the-payback-tour
EROTIC NOVELS

The Payback Tour

The Payback Tour

by donoctavio
19 min read
4.84 (21500 views)
adultfiction

Foreword

I wrote this novel with the definition of erotica in mind. To me, what separates erotica from literary pornography is the existence of a plot and character arc. In true erotica, the protagonist's journey or growth is rooted in something sexual in nature. That is certainly the case in this story, which I hope you enjoy reading as much as I enjoyed writing it.

This is a long story, but one that I hope you will find rewarding when you finish it.

A huge thanks to P_Anderer and Ddylvsmycl1t for your input, encouragement, suggestions, and proofreading. This wouldn't have been possible without you two. Words cannot express my gratitude.

As this story is submitted for the Summer Lovin 2024 contest, please vote. It's difficult to get votes on a story of this length, so if you go to the trouble of reading this, PLEASE vote.

PROLOGUE

Everyone has a key moment in his or her life that shapes how the rest of it unfolds. A fork in the road, a life-altering experience, or a tragic event. Whatever it is, everyone has at least one. Some have more than one.

This is the story of one of those turning points in my life. A period that, more than any other, impacted how my life turned out.

Although it's been years since the events took place, I've told them as true as I remember. Telling it truthfully means I'm as much the villain as I am the hero. I'm not unique in this regard. Most people are flawed; capable of both good and evil. I did some stupid shit back then. But I'd like to think I also made a few good decisions, committed a few good deeds.

Like any good story worth telling, it starts at the beginning. Maybe not

the

beginning, but

a

beginning. And it's my story so I'll tell it how I want. You just need to understand, the beginning of this story is also the point at which I was the biggest prick. If you don't know that going in, you might miss out on the part that matters.

It was the summer of 2024. I was an arrogant little shit at the time. A twenty-five-year-old boy in a man's body. I can admit that now. Blessed with good looks. Wealthy thanks to some good luck and a great friend. And too clever by half, as my dad would say. I had everything going for me.

Except for one thing. That one flaw in my life, as I saw it then, was the result of events that occurred when I was a kid.

To fix this problem, I whipped up an idea—born from hubris and alcohol—that I convinced myself was ingenious. Inspired by my namesake, I decided to right the wrongs done to me by getting revenge on the people who had aggrieved me in my youth. Nothing wrong with a little payback, right?

So, I formed a plan. A plan that changed my life. I suspected it would. That was the point. What ultimately happened though, I never saw coming.

Do I regret what happened? In some ways, yes. One regret still pains me to this day. But, overall, no. As I learned, even a shitty decision can lead to something positive. When I consider how things turned out, and why, that fucking plan was the best thing that ever happened to me.

Then again, what do I know? As someone once told me, I'm a fucking idiot.

PART I

Chapter 1

And so it begins.

I sent the text and saw the "Delivered" message pop-up on the screen of my phone, before it quickly changed to "Read." I saw that the recipient, my friend and business partner, Charlie, was already drafting a response. He didn't make me wait long.

Lol. For a smart guy, you're pretty fucking dumb sometimes. Good luck, bro.

I chuckled at the response, clicked the screen into sleep mode, and pocketed my phone. I sat back in a maroon, faux leather chair, and brought my right foot up on my left knee. I flicked a piece of dust from my polished, black Bruno Maglis, checked my Rolex for the time, then steepled my fingers together in my lap.

As I sat there, waiting for my appointment with the branch manager of the bank, I noticed I was shaking my right foot, and my heart was racing. I frowned at my body's nervous response.

To distract myself, I scanned the room, observing that the bank was busy at two minutes 'til three on a Friday afternoon. Customers standing in lines or sitting at chairs—likely depositing their paychecks before the weekend—and bank employees hustling to wrap up the work week, depositing checks, opening accounts, and closing loans. This branch was larger than most, with enclosed offices along the far wall and cubicles along an adjacent wall, which explained the high volume of people.

At three o'clock sharp, the door to a corner office with the name "D. Henderson" on it opened. Out stepped a blonde wearing a light gray business skirt and matching coat, an off-white silk blouse, and conservative, black Louboutins. She stood about five-feet ten-inches with the heels, which I estimated added about five inches to her height. She was thin but fit, with exceptional calves that looked delectable in those heels. She met my eyes, flashed a bright smile, and strode toward me.

In my mind's eye, the smiling blonde approaching me dissolved, replaced by the image of a freckle-faced teenage girl, sneering down on me. I blinked and the image was gone.

I stood as the woman approached, brushing my hands on my black Zegna slacks to straighten them out, as well as ease my nerves. I picked up the matching black sport coat, which I had draped over the back of the chair I was sitting in, then shrugged it back on. I had foregone a tie, choosing instead to leave open the top two buttons of my black and white pinstripe Brioni shirt.

The blonde extended her hand toward me, then enthusiastically said, "Dantes Morgan, it's so good to see you again."

I took her hand and shook it, her steel gray eyes meeting mine. For a thin woman, her handshake was surprisingly firm. "I'd heard you were back in town," she added.

"I'm sorry, do we know each other?" I asked, scrunching my face up in confusion. She was still shaking my hand and giving me a broad smile.

"Dallas Wilson!" she replied, like we were old friends. "We went to school together from elementary school through high school!" Her enthusiasm not the least bit dampened by my failure to recognize someone I went to school with for over a decade.

"Oh yeah," I said slowly, pretending as though I suddenly remembered her. "I saw the name Henderson on your office door and didn't make the connection. You'll have to forgive me; I haven't been back here in eight years." I took half a step closer to her and gave her my best smile. The one I've been told is charming.

Dallas Henderson née Wilson was eye-fucking the shit out of me while still holding my hand. It was a bold move, to hold someone's hand for that long. Some might even say aggressive. For Dallas, it fit the girl I remembered. When she saw something she wanted, she went for it. And based on the way she was looking at me, I was the "something" she wanted.

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"It's fine," she replied, finally letting go of my hand. "If I didn't know you were coming in, and I hadn't recognized the name, I probably wouldn't have recognized you either. You look so much different... in a good way! You look fantastic!" she gushed.

She unbuttoned her sport coat and opened it slightly, simultaneously thrusting out her ample chest as she planted her hands on her hips.

Those are new

, I thought. The Dallas Wilson I knew was flat as a board, even during her senior year of high school. As a soccer player and sprinter on the high school track team, she had great legs and an ass you could bounce a quarter off. But tits, not so much.

Not that I was an expert, but I guessed her new "girls" were about a small D-cup, which wasn't cartoonish, but it looked a little top-heavy on her thin frame. I personally preferred an athletic girl with great legs and a firm ass over big tits and curvy hips. To each his own.

"Thanks, Dallas," I replied to her compliment. "You look great as well."

From what I saw when she walked up, Dallas still had exceptional legs and a firm ass. I don't know what she was doing to stay fit, but it was working from the shoulders down.

To my amusement though, I noticed she still had a bit of a butterface. As in, everything looks good but-her-face. It wasn't that bad... if you like a face covered in freckles, and don't mind a

serious

case of RBF, aka Resting Bitch Face.

My perception was probably biased due to my history with her. Seeing her now, her freckles seemed to have faded a bit, and her makeup smoothed out her complexion.

I was undoubtedly being unfair to good-old Dallas. I wouldn't call her beautiful, but cute or attractive were apt descriptions. Her long, fair blonde hair, which she wore down, shone like summer straw on a sunny day. She had a dainty button nose and a brilliant, white smile. Though her gray eyes were nothing special as far as color, they had an intensity that I found appealing.

She led me back to her office, then closed the door behind me. I took a seat at one of the two chairs in front of her desk.

Her desk was tidy. The only items on the mahogany desk were a computer monitor, a keyboard, and a file—my file, I assumed.

She removed her sport coat and hung it on the back of her door, then walked around her desk and took a seat in a high-backed, brown leather swivel chair. Ever the sprinter, her movements were quick and smooth.

"It really is wonderful to see you again, Dantes," she said as she scooted her chair close to her desk. She placed her hands in front of her on the desk, tapping her bare ring finger on her left hand; she apparently wanted me to know she wasn't married. She also tucked her elbows in tight, effectively framing and squeezing her breasts together. Her blouse was struggling to contain them. "What have you been up to for the past eight years?"

I was confident the ambitious woman sitting in front of me knew a big part of what I had been up to for the past eight years. She was the bank's branch manager and responsible for handling its high net worth and corporate clients. She would have known I fit both categories from my file.

On the advice of my best friend, Charles "Charlie" Liu, I invested

very

early in cryptocurrency, then sold in November 2021, which was near the peak. I turned a ten-thousand-dollar investment into just over forty million bucks in about six years. It was all over the local news: the two high school seniors who invested in crypto and made over one hundred million—Charlie bought more.

Everyone in our hometown knew about it. I had to drop off social media after the story was published to avoid all of the friends I didn't know I had, and who suddenly wanted to catch up with me. Three quarters of them were female. Dallas was one of them.

"Not much to tell," I answered, a brush-off response to her question. "After I left home, I went to USC for undergrad, then UCLA for my MBA. After that I started working for a private equity firm. I moved back here three days ago." Technically, I co-founded the private equity firm with Charlie, but I wasn't one to brag.

"Oh my God, I went to USC for undergrad!" she enthused, excited by our common connection. "I was in the business school. What about you?"

"The business school," I replied flatly, hoping the smirk I felt inside wasn't showing on the outside.

"Really?" she questioned, her eyes narrowing as she seemed to be thinking about something. "I'm surprised we didn't run into each other over four years."

We did

, I thought to myself, recalling a memory of her looking right at me before a class, then pretending she hadn't seen me. Sensing that she had forgotten that moment, the nerves I felt in the lobby as to what I had planned for her evaporated.

"Yeah, funny we never ran into each other over four years there. It's a big school," I offered, straining to keep my tone friendly and my smile warm.

She returned my smile, but there was a hint of anxiety behind it. Like perhaps she recalled we had run into each other at college and it was best for her to change the subject.

Social etiquette dictated that I should have asked her what she had been up to since we last saw each other. But I wasn't interested in following protocol. I was at the bank for a reason, and it wasn't to make friends with Dallas fucking Wilson. Sorry, Dallas fucking Henderson.

"So..." I said politely, raising my eyebrows and waving my hand toward the file in front of her.

"Right, let's get down to business," she replied, plastering her smile back on her face and opening my file. "I see from your application that you're looking to open personal and business accounts with us, is that right?"

"Yes," I answered.

"Let's start with the personal accounts, what are you looking for?" she asked, picking up a pen and notepad, then listening attentively.

"Checking and savings only. My long-term investments are covered. I only need an account to deposit cash that I need to access in the short term, and I'd prefer to deposit it somewhere close to home and easy to access."

"Understood," she said, jotting down notes on her pad of paper. "How much are you looking to deposit?"

"Two million."

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Her eyes widened slightly at my response, then she quickly looked down to take more notes.

"Alright, what about the business accounts?" she asked, her eyes now locked on mine as she rolled her shoulders back, pressing those eye-catching breasts forward again.

"My firm acquired interests in several companies within the last six months and, along with the companies we held before that, we've got bank accounts for each of them that are all over the place. I'd like to bring all the businesses' accounts to a single institution, and then also open a line of credit for each business."

I watched her eyes light up as she realized I was presenting her with the opportunity to handle the banking needs for all the businesses my private equity firm had acquired. For the next forty-five minutes, she eased up on the flirting and got down to business. She asked follow-up questions when warranted, then presented me with her recommendations for account types and credit lines.

I was impressed with Dallas. Her recommendations were in line with what Charlie and I had discussed beforehand, and the interest rates on the credit lines were lower than I'd expected. My personal history with her aside, the girl knew her shit when it came to her job.

"I think I have the information I need as far as accounts go," she said, looking over her notes. "Can you confirm these are the business accounts that we will be transferring over? And the amounts are correct?"

I took a moment to review the wire transfer forms, which she had prepared to move the funds from the outside banks to her bank. "These all look correct," I answered. "Do you need me to sign these?"

"Not yet, we'll sign those once you execute the account agreements."

"Did you provide the board minutes authorizing you to open the accounts and credit lines?" she asked, looking through her file again. She was on top of every detail.

"It should have been sent to you in the email from my assistant," I replied. "Do you need me to have them sent again?"

"No, that's okay," she answered, focusing on something in my file. "I see that they were attached to an email. I have the email, but it looks like the attachments weren't printed. I'll have my people handle that; you don't need to re-send them."

She checked her notes and my file for a few more minutes, then announced, "Looks like everything is in order. The only things left to do are execute the account agreements, and I'll need a check from you for the personal account, unless you'd also like to wire those funds in."

"I'll write a check for the personal accounts," I indicated. "How long will it take to prepare the account agreements?"

"Not more than fifteen minutes, then another fifteen to sign everything," she answered, her hungry eyes now checking me out again. "After that we'll be in be-, uh, business together," she added, saving herself from a Freudian slip that I still caught.

While we waited for the paperwork to be finalized, Dallas found interesting ways to shift around to try to draw my attention to her chest. Seeing her shift in demeanor, and seeing our business was almost complete, I knew it was time to fish or cut bait.

I took out my phone, pretending I received a text. I twisted my face up in mock frustration, then said, "Shit, Dallas, I have to go deal with something for work right now."

"Oh..." she replied, her confidence rattled.

"I'm so sorry, but I'll have to come back and take care of this another time." It was four o'clock on a Friday, which meant the soonest I could come back would be on Monday. Then I added, "I'm also out of town for the next week for the Fourth of July, so I'm not sure when I'll be able to come back to finish this up."

The look on her face was priceless. A combination of "what the fuck?" and "how do I keep this guy here?" She was about to say something, when I cast my line to see if I'd get a bite.

"I don't suppose there's any way we could meet up tonight to finish the paperwork?" I suggested.

I could see the wheels turning in her head. I was certain the bank would frown upon what I proposed, even though she was the branch manager. But I could also see the ever-determined Dallas was motivated to close the deal, especially if it meant spending time with me outside of the office. I decided to sweeten the pot.

"I'm meeting a potential investor at Chateau Marseille at six o'clock tonight, but we're only having drinks in the bar. What if you and I met there at seven-thirty and I bought you dinner to compensate for making you work on a Friday night?"

Her smile was ear-to-ear, and her smoldering gray eyes were locked on mine. Chateau Marseille was the finest, and most expensive, restaurant in town. It was a two-star Michelin restaurant and had a two month wait list. As my hometown had a population of under a quarter million people, Michelin reviewed restaurants were scarce.

"I'm not supposed to meet with clients after hours and outside of the office, but since we grew up together, I think I can make an exception for you," she purred as she pushed her breasts together again. "I'll get everything ready for you to sign and meet you at Chateau Marseille at seven-thirty tonight."

"Great, let's meet in the bar."

Hook, line, and sinker

, I thought, hoping the grin on my face wasn't too big.

She came around from her desk to give me a hug instead of a handshake. With her office door closed, she clearly felt more comfortable dropping formalities. And since hugs were like handshakes in California suburbs—assuming both parties were within the same zip code in terms of attractiveness—I accepted the hug.

I smiled as she pressed her breasts against my torso a little more firmly than our relationship level merited. Definitely fake. And she was definitely interested.

Chapter 2

"So, you're really going through with this plan of yours?" Charlie asked, his voice pumped into my car through the Bluetooth system. I'd called him right after I left the bank to tell him I'd met with Dallas.

"For the millionth time, yes," I sighed, though my mind was similarly questioning if I could really go forward with what I had planned.

"Alright, you know my feelings on this," he surrendered.

"Yes, you made your objection clear for the record," I acknowledged.

"How did it go?" he asked.

"Pretty much exactly as I planned. She's the same girl I remember, only with bigger tits."

"Oh yeah?" he inquired. "She looked good then?"

"Yeah, she looks good," I conceded. "Better than she did back in high school."

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