As she passed by her bag, Kate pulled a tightly rolled towel out and shook it loose. I did the same and joined her in the bright sunlight on the cushions. With no wasted motions, she quickly swiped herself dry and tossed the towel onto the bench. Then she watched me finish up. When I was dry, I threw my towel on top of hers. She grinned once more and stepped close to me, her stomach nudging against my semi-hard cock. Her nipples were still tight from arousal and the cold water.
"So..." she said as her arms snaked around my neck.
"So," I said with a smile, bending to bring our lips together.
Her tongue darted once more into my mouth and my arms went around her fully, pulling her close. She tasted faintly of saltwater and sun, and her body was still cool against mine. As she moved, though, the space between us warmed quickly and I felt her sway from side to side, stimulating my cock to full erection almost immediately. She giggled when she felt its heat and gave an extra hard push against it.
"Are you ready for me now?" she whispered against my lips.
"Fuck, yes!" I groaned back.
Releasing her hands, I moved back to give us room to sink down onto the cushions together. Kate, however, had other ideas. She dropped quickly to her hands and knees facing the bow, looking back over her shoulder at me with smouldering eyes. Her knees were spread wide to rest on side-by-side cushions, and her pussy gaped open lewdly, glistening with arousal. One hand slicked back her hair while the other held her up, and she reached back when she was done to pull her ass to the side, opening herself even more.
"Welcome aboard," she said in pleasant tones that masked her eagerness, mostly.
"Jesus Christ, Kate!" I moaned in appreciation, my knees thumping onto the cushions inside her calves. "You look so fucking sexy!"
"Stop saying fuck and fuck me, will you?" she replied in a more normal, albeit urgent, voice.
"Aye aye, ma'am!" I snapped, running my cockhead up and down her slit for a moment.
Kate's hand returned to the deck when I grabbed her hips. When I drove myself into her with one long, steady stroke, her back arched in pleasure and a moan escaped her lips.