Preface: When you make a bet, make sure you are really ready to pay the price if you lose! Carol is a 20 year old blonde with a page boy hair cut and she measures a petit 34b-24-26 and her weight is only 102 pounds. Jim on the other hand is the "jock" type. Sometimes he is a little slow but he has a heart of gold when it comes to his lady, Carol. Both are fun and full of life and love to experiment with anything that won't get them arrested or hurt!
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Carol and Jim had been sweethearts since high school. Now they were away at college and shared a house with the consent of both of their parents.
Carol and Jim were quite competitive and they bet on everything. Payment of the loser didn't involve money because they needed their money to pay the rent and house bills. The circumstances of the events in this story were created by a bet about who was going to get the higher grade on the computer programming exam they both had to take.
The stakes of the bet, which was mutually agreed upon right after the bet was made, were higher than ever before. The loser of the current bet was going to be totally naked all day next Saturday unless the winner took pity on the loser and allowed some type of cover. It was also mutually agreed the loser had to do everything and anything the winner directed the loser to do WITHOUT question or hesitation. Finally it was mutually agreed the loser had to follow the winner's direction immediately or face having an additional day added as the penalty.
Up until this bet, Jim and Carol's bets had only involved some minor flashing. Since Carol lost most of the bets, she was the one who had been embarrassed by the experiences of flashing. The bets also had other penalties such as taking notes for the winner, doing the chores of the winner and other miscellaneous tasks. The current bet made Carol nervous even though she wouldn't admit it. She studied extra hard so she could pass this exam with a very high score.
Both Jim and Carol were nervous as they entered the exam room but neither would admit it. Both of them stayed in the classroom to the very last minute reading and re-reading their exams and their answers being the last ones to turn in their exams before heading off to their next class. As they walked to their next class, each of them bragged about not only passing the test but each one believed they did better than the other one.
Carol even took her bragging to the next higher level and said to Jim, "When I win, I am going to have you do some very interesting things. I think I'm going to invite some of my girl friends over to the house on Saturday."
Carol turned to Jim and said, "I know you aren't going to win but have you thought of any penalties you would have liked to see me do?"
Jim glanced at Carol with a smile on his face and said, "No all I've been doing is studying and getting ready to take the exam so I haven't had time to think about anything else."
Carol queried, "So you don't have any ideas of what you would have made me do if you had won floating around in your head?"
Jim simply replied, "Nope."
The rest of the week was a quiet one. Nothing out of the ordinary happened and neither Jim nor Carol mentioned the bet again.
On Friday they walked into the computer programming class very confident that they had each won. The professor walked up each row of desks passing back the exams and Carol smiled very broadly at Jim when she saw she had a 98% on her exam. She was sure that Jim couldn't top that. Just to rub it in she turned her paper around so Jim could see the grade with a big smile on her face. Jim not to be undone sat in his seat and waited on his exam to be returned. When Jim received his paper, his poker face didn't give his grade away. She looked at him and with prying eyes wanting to know what he had received for a grade. Jim tucked his paper away in his pack without any fanfare and soon the class began.
Carol was almost jumping up and down in her seat with her inner excitement. She was SURE that Jim had not showed her his grade because he had lost the bet. She was having trouble paying attention to what the professor said.
Carol's mind was churning out ideas as she started planning how much fun she was going to have at Jim's expense. She thought to herself, I will teach him a lesson he will never forget. Carol came to the conclusion that she would invite Joyce, Kim and Terry over to their house and really embarrass Jim by having him run around the house as their servant wearing only his jock strap and then she would hold an auction between the girls and the highest bidder would get to take off Jim's jock strap and keep it for a souvenir.
Carol knew Jim's cock would get hard with the other females in the house and she was going to make sure Jim wasn't going to allowed any relief so he would be really embarrassed walking around with a hard on all day.
When the bell rang, Carol didn't hear it because she was so deep in her thoughts.
Jim approached her seat and nudged her and said, "Hey, let's go."
On the way out of the class Carol turned to Jim and exclaimed, "I have some very big plans for you tomorrow!"
Jim smiled and they walked hand in hand to the next class.
The rest of the day Carol's brain was in high gear planning what she was going to have Jim do on Saturday. She was sorry that there was only twenty four hours in a day but she would make the most of the hours she had at her disposal. She was so excited she had finally won a bet!
That night over dinner Carol brought up the subject of Jim's exam grade. She was all smiles when she asked, "What did you get on that exam anyway?"
Jim never gave any indication that he had either won or lost. He got up from the table and went to his bag and pulled out his exam and handed it to Carol. All of a sudden, Carol's face went from an ear to ear smile to a very big frown. On the paper she saw that Jim's grade was 100%.
Carol's hands began to shake and with a voice barely audible, she said, "Congratulations." Tears welled in her eyes as she had to admit to herself that she had lost the bet and now after all her gloating, SHE was the one who was going to have to pay up!