Episode V -- The public embarrassment begins.
James came out of the water, pressing his hands against his cock wrinkled by the salt water and wondering how the crowd that had gathered at the beach in a few minutes would react to seeing him naked. He started to hear some giggling around him, which confirmed to him that this was not a clothing-optional nude beach but a public beach where it is normal for everyone to wear their bathing suits. Feeling stupid, he continued on his way to his umbrella trying not to look at anyone, until he realized that his umbrella was gone.
"Where the hell are our belongings?" James thought terrified, then looked up and searched in all directions. He couldn't believe that they had stolen everything, that they couldn't even get back his bathing suit or at least a towel, so he started running from one side to the other, still trying to cover his cock, but no matter how hard he tried, he couldn't find his things. Out of the corner of his eye he noticed that a group of girls (wearing their bikinis of course) sitting on their towels were laughing at him. Being watched, and slightly humiliated, by such pretty young women gave James a slight hard-on and at that moment he wished with all his might that it would stop or he would attract even more attention.
Feeling defeated, he returned to the sea in search of his girl to tell her the terrible news: "Honey, I don't know how to tell you this but... We have been robbed, we have nothing right now..."
Audrey couldn't believe it and looked at him glassy-eyed as she listened until she interrupted him: "shiiiiit, I'm not going out there naked! Do whatever it takes, ask any of the people around here for a towel, go back to the campsite or go into a store, whatever, and beg for a towel!"
James was more afraid than embarrassed to enter a public establishment fully naked. Was he supposed to explain what happened to them and just expect help? He wasn't sure if some shocked old lady could call the police and get him arrested for indecent exposure. He was also worried about leaving his girlfriend there alone, if some bastard has robbed us some pervert might show up willing to try something worse. Anyway, he was not able to find a better choice and he came back out of the water ready to do what Audrey asked him to do.
However, a strong swell was unleashed suddenly and upset the forecasts of the unfortunate couple. As soon as James turned around, he saw how a huge wave was dragging Audrey towards the shore, so he had to help her get up in front of the gazes of those who were walking by. Immediately Audrey used one hand to cover her crotch and another to cover her chubby ass, leaving her chest exposed; it was too late to return to the water, judging by the prying eyes and laughter from the crowd it was clear that everyone had realized what had happened.