Some or all of what follows may be true, or based on real people. Or not. But no real names are used.
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It was a lazy summer weekend day; all the windows were open, and the sounds of lawnmowers and kids playing filtered in to the house. Henry's family was away at the beach, but he'd had to work on a project this weekend and couldn't go. Henry settled into his recliner with the newspaper and a cold beer, and punched up the ballgame on the TV; he may have dozed off from time to time.
Suddenly he became aware of what sounded like a fierce struggle from just outside his dining room windows. He heard moaning and groaning and carrying on. Curious, he got up and went to the window and to his surprise witnessed a totally unexpected struggle indeed. His upstairs neighbor Janice was lying on a chaise, in the sunlight but in a spot where she couldn't be seen from the houses on either side because of the high fence, the garage walls and the house itself.
Janice often sunned herself out there but Henry rarely paid attention - even in the sun she wore baggy clothing which hid any figure she might have had; that, plus her apologetic, mousy personality, made her a nonentity in Henry's eyes. Besides, Janice was married, although her husband had recently left, and her son was spending the weekend with dad.
Not this time though! Janice's baggy denim shorts were at the foot of the chaise. Her halter top was pulled down off of one very shapely, if smallish breast. Her panties were pulled aside - Henry noticed immediately that she was a natural redhead - and the fingers of her right hand were stabbing viciously in and out of her cunt while her left hand worried away at her exposed pink nipple. Henry thought she must be ready to have a wonderful orgasm, and stood in the window watching; unconsciously his hand dropped into his pants and he started softly stroking himself.
Janice stabbed and stroked and rubbed, and Henry watched... and nothing else happened. She seemed to be struggling very, very hard and getting more and more frustrated. Henry was reminded of the old porn classic "Devil in Miss Jones" where the title character shared a similar fate. Henry kept languidly rubbing his slowly-stiffening cock, more curious than excited.