I had more power and influence in the department. 3 months earlier I was in desperate need of money as my mother was in hospital and I needed 1,000,000 rupees to cover her operation.

This was a significant amount for me and my family but in the accounts I managed this was a drop in the ocean. I had siphoned off the money from the account and paid the money out. I covered the paperwork to make it look like one of our usual transactions. I had always planned to pay it back when I had the funds but I simply did not at the present time.

Mr Mahindra was in his mid to late 50's. He had a large portly figure and stood at 5'6". He was rich and money to him did not mean as much as it did to people like me. This was only an inch taller than me and I could dwarf him on the days I wore high heels or stilettos.

It had been a long day in the office and on days like this my armpits and other parts would sweat by the end of the day.

I knocked on his office door nervously but all I heard in response was a hard tone, "Enter!"

I entered the room and Mr Mahindra was holding a file of papers as he stood up.

"Close the door behind you!" He said sternly and I swallowed as I felt a tension build inside of me.

I could see that he was holding something in as he directed me to the chair from across him.

"Sir! How can I help you?" I asked in a light tone trying to put on a poker face.

He threw the file at me aggressively. It slid across the table and seemed to bounce up and hit me on my chest as I tried to pick it up.

"Is this what it looks like?" He asked angrily.

My hand was shaking as I opened the file of papers. I turned over page after page of the accounts and invoices I had fabricated. My heart was pulsing so loud that I felt it was going to burst out of my chest. Tears began to form in my eyes. I had been caught red handed and my professional life would be over at the tender age of 23.

"Sir, sir, sir," I stuttered as my voice cracked.

"Sir, what? Sir, don't fire me? Or sir, don't call the police?" He said angrily.

"Sir, please, I was desperate. My mother was dying. Sir, please," I broke down in tears as I fell to the floor and I began hyperventilating.

He didn't move initially but then he softened and came across to my side of the table. He helped me to a small sofa in his office and held my shoulder and gently massaged it.

"What made you do this?" He eventually asked softly.

His softening was the reprieve that I needed. I tried to gather my breathing and got myself together before I could muster up the courage to reply. His arm was around my shoulder as he gently massaged it. Our bodies were uncomfortably close but I didn't mention it as I needed him on my side and at least this showed he had some sympathy for me.

I explained the situation with my mother being in hospital and needing a life saving operation. I promised to pay the money back slowly.

His fingers were moving up and down my bra strap as he comforted me. I actively ignored this as I tried to hope he would be sympathetic towards me.

"Why didn't you come to me for a loan?" He asked.

"Sir, I was desperate and I did not know what to do. I had 3 days to come up with the money and I made an error in judgment. I should have come to you but at the time I was not able to think clearly," I said as I felt his fingers maneuver my bra strap off my shoulders under my blouse. This was bad and I should have pulled it back up but I was compromised and had to focus on fixing the situation.

"Now I have a dilemma. To report you to the police and fire you or to help you. You are lucky that I discovered this and it is in my power," he said as he seemed in thought as he caressed my shoulder.

"Sir, please. I will be forever indebted to you," I said as his hand moved to caress my clavicle just above the flesh of my breasts.

"There is one way that I can help you," he finally said and I breathed a big sigh of relief.

"I will replace the missing funds in the account but you must repay me," he said.

I felt this huge weight lift off my shoulders and I hugged him in delight. My body was pressed tightly into his and his arms came around me and caressed my back.

"Thank you. Thank you so much, sir. I promise to pay it back from my wage as long as it takes," I said.

He eased me back and I could not help but smile as my world was no longer imploding.

"I won't take any money from you. You will have to pay it back in another way," he said and I noticed him glance at my body as he said this.

"Sir, what do you mean?" I asked nervously as I placed my hand on his chest to try and keep an arm's length between us.

"You can start by paying back 2,000 tonight with just a simple kiss," he said to my shock and horror.

"Sir, what are you saying?" I asked almost not believing the words I had heard him say.

He leaned in closer confidently and my arm gave way as I let him come close to me.

"This is the only way you can pay it back. If you want to pay back more, we can negotiate another time but I want to start tonight with a kiss to know you are serious about this or I will have no option but to report this to the police," he said giving me a one sided ultimatum. I had no real choice as he blackmailed me.

Tears were forming in my eyes. My heart pounding as I felt like I was going to have a heart attack. My mind was in shock as I tried to process what he said. I had no choice, I was trapped by this man.

I just nodded my head to say ok. There was no alternative for me.

"The kiss must last 60 seconds or it does not count," he whispered in my ear.

"Just a simple kiss though. No touching or anything else?" I asked.

I was so nervous about this. He probably didn't know but he would only be the second man I would ever kiss. Well he was the only man as my ex-boyfriend was pretty much a boy even at 20. A desi fuck boy that broke up with me when I told him that I did not believe in sex before marriage.

"Hmm," he replied and I took it as a yes.

He began kissing my neck and it felt really sensual as I took a quick glance at the clock. I tried to keep an eye on the time but the sensuality of the slow patient kiss made me feel things I did not want to and I closed my eyes mere seconds into the kiss.

He was soon kissing me on the lips and I was initially stiff and unresponsive but I felt I had to comply or it would not count.

I let my lips envelope his as I kissed him back. He sucked on my bottom lip and sensually kissed me. I had to admit it was good and unlike the clumsy kisses I had experienced with my ex-boyfriend.

My eyes were closed and I began to feel an arousal build inside of me. I felt my lips be parted by his tongue and to my surprise I met his tongue with my own as our tongues began to sensually caress and wrap around each other. There was a natural instinct taking control of me and I was unable to maintain control of the situation.

His hand began to gently caress my breasts over my clothes. Despite the no touching rule, this was not entirely unwelcome in my aroused state.

I was beginning to feel hot and bothered by the kissing and my mind was on automatic mode as my hand brushed his crotch. I told myself it was an accident but a curiosity began to overtake me.

His fingers began to delve into soft flesh of my large breasts as he groped them. This caused me to moan into his mouth and my hand reached out to stroke his fat cock over his pants. The sensual kissing just made me want more than a kiss and I liked the heavy petting.

His tongue was wrapped around mine as we kissed deeper. I briefly opened my eyes to check the time and it had been at least 3 minutes since we started kissing. I told myself to give it another 30 seconds to be sure. I had one hand on his chest for when I wanted to stop but the other hand would keep petting his fat cock.

In truth a dark twisted part of me was enjoying the kiss. It had been 3 years since I last had a kiss with my ex and I missed the intimacy.

I could feel this powerful arousal building inside of me as he began to caress my legs with his other hand. His hand sneaked under my skirt and he began to touch me between my legs over my panties and pantyhose.

The arousal became so strong that I had to break off the kiss as I struggled to breathe.

"Oh, Sir," I moaned out loud as I struggled to catch my breath.

He was also out of breath and it took a minute for us to compose ourselves.

"You have paid 2,000. We will work on getting the other 998,000 down." He said as I began to compose myself following my powerful orgasm.

"Sir, but what about the touching? Does that not count?" I queried.

"It was a natural part of the kissing. You can agree to it next time and we will negotiate and appropriate fee," he replied.

I didn't want to argue as there was danger to my liberty. Men like him were dangerous for young poor women like me and I just gathered my things before leaving.

The rest of the week he did not mention anything and I just worked as normal.

I checked the account and the funds were returned and my false invoices had been removed. It was noted as an accounting error.

It was late on a Friday when he left a key card for a hotel room on my desk. It was a hotel in another district of the city and some distance away from our place of work. I would have to take a rickshaw to get there. I was nervous about this and did not like the idea of meeting alone in a hotel room. My family were strict and honorable and very traditional. It would be unthinkable for me to lose my honor before marriage. The consequences were unthinkable as I knew any future husband would not accept me if I was not a virgin even in this modern world. We were not rich but my father placed his value in his honor. We were sanskari people and I was now bringing us into the realms of dishonor.

I did not have a choice and would just need to hope I was able to pay off what I owed without letting things go too far.

I entered the hotel room nervously but I was relieved to find I was the first one here. I took a moment to compose myself and rinse my face to freshen up. I usually wore layers at work but I removed them until I was just in my blouse and skirt. I lay back on the bed as I contemplated my options. I told myself I had to set some ground rules and he could be understanding. He would know what it meant for a woman to be chaste on her wedding night.

The click of the door opening brought me out of my deep thoughts of my predicament as the reality set in.

He walked in holding some flowers. It was strange as this was not some relationship but he had essentially blackmailed me to be here.

I appeared to be gracious and thankful for the flowers and on some level it was a nice gesture.

"Sir, why did you want to meet here?" I asked as I sat on the bed. He loosened his tie and took off his suit jacket. He unbuttoned the top few buttons of his shirt letting his chest come into view.

He sat down on a sofa and said, "Help me take off my shoes." He knew the power dynamic between us and I had no real choice but to get on my knees before him and help him remove his shoes and socks.

"How would it look if you were staying in my office late after work? This is more discrete for us both," he said as he untucked his shirt. Only a few buttons holding it together against his portly belly.

He clearly intended this to go on for some time but I wanted it over with as soon as possible.

"Can I ask how I can pay more of the sums off?" I asked curiously.

He asked me to sit down next to him. I got up off my knees and sat next to him. He had this hungry look in his eyes and stroked my leg over my skirt.

"2000 for a kiss is established. So shall we say an extra 1000 if you agree to touching also over your clothes," he said. There was no point not agreeing to this as it was obvious he would grope me in any event.

"Ok, but I believe it should be more for touching. 4000 seems fair," I replied.

He pulled me in for a kiss and I naturally put my hand on his chest as I semi-resisted. It was a natural instinct but he soon brushed my hand to the side as he firmly groped my breast. His fingers dug into the flesh of the soft flesh of my skin even through my blouse and bra. He was able to find my erect nipples as he circled and flicked them with his thumbs.

"Uhmff!" I could not help it.

I felt an intense arousal at this overwhelming attention. I would moan into his mouth from time to time as I struggled to control my arousal. My hand was over his crotch as I stroked the fat bulging cock.

He soon had me pinned down on the sofa as our kiss intensified. My tongue was wrapped around his as his one hand began to hitch up my skirt. Surely the 60 seconds were up now? But I could not stop him as I wanted more and he wanted more.

His fingers began to massage the mound of my vagina as I moaned more obviously. "Uhmff! Uh!" His finger was on one side and his thumb on the other as he massaged my mound together.

The slow and gentle massage was so arousing and I was struggling to keep control.

I was breathing heavy as we kissed and I began to stroke him faster.

He pulled my blouse out of my skirt and he had pulled up my bra cups so he could grope my naked breasts. His fingers worked on my nipples as he pulled and pinched them.

He began to furiously rub me through my pantyhose and panties until that intense feeling returned once more.

I had to break off the kiss once more as I became overwhelmed.

"Uff! Oh!" I moaned as I came to orgasm once more. My body shaking from the after effects.

It took us a few moments to gather our breath before I began to fix my clothes.

"We still have some time. What if I offered to take off a further 4000 if you let me kiss your armpits?" He asked.

I never liked to be home too late as my parents would ask a lot of questions. It seemed simple enough even though I was self conscious about my sweaty armpits as I wanted to work down the total as soon as possible.

I nodded my head to agree and a creepy smile crept on to his lips.

"You must take off your blouse so that I can kiss them," he requested and I realized I had not thought this through. There were sweat patches on my blouse and I had not shaved.

I looked around reluctantly as I clung to the bottom of my blouse.

"Sir, should there not be an amount coming off for taking off my clothes?" I asked.

"What clothes are you thinking of taking off?" He asked.

"Just my blouse," I replied. He had this slimy grin on his face.

"There will be nothing for that but if you take off your bra then maybe I will take off another 5000," he replied.

I had no power or control in this situation and I began to feel overwhelmed.

"Sir, I just need a moment to go to the bathroom," I said.

I entered the bathroom and took some deep breaths as I leaned over the sink. My heart was pounding in my chest and I could hear my blood rushing in my ears. I was feeling so aroused my clit felt uncomfortably engorged. I slipped my hand inside my pantyhose and panties and roughly flicked and rolled my clit as I tried to ease that building tension.

"Oh! Fuck!" I said as I bit my fist.

I took a deep breath as I composed myself before entering the room once more. I knew any kissing would not be limited to my armpits especially with how he wanted me to remove my blouse and bra. He was an animal that could not be contained by limits. So I thought I would get it to work for me.

"Sir, I have a proposition. You will take off 20,000. I will remove my blouse and bra. But your kissing and touching is not limited to my armpits. You can kiss and touch anywhere that is above my waist," I say and notice his eyes light up.

"You are now understanding the situation," he says with a sleazy smile and motions for me to remove my top. This would bring me down to 972,000 and I felt I needed to make more headway on this insurmountable figure.

His eyes seemed to pierce through my clothes as I slowly removed my blouse and reached behind me to open the clasps on my bra. My fingers were fidgety as I tried to open the clasp. There was a nervous tension in my body. I was finally able to unclip it. As I held the bra cups against my breasts, I was nervous and worried about exposing myself to a man. No man had seen me naked.

I was pretty innocent when it came to sexual things. I did things with my ex but we had limits and I was never naked before him. We had a lot of kissing, dry humping and heavy petting but we always knew our limits. I could never be alone with him as I could not trust myself. I was always afraid of losing myself to the passion and going beyond the point of no return.

"Drop it," he said as his eyes seared into my body. My hand nervously released the bra and it fell to the floor.

"Lift your arms above your head," he commanded and I obeyed.

My hands were behind my head in my hair as he came close. His shirt was only together by a few buttons and it was untucked. His fat portly belly stretching the material.

He was deeply unattractive but why did my panties always get wet and my arousal increase?

He caressed my hairy and sweaty armpits with his fingers. I felt ashamed at my condition and looked the other way.

"Sir, I am sorry. I have not taken care of it in some time," I said out of embarrassment at the poor maintenance as it had been months since I had shaved. He gently massaged the moist hairs on my armpits and I moaned in response, "uff."

"I find you more intriguing like this," he said as he leaned in with his face. His nose nuzzled in my armpit and he inhaled.

I don't know how to explain it but I found this extremely sensual.

"Oh! Sir! I am sorry once more. It has been a long day and very hot in the office," I said trying to explain the smell.

His hands moved around my waist and pulled me into him so that our bodies were joined. He began to plant gentle kisses on my armpit as his hand moved up to my other armpit and began to twirl my pubic hairs. His soft kisses soon turned into licking. My eyes were closed and I was becoming very aroused by his actions.

"Uhm!" I moaned in response to his tongue twirling circles around my armpit and sucking on it. He was driving me crazy. His hands moved to my breasts and began to caress and massage them.

His fingers circled my areola and his thumbs lightly flicked my nipples.

"Oh! Sir! What are you doing to me?" I moaned out loud as I felt a burning heat between my legs.

I pressed my body into his so that I was making contact with his bulging erection. He was making hot and bothered by his seductive attention.

I began to grind against his erect cock as I felt his attention on my armpits and breasts. It was frustrating that I could not feel the full length of his naked cock.