Author's Note:
This story involves female nudity and light spanking in a family setting. Biological parents of the opposite sex are not involved but it does involve mother-daughter nudity and spanking. At some point the story may contain a step-mother punished in front of her step-son.
There is no graphic sex involved other than some references as appropriate to the story.
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Dave was sitting in the living room, going through all the mail. Karen, his wife and Nikita, his step-daughter were sitting on the couch discussing Nikita's wedding plans. She was recently engaged to Eric and both were understandably excited about it.
As Dave opened one of the envelopes waiting for his attention, he frowned and asked, "Karen, Honey? I thought you took care of this medical deductible bill for $240? Why am I getting this collection notice?"
Karen looked thoughtful and then remembered and sputtered, "Oh my God! I forgot, sweetheart. In all the excitement about Nikita's engagement and all that, you know."
"You might have forgotten once, but what happened to all the reminders? They would not have sent the bill to the collection agency without sending reminders. Why haven't I seen any reminders on this?" demanded Dave.
Karen bit her lip anxiously and said, "I, I hid them thinking I would care of it before it was too late. But I forgot."
"Here you are, daughter getting married and all that and rather than set a good example, you are acting like an irresponsible brat who not only forgets to pay the bill but childishly hides the reminders," fumed her husband.
Karen turned red at being chided like that in front of her daughter. Nikita looked embarrassed for her mom too.
"Honey, I will make it up to you later," said Karen, making her bedroom eyes. Nikita blushed because she was sure this involved something sexual and hadn't thought of her mom like that.
"Actually, I want to deal with this right now," said Dave.
Karen blushed, but conceded "Ok. Honey, I will go upstairs."
"Oh, no need to go upstairs. You will be punished right here in front of Nikita," said the hubby.
"Honey! You can't be serious?" yelped the nervous Karen.
Nikita looked confused.