Jenny and Emma had been friends since they met at grad school. Although they took different paths after they graduated, they stayed in the sunny city where they had studied. Jenny had started a job in a publishing company - and Emma had founded a tech startup with a few of her fellow graduates, which had - miraculously - gone on to see quite some success with her as their CFO.
One unique part of the city they had made home was a secluded clothing optional beach in a small cove, which they had both started visiting whilst still in grad school. They made a habit, at least every two weeks, to visit at the weekend to catch up together. At first, they had sunbathed in their swimsuits - but over time they had gained enough confidence to go fully nude to get a perfect all over tan. The found it remarkably freeing to just hang out together in the sun, without the need for any clothing - just the two of them, talking about anything that was happening in their lives.
On the last week of summer this year, they had met up as usual on a Sunday afternoon for their regular beach visit. Emma held a holdall bag over her shoulder as they carefully waded through the warm sand to their regular spot nestled between some craggy rocks.
The beach wasn't often busy - most people were too prudish to take up the offer of a clothing optional beach. Today, there were a few people around, some nude, some not - but as it was the end of the season, they were well dispersed.
As the two women found their spot, they walked past a few people - but one particular caught their eye. A man, on his own on a towel - who was mostly unremarkable: reasonably fit, not too tall, short black hair. But the one thing that caught their eyes, as much as they tried not to, was what was between his legs. He had an extremely small penis. Generally, beach goers would make a point not to ogle people's junk - but this was a particular exception.
Jenny tapped Emma on the shoulder, surreptitiously pointed at the man and put her hand over her mouth - trying not to laugh. At first Emma didn't spot what she was so amused by, but when she did - her eyes went wide and she buried her face in Jenny's shoulder to hide her amusement.
The found their spot - some way away from the man.
"Oh. My. God. It's so teeny weenie!" Emma whispered, making a gesture with her hands.
"I know! How is he not embarrassed to have it out!" replied Jenny.
They both giggled to each other briefly - but then regained composure as they stripped out of their clothes, placing them into the holdall bag carefully.
Jenny was taller, with long flowing blonde hair, but a petite frame. She effortlessly slid out of her summer dress - only wearing panties underneath, which she carefully stepped out of.
Emma was a little shorter, with broad shoulders and a full bust. She too was wearing a light dress - unbuttoned and stepped out of - with a underwire bra underneath to support her substantial chest. She popped open the clasp on the front of the bra and felt an immediate sense of release as her breasts relaxed. She slid her hands underneath the sides of her panties and shimmied them over her wide hips, which she then flicked with her toes into the bag.
The two, fully nude, settled down on their towels ready to catch some rays. They chatted about their weeks - Jenny about an awkward agent she had to deal with, and Emma about an obnoxious tech-bro she had to deal with at a trade conference recently.
Their conversion flowed naturally as they absorbed the sunlight over the afternoon.
As the sun was starting to go down, the beach was emptying. Jenny and Emma always stayed until the last moment - often they were the last ones on the beach. But today, they weren't quite the last. The guy they had been laughing at earlier was still here - just them and him.
"He's still here," Jenny whispered.
"Heh... want to make a bet?" Emma asked.
"A bet? What sort of bet?"
"The prize is... paying for dinner. Winner's choice."
"OK... what are you betting?"
"I bet - that I can make that guy cum without touching him," Emma confidently proposed.
"What! How? You... no way. Isn't that illegal?"
"Maybe, but who's going to know?" Emma gestured to the empty beach.
"You are so naughty. But I can't see how you'll do it. OK, you're on," Jenny agreed.
"Alright, watch this," Emma stood up - still fully nude - picked up her handbag, tapped the side of her nose with her finger and winked.
Emma walked over to the man, slowly, who was still sunbathing unaware in the diminishing light. She gently approached, stopping only a few feet away from him.
"Hey," Emma said to the man to get his attention as she stood over him.
"Oh, um, hello, can I help you?" the man said, opening his eyes.
"Just wanted to tell you something," Emma said, "you've got a small dick."
The man didn't reply - just looked confused, looking up at Emma's body from below.
"Like, it's really tiny - it can't be more than an inch or two," Emma continued, "I bet you can't even fuck with it."
The man flushed red.
Emma reached into her handbag - and took out a wad of cash.
"Want two hundred dollars?" Emma offered.
The man looked puzzled, and hot.
"Rub your nipples for a minute and I'll give you it in cash," Emma confidently offered.