"Oh shit!" I shouted. "I'm so sorry Frank! Here. Let me help you up." I offered him a hand, and just as he grabbed it to pull himself up off the floor, I remembered that I wasn't wearing a top and my "girls" were on full display.
Once he had his feet under him, I crossed my arms over my chest and turned my back to him. Luckily, I still had my skirt on or he probably would have seen my bright red behind too. "I'm so sorry Frank! I can explain this. Really!"
"No need" He replied. I could hear the smile in his voice. "I'm sure there's a perfectly, reasonable explanation why you'd be running round the parking garage half naked, and I'd love to hear it sometime, maybe over drinks some night after work, but I really need to get going. It's my weekend to have the kids and I can't be late. My wife will have my balls in a vice if I'm more than 5 minutes late. She probably has a date with her boss or some other bigwig from work."
"Oh thank you Frank! Umm. I don't suppose you'd let me borrow your suit jacket, would you? I'll get it back to you on Monday."
"Sorry. I would if could, but I can't. My ex insist I take the kids to Church on Sundays and my other suits are at the cleaners. I need this one.
Tell you what though. Keep your back to me, put your arms down and trust me. I'm going to have to unzip your skirt, but trust me."
I hesitated but did as he said. I didn't really have much choice. I felt fingers on the waist of my skirt then felt his other hand pull the zipper down about half way. He pulled my skirt up, stopping once to unzip it a little more, then pulling it up over my chest. He then pulled the zipper back up as far as it would go. My upper body is much broader than my waist so it couldn't close all the way.
I looked down. There was still an awful lot of cleavage showing but I've worn lower cut tops out clubbing in the past. The bottom hem came to just below the level that would get me arrested if I wore it on the street.