Disclaimer - all persons involved were over the age of 18 at the time.
She was my high school girlfriend. We were both virgins. One day at her friends' place, we went all the way. Looking back, I can see this was probably the plan all along. But as a horny teenager, I was still a bit clueless and it seemed pretty spontaneous at the time.
My girlfriend, Anna, and I had been together for a bit. She was a figure skater and got straight A's. I was athletic, but more into skateboards and mountain bikes than academics. We messed around frequently but had never actually had sex at this point. Her best friend lived in an apartment with her dad, a trucker. He was never around, so our local group of friends spent a lot of time hanging out there. For the most part, it was pretty wholesome - we'd watch television, cook meals and play cards. One day while it was just the three of us, Anna asks her friend if she could use her room to show me the new dress she just bought while she tries it on. Her friend just rolls her eyes and says "sure, I've gotta go run down to the store anyway. I'll be back in 30 minutes."
It was end of semester and we had both been pretty busy. This was our first real alone-time in a couple weeks and I was definitely looking forward to it. Anna led me into the room and closed the door. She actually did have a shopping bag with a new dress inside it. She got undressed and my teenage hormones immediately kicked in. I tickled her while she tried to ignore me.
"Don't you want to see my new dress?" she teased.
"Of course I do! But right now I'd like to see it on the floor" I replied without skipping a beat as I took her in my arms.
I kissed her neck right where she liked it. And she responded with a light moan. She was wearing the sporty Calvin Klein bra and underwear she knew I liked. They really showed off her toned body and legs. She feigned indecisiveness for a few seconds then made a show of dropping the dress on the floor. She then helped me out of my shirt and we found our way onto the bed. I figured we'd do our usual messing around - maybe I'd get a BJ out of it before her friend got back and we could pretend everything was normal.
"Take your pants off, there's nobody here and we've got a bit of time." she said.
Seeing as she was already in her underwear, it only seemed fair. I kicked off my pants and we were back at it. I managed to help her out of her bra and she got on top, freed my member and started kissing it. I was waiting for her to take it in her mouth but she looked at me and said "these are in the way" pulling on my boxers. I was a little confused - she had never complained about my boxers being in the way before. As I stood up and took off my boxers, Anna rolled onto her back and wiggled out of her panties. At this point, she must have seen the confused look on my face.
"whoa, down boy, don't get any ideas. I just don't want my clothes getting messed up" she said with a coy smile.
I laid down next to her and we began to kiss. I started with her mouth, neck, earlobes and slowly moved down to her breasts. My hand was teasing her nether-regions. Meanwhile, my hormones were racing and my cock was at full attention. She reached over and began working her magic. This was the first time we had been completely naked together - a fact that was not lost on me and added all the more to the excitement and arousal. It was intense and I really wanted her to finish me off. She had other ideas.
"oh my, I'm so wet. I want to try something; I want to rub your cock against my clit." she whispered in my ear.
I hadn't expected that. This was going further than I had hoped or anticipated. She noticed my reaction.
"I don't mean it like that. I just want to, you know, see how it feels. That's all."